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1420 Southwest Lee Blvd
Lawton, OK 73501

Fort Sill National Bank is a full service bank initially established in 1942 for the banking needs of Fort Sill’s military community. Since then it has opened up its product and service offerings to the wider Fort Sill, Oklahoma community.

The bank offers multiple checking accounts to meet various demands, from student to reward to senior checking account options. It has limited savings and money market account offerings and makes available CDs and IRA CDs with term lengths from 30 days to 60 months.

Fort Sill National Bank online banking gives customers an e-banking platform from which to access accounts, transfer money, and pay bills. The online banking package is free initially, but a monthly fee applies for usage after a certain period of time.

Fort Sill National Bank is headquartered in Fort Sill, Oklahoma, and operates branches in multiple states. It has received banking awards from various military branches for its banking services.

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Fort Sill National Bank FSNB

Posted by: tater | Jun 4, 2011

I tried to open an account that was free if you had direct deposit but the teller set the account up on a plan that cost 7.50 per month, I advised that I would waite a week to come back and try again for the correct account, a week later the teller set the account up and had the last name spelled wrong but this was easy to fix and they did issue a new debit card with the correct last name, the day that my first deposit was supposed to be in the bank I could not access the funds due to the system being down..I'm not sure that this instatution is ready for any large scale accounts. I have changed one direct deposit back to my old bank and will check the progress on this bank next month and if problems still exist I will close the account.


Posted by: Candice22 | Jul 19, 2016


About 6 months ago I had an account with them, and I receive a monthly check, and they stole my entire check (not once but TWICE)!! I have a family, and we didn't have money to pay our bills.

I called the company to see if they can resolve the situation, and the representative had an attitude with me. Afterwards, I asked to speak for the supervisor, and she was just as mean and rude as the representative.

Please people, do not bring your business to them; they are scammers, rude, and uncaring.

You all have been warned

Unprofessional Staff, Obsolete Banking Services

Posted by: adukes | Jul 30, 2012

I recently started an account at FSNB located at my local Walmart in Shreveport, LA. My previous bank was through my college, which was convenient at the time, online banking, onsite ATM, direct deposit and cash back rewards. After graduation I found it inconvenient to have to drive an hour away for make withdrawals and having to mail in my deposits, so I switched to FSNB because it was less than 5 minutes away and plus I'm always shopping at Walmart. Setting up my account took longer than expected especially after the clerk misplaced my drivers license, on the upside I was able to get an ATM card immediately, but it had the look of some generic gift card you'd bought off the internet or at the end aisle of a store. Afterwards I would told I'd have access to online banking within 24 hours, and to use my email address and my temporary password to log in. 24 hours later, I couldn't log on, 72 hours later same thing. I pulled out the mounds of literature I was given about my account and online banking but no information on how to log in for the first time, no option to enter your email address, tried my account # no go, social security # no go. Finally I called in to Customer Service and was given instructions on how to log on, logged in, and lets just say the website is far from impressive or user friendly, and its set up in some obsolete text format, with red messages cluttered all over the screen. No option to save information, so you have to constantly re-enter your username and password, and the online bill pay option is just confusing, no explanation as to what the Pay Date is (payment due date, date payment will be made) nothing, no information on how long payments take to reach the payers. I've done online banking for years I assumed all payments that went electronic took 3 days and other took 5, WRONG, it took 10 business days for my payments to reach their payers and although they all read electronic they were mailed paper checks, UGH!!! If the website wasn't bad enough, the ATM at my location is never in service, and the staff there are very unprofessional and ghetto (yes I am too African American) multi-colored weaves and nail polish, fllp flops and excessive jewelry. None of the staff appears as if they ever worked in a bank before or let alone any professional setting, not the sort of thing you'd care to see from a place whom you'd entrust with your hard earned money. Needless to say I'm taking my business elsewhere, I'd be willing to pay some extra fees to be greeted by professional staff, with a working ATM, a more genuine looking bank card and a more user-friendly and updated banking website.

WARNING!! Do Not Enter!!! Worst Bank Ever!!

DO NOT go to FSNB at least in Cookeville Tn. It is the bank in some Wal-Marts. Fraud is apparently an easy thing to get caught up in with them. The staff is extremely unprofessional, and if you have any problems with them you might as well wait till hell freezes over for them to figure it out lol SERIOUSLY BEWARE.
Me and my fiance have just moved into a new apt out of state. I lost my job, because I was told I could transfer and they didn't even have a position available. We have a three yr old daughter and on top of being tight on funds now my fiance has experienced the worst thing possible to happen in this time of need. My fiance had 113 dollars in his bank account cus he had checked that night. That morning I went to make a 8 dollar purchase at the gas station and it declined. When I got home he called the bank and it was -$96.00. We then drove straight to the bank. Apparently a $220 western union had been taken out which he has never used. The attendant then looked more into it and found five more western union transactions which one was all the way to Jamaica. He was never notified and they never even thought it to be suspicious. We called western union and then made a fraud report. We had to make a police report too. On top of that a week later we call to see why we hadn't received the paper they were suppose to send us in the mail for the dispute, and they said we should of but we hadnt. He then just told us to go to the branch and they could fax it over...why they hadn't done that in the first place is beyond me. We leave right away and when we get there after waiting half an hr for the rep to fax it over it's a paper telling us what HE needs to do. He had to write all the fraud transactions down on a sheet of paper and faxed it back over. Just a big waste of time. They make no sense how they do things. We have to wait till the money is put back but as soon as it is we're leaving the bank. Nothing about this bank is right. If you see this bank...run run very far away.



Health Grade Components

FDIC Certificate #16416
Year Established1946
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD4.2%
Return on Equity - YTD29.28%
Annual Interest Income$11.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$384.8MM$379.8MM
LoansQ4 2016vs Q4 2015$143.6MM$108.7MM
DepositsQ4 2016vs Q4 2015$315.1MM$313.0MM
Equity CapitalQ4 2016vs Q4 2015$55.4MM$51.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.7MM$2.4MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.2MM$732.00K
Real Estate OwnedQ4 2016vs Q4 2015$345.00K$420.00K
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FSNB Savings Account Rates


FSNB Money Market Rates

0.15%--Money Market

FSNB Checking Account Rates

0.08%$500-Career Checking
0.08%$500-Secure Rewards
0.08%$500-Basic Checking
0.08%$1k-50+ Checking
0.08%$500-NOW Account
0.08%$500-Advanced Checking


1.05%$500-60 Month CD
0.50%$500-30 Month CD
0.35%$500-18 Month CD
0.30%$500-12 Month CD
0.20%$500-182 Day CD
0.15%$500-30 Day CD
0.15%$500-91 Day CD


0.50%$500-30 Month Fixed Rate IRA
0.35%$500-18 Month Fixed Rate IRA

FSNB has 84 locations. Click to view all FSNB locations.