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Overview / Commentary
1420 Southwest Lee Blvd
Lawton, OK 73501

Fort Sill National Bank is a full service bank initially established in 1942 for the banking needs of Fort Sill’s military community. Since then it has opened up its product and service offerings to the wider Fort Sill, Oklahoma community.

The bank offers multiple checking accounts to meet various demands, from student to reward to senior checking account options. It has limited savings and money market account offerings and makes available CDs and IRA CDs with term lengths from 30 days to 60 months.

Fort Sill National Bank online banking gives customers an e-banking platform from which to access accounts, transfer money, and pay bills. The online banking package is free initially, but a monthly fee applies for usage after a certain period of time.

Fort Sill National Bank is headquartered in Fort Sill, Oklahoma, and operates branches in multiple states. It has received banking awards from various military branches for its banking services.

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Fort Sill National Bank FSNB

Posted by: tater | Jun 4, 2011

I tried to open an account that was free if you had direct deposit but the teller set the account up on a plan that cost 7.50 per month, I advised that I would waite a week to come back and try again for the correct account, a week later the teller set the account up and had the last name spelled wrong but this was easy to fix and they did issue a new debit card with the correct last name, the day that my first deposit was supposed to be in the bank I could not access the funds due to the system being down..I'm not sure that this instatution is ready for any large scale accounts. I have changed one direct deposit back to my old bank and will check the progress on this bank next month and if problems still exist I will close the account.


Posted by: Peaches | Jun 7, 2017

This is the worst bank that I have ever dealt with! They are scammers and thieves! When I first opened an account with them, I was told that there wouldn't be a monthly charge for the Basic account, but surprise, surprise, they charged me. When I asked them why I was charged when there shouldn't be a charge, I was told that the type of account that I had, which wasn't a Basic account, charges $7.50. I told the lady that I had a Basic account, she said that I didn't and was very rude. I was very frustrated and just told her to switch me to a Basic account. the following month, thinking I had a Basic account, I still got charged for it. My mistake was, I took my son there to open a student account and I specifically told them NOT to give him overdraft. At the time, my son was only sixteen, just got his license and started his first job. For the student account, there would be no charge as long as he used his debit card four times in the month. Well he did and he was charged $10.00 per month anyway!! AND THEY SIGNED HIM UP FOR OVERDRAFT AFTER I TOLD THEM NOT TO!! After this, my son and I went to the bank and closed our accounts and now we bank with the Credit Union and couldn't be happier!!! THIS BANK STINKS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Unprofessional Staff, Obsolete Banking Services

Posted by: adukes | Jul 30, 2012

I recently started an account at FSNB located at my local Walmart in Shreveport, LA. My previous bank was through my college, which was convenient at the time, online banking, onsite ATM, direct deposit and cash back rewards. After graduation I found it inconvenient to have to drive an hour away for make withdrawals and having to mail in my deposits, so I switched to FSNB because it was less than 5 minutes away and plus I'm always shopping at Walmart. Setting up my account took longer than expected especially after the clerk misplaced my drivers license, on the upside I was able to get an ATM card immediately, but it had the look of some generic gift card you'd bought off the internet or at the end aisle of a store. Afterwards I would told I'd have access to online banking within 24 hours, and to use my email address and my temporary password to log in. 24 hours later, I couldn't log on, 72 hours later same thing. I pulled out the mounds of literature I was given about my account and online banking but no information on how to log in for the first time, no option to enter your email address, tried my account # no go, social security # no go. Finally I called in to Customer Service and was given instructions on how to log on, logged in, and lets just say the website is far from impressive or user friendly, and its set up in some obsolete text format, with red messages cluttered all over the screen. No option to save information, so you have to constantly re-enter your username and password, and the online bill pay option is just confusing, no explanation as to what the Pay Date is (payment due date, date payment will be made) nothing, no information on how long payments take to reach the payers. I've done online banking for years I assumed all payments that went electronic took 3 days and other took 5, WRONG, it took 10 business days for my payments to reach their payers and although they all read electronic they were mailed paper checks, UGH!!! If the website wasn't bad enough, the ATM at my location is never in service, and the staff there are very unprofessional and ghetto (yes I am too African American) multi-colored weaves and nail polish, fllp flops and excessive jewelry. None of the staff appears as if they ever worked in a bank before or let alone any professional setting, not the sort of thing you'd care to see from a place whom you'd entrust with your hard earned money. Needless to say I'm taking my business elsewhere, I'd be willing to pay some extra fees to be greeted by professional staff, with a working ATM, a more genuine looking bank card and a more user-friendly and updated banking website.

Sorriest Bank Around!

Posted by: IvyLupo | May 16, 2017

Worst bank and workers ever! Two weeks ago someone somehow made transactions across the U.S. from me. Took all I had and overdrew me by $293. The bank alerted me to this. Now they have to investigate it first, which I'm told could take 3 months. It should take no longer than a few days to get my money back. I was assured that when my work check got deposited, that nothing would be taken out to cover the overdraft. But it was. The overdraft this person took was the banks money....not mine. But they took my money to cover what the thief took. Not one of the 10ish people I have talked to act like they care one bit. I have a family and bills to pay. This is the most ridiculous mess ever! Please, if you want to trust your bank, NEVER EVER USE FSNB!!!!!



Health Grade Components

FDIC Certificate #16416
Year Established1946
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD3.49%
Return on Equity - YTD24.28%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$410.2MM$379.1MM
LoansQ1 2017vs Q1 2016$142.3MM$114.2MM
DepositsQ1 2017vs Q1 2016$336.5MM$311.5MM
Equity CapitalQ1 2017vs Q1 2016$58.9MM$53.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.9MM$2.6MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.2MM$192.00K
Real Estate OwnedQ1 2017vs Q1 2016$345.00K$345.00K
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FSNB Savings Account Rates


FSNB Money Market Rates

0.15%--Money Market

FSNB Checking Account Rates

0.08%$500-Career Checking
0.08%$500-Secure Rewards
0.08%$500-Basic Checking
0.08%$1k-50+ Checking
0.08%$500-NOW Account
0.08%$500-Advanced Checking


1.05%$500-60 Month CD
0.50%$500-30 Month CD
0.35%$500-18 Month CD
0.30%$500-12 Month CD
0.20%$500-182 Day CD
0.15%$500-30 Day CD
0.15%$500-91 Day CD


0.50%$500-30 Month Fixed Rate IRA
0.35%$500-18 Month Fixed Rate IRA

FSNB has 84 locations. Click to view all FSNB locations.