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Overview / Commentary
201 Main Street
Fowler, CO 81039

Fowler State Bank (CO) is headquartered in Fowler and is the 82nd largest bank in the state of Colorado. It is also the 4,994th largest bank in the nation. It was established in 1899 and as of March of 2016, it had grown to 13 employees at 1 location. Fowler State Bank (CO) has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Fowler State Bank (CO) has a relatively low asset base.

Health Grade Components

FDIC Certificate #12372
Year Established1899
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD9.17%
Annual Interest Income$632.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$72.8MM$70.9MM
LoansQ1 2016vs Q1 2015$31.4MM$31.5MM
DepositsQ1 2016vs Q1 2015$62.0MM$60.6MM
Equity CapitalQ1 2016vs Q1 2015$10.5MM$10.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$1.2MM$1.0MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.2MM$747.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0

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Fowler State Bank (CO) Locations
Fowler State Bank201 Main StreetFowler, CO 81039