Overview / Commentary
1420 Southwest Lee Blvd
Lawton, OK 73501

Fort Sill National Bank is a full service bank initially established in 1942 for the banking needs of Fort Sill’s military community. Since then it has opened up its product and service offerings to the wider Fort Sill, Oklahoma community.

The bank offers multiple checking accounts to meet various demands, from student to reward to senior checking account options. It has limited savings and money market account offerings and makes available CDs and IRA CDs with term lengths from 30 days to 60 months.

Fort Sill National Bank online banking gives customers an e-banking platform from which to access accounts, transfer money, and pay bills. The online banking package is free initially, but a monthly fee applies for usage after a certain period of time.

Fort Sill National Bank is headquartered in Fort Sill, Oklahoma, and operates branches in multiple states. It has received banking awards from various military branches for its banking services.

Great Bank With Great Staff!

I've never had trouble with FSNB! I bank all-online and they've been the best bank I have ever used. I have NOT had one problem since I've banked with them. There customer service is phenomenal, there mobile app is decent, easy too use! They offer a variety of amazing products/accounts that fits you're needs as a customer. One thing I love is they do NOT use chexsystems, or ews which is amazing!!! I am also a Elite customer and love it! Amazing perks come with it and I have the E-Standard and the account is awesome! I plan on upgrading by next year too the E-Advance!
This bank is fantastic! I would definitely recommend them 100% Best bank I used!
Thank you, FSNB!!!

Horrible Customer Service

The customer service is really horrible. The wait time at some of the branches is absolutely ridiculous!!!! This really needs to be addressed. Employees need a lot more customer service training!!!!

Deposits Department

This Bank absolutely the worse!! It’s a waste of time please put your money and Buisness elsewhere!!! Customer service is rude, they’ll tell you whatever but it doesn’t follow policy! They held my check after declining because I called them out on it and said Melissa should resign for all the money she stopped from being deposited. After calling her out she then accepted my check and placed a 7 day hold, I’ve been a customer for 8 months and there’s always an issue although policy states my check should be available next Buisness day! I don’t recommend to anyone! And the fees to service doesn’t add up

FSNB Cares About Their Account Holders!!!

They will send you messages if there are charges going above your normal pattern of purchasing. The tellers are friendly and always smiling. I have never had a problem at this bank, this is a real American Bank!!! It has military history and their families what more can you say. Thank you FSNB!!!



Health Grade Components

FDIC Certificate #16416
Year Established1946
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD3.5%
Return on Equity - YTD25.03%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$468.3MM$500.5MM
LoansQ1 2024vs Q1 2023$152.4MM$150.6MM
DepositsQ1 2024vs Q1 2023$379.6MM$412.9MM
Equity CapitalQ1 2024vs Q1 2023$66.1MM$63.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.8MM$3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$652K$1MM
Real Estate OwnedQ1 2024vs Q1 2023$3.1MM$306K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FSNB Savings Account Rates

7.00%$0-Cents-able Savings
OTHER TIERS: 0.30% $25 - $5k | 0.50% $5k - $50k

FSNB Checking Account Rates

0.05%$500-Career Checking
0.05%$500-Basic Checking
0.05%$1k-50+ Checking
0.05%$500-Advanced Checking


2.75%$500-60 Month CD
2.50%$500-30 Month CD
2.25%$500-12 Month CD
2.25%$500-18 Month CD
1.75%$500-182 Day CD
0.50%$500-30 Day CD
0.50%$500-91 Day CD


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