Overview / Commentary
1420 Southwest Lee Blvd
Lawton, OK 73501

Fort Sill National Bank is a full service bank initially established in 1942 for the banking needs of Fort Sill’s military community. Since then it has opened up its product and service offerings to the wider Fort Sill, Oklahoma community.

The bank offers multiple checking accounts to meet various demands, from student to reward to senior checking account options. It has limited savings and money market account offerings and makes available CDs and IRA CDs with term lengths from 30 days to 60 months.

Fort Sill National Bank online banking gives customers an e-banking platform from which to access accounts, transfer money, and pay bills. The online banking package is free initially, but a monthly fee applies for usage after a certain period of time.

Fort Sill National Bank is headquartered in Fort Sill, Oklahoma, and operates branches in multiple states. It has received banking awards from various military branches for its banking services.

Great Bank With Great Staff!

I've never had trouble with FSNB! I bank all-online and they've been the best bank I have ever used. I have NOT had one problem since I've banked with them. There customer service is phenomenal, there mobile app is decent, easy too use! They offer a variety of amazing products/accounts that fits you're needs as a customer. One thing I love is they do NOT use chexsystems, or ews which is amazing!!! I am also a Elite customer and love it! Amazing perks come with it and I have the E-Standard and the account is awesome! I plan on upgrading by next year too the E-Advance!
This bank is fantastic! I would definitely recommend them 100% Best bank I used!
Thank you, FSNB!!!

Horrible Customer Service

The customer service is really horrible. The wait time at some of the branches is absolutely ridiculous!!!! This really needs to be addressed. Employees need a lot more customer service training!!!!

On Line Check Depositing Is A Scam

You start depositing checks with their online banking the first field go through with no problems and then they'll start saying they can't get in touch with certain Banks so they put a 7-Day hold on your check which is about 10 regular days cuz it's 7 working days, they will then offer you a chance to pay $15 to get your check to go through in seven regular days, literally holding your check for ransom, then they will start doing it to every check, when you start to ask questions they'll say all you're getting too many checks we're going to report you as a business and you can no longer put checks in our bank, they are complete fraud buyer beware!

FSNB Cares About Their Account Holders!!!

They will send you messages if there are charges going above your normal pattern of purchasing. The tellers are friendly and always smiling. I have never had a problem at this bank, this is a real American Bank!!! It has military history and their families what more can you say. Thank you FSNB!!!



Health Grade Components

FDIC Certificate #16416
Year Established1946
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.83%
Return on Equity - YTD22.82%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$485.3MM$488.1MM
LoansQ2 2023vs Q2 2022$150.8MM$156.2MM
DepositsQ2 2023vs Q2 2022$400.2MM$397.6MM
Equity CapitalQ2 2023vs Q2 2022$60.2MM$59.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$3.0MM$3.2MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.7MM$388.00K
Real Estate OwnedQ2 2023vs Q2 2022$306.00K$306.00K

Rates for FSNB are currently being reviewed.



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