Top Long-Term CD Rates at Frick Tri-County FCU in Southwestern PA


Frick Tri-County Federal Credit Union has started to offer something that we haven’t seen in awhile: a 3% CD. It has a special 10-year CD with a 3.00% APY. There’s also a special 7-year CD with a 2.00% APY. Minimum deposit is $1,000, and the maximum is $100,000. These specials are listed on the credit union’s home page on its main rotating image as of 6/25/2013. It’s a limited-time offer.

With the latest Treasury yield increases, you have to wonder if these CD rate increases may be the start of a trend. It will make it difficult for savers to decide when or if they should jump on a long-term CD.

Credit union membership is open to persons who live, work or worship in Fayette, Washington or Greene County, Pennsylvania. Please refer to the credit union’s New-Accounts page for more details. Membership requires a minimum initial deposit of $50 in the share savings account.

Frick Tri-County FCU branches are located in the Pennsylvania cities of Washington, Charleroi, Uniontown and Waynesburg.

The credit union has an overall health score at of 5 stars (out of 5) with a Texas ratio of 4.91% (excellent) based on March 2013 data. Please refer to our financial overview of Frick Tri-County FCU for more details. The credit union is federally insured by the NCUA (Charter # 14775).

How These CD Rates Compare

There is still a special custodial 10-year CD that’s nationally available with a 2.38% interest rate. This special is scheduled to end on 6/28/13. I have more details in this blog post. The highest nationally available 10-year CD rate that’s directly available from a bank or credit union is 2.00% APY at Apple Federal Credit Union. Discover Bank offers a 1.90% APY 10-year CD and a 1.80% APY 7-year CD. These rates are accurate as of 6/25/2013.

Searching for the Best CD and IRA CD Rates

To search for the best nationwide rates and the best rates in your state, please refer to our CD rates tables and our IRA CD rates tables.

Inforay   |     |   Comment #1
Keeping my fingers crossed that 3% CDs become a trend.  I would not mind 3% 10-year CDs especially if the early withdrawal penalty was not too burdensome. 
5.40% 60-Month CD at Frick Tri-County FCU in Pennsylvania
Frick Tri-County FCU has some competitive long-term CD rates. The Jumbo CD rates are 25 basis points above what's listed in the table. With this rate bump, the 5-year CD yield is about 5.40% APY and the 4-year CD yield is about 4.80% APY. The Jumbo CDs require a minimum $50,000 deposit which is less than the typical $100K Jumbo requirement. There's also a special 10-year CD with a yield of 5.60% APY. This requires a minimum deposit of $500. Note, since it's a special CD, the Jumbo rate bump...
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