Fulton Bank, National Association


Overview / Commentary
717-291-2499
One Penn Square, P.O. Box 4887
Lancaster, PA 17604

Fulton Bank, National Association is headquartered in LANCASTER and is the 2nd largest bank in the state of Pennsylvania. It is also the 67th largest bank in the nation. It was established in 1882 and as of December of 2024, it had grown to 3,395 employees at 243 locations. Fulton Bank, National Association's money market rates are 5X the national average, and it has an A health rating.

Very Good Brick And Mortar Bank

Posted by: |

I enjoy having a brick and mortar bank available to me when I need to see a person for help or a special need. Otherwise my main bank is an online one since the rates are so much better.

Let me tell you that I have enjoyed my experience with Fulton Bank. I have a senior checking and a business checking account with them. My banker follows up with what she promised to do and then calls back to check on how things are going. The staff in the banks I go to (In Delaware) are super nice and helpful. Their location are where I need them and I do not plan on changing anytime soon. I do wish they had better offerings in credit cards but not a deal breaker.

Highly recommended.

HORRIBLE CUSTOMER SERVICE

STAY AWAY FROM THIS BANK!

PHONE WAIT TIMES NEVER SOONER THAN 30 MINUTES! USUALLY HOUR.

ALL DEALINGS DIFFICULT.

Business Service - Checking Account

I love Fulton Bank! I opened my checking account in the branch, the staff was phenomenal, professional, sweet, and very knowledgeable and answered my questions and concerns immediately. The process was easy, stress free, and quick! The mobile is really nice, easy to navigate and use. (It does need some work done on it because "Zelle" tends to have issues here and there.) - No problem though.
The wait for customer service is pretty long which I don't like but there knowledgeable and professional and extremely helpful every time I call. I have the simple checking account and absolutely LOVE IT! I do not have to maintain a certain balance, no fees/monthly maintenance fees, and I can maintain rewards for the card when I shop and spend over $5.00 which, is GREAT! The locations are pretty convenient and I have been with them about 6 months and I only had 1-2 issues and they was resolved immediately no hesitation which I loved!
Staff at the branch I use is very friendly, helpful, and really professional. I love banking with Fulton Bank!
They've been so great to me and treated me so well which, I absolutely love and admire as a customer. Customer service remains a #1 priority and so far they've met that.

I never encountered money issues, or rude staff since I've been with them. I do recommend them for people with bad credit, new people looking for a super easy and good bank account, and anyone who has a Fulton Bank branch near or in there area. Good bank!

DONT GET A LOAN THROUGH THIS NIGHTMARE

Posted by: |

Tried getting a Fannie Mae construction loan through Fulton back and it was an absolute disaster. They don’t know what they’re doing, and they wasted 8 months of my time and my contractors time. Never got the loan. They approved me two or three times, set up closing dates and then I would get declined in the middle of the process. Not to mention half the info including my address (for construction) they wrote down was WRONG. By the time it’d get passed down through 5 different loan officers they had no idea what was going on. Do yourself a favor and don’t waste any time on this bank.

VIEW MORE REVIEWS

Health

Health Grade Components

Overall
FDIC Certificate #7551
Year Established1882
Employees3395
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD10.13%
Annual Interest Income$1.58B
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$31.92B$27.43B
LoansQ4 2024vs Q4 2023$23.69B$21.07B
DepositsQ4 2024vs Q4 2023$26.24B$21.73B
Equity CapitalQ4 2024vs Q4 2023$3.31B$2.78B
Loan Loss AllowanceQ4 2024vs Q4 2023$379.2MM$293.4MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$220.1MM$153.3MM
Real Estate OwnedQ4 2024vs Q4 2023$2.6MM$896K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Fulton Bank, National Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fulton Bank, National Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*$15k*-Health Savings Account
OTHER TIERS: 0.02% $100 - $1k | 0.04% $1k - $5k | 0.05% $5k - $15k
0.02%$0-Statement Savings

Fulton Bank, National Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.91%*$250k*-Platinum Money Market - Preferred (Diamond)
OTHER TIERS: 1.11% $1k - $10k | 1.35% $10k - $25k | 1.50% $25k - $50k | 1.90% $50k - $100k | 2.60% $100k - $250k
2.75%*$250k*-Platinum Money Market - Preferred (Platinum)
OTHER TIERS: 0.95% $1k - $10k | 1.20% $10k - $25k | 1.35% $25k - $50k | 1.74% $50k - $100k | 2.45% $100k - $250k
2.65%*$250k*-Platinum Money Market - Preferred (Gold)
OTHER TIERS: 0.85% $1k - $10k | 1.10% $10k - $25k | 1.25% $25k - $50k | 1.64% $50k - $100k | 2.35% $100k - $250k
2.55%*$250k*-Platinum Money Market - Preferred (Silver)
OTHER TIERS: 0.75% $1k - $10k | 0.99% $10k - $25k | 1.15% $25k - $50k | 1.54% $50k - $100k | 2.24% $100k - $250k
2.40%*$250k*-Platinum Money Market Account
OTHER TIERS: 0.60% $1k - $10k | 0.84% $10k - $25k | 0.99% $25k - $50k | 1.39% $50k - $100k | 2.09% $100k - $250k
0.90%$0-IRA Money Market - Preferred (Diamond)
0.75%$0-IRA Money Market - Preferred (Platinum)
0.65%$0-IRA Money Market - Preferred (Gold)
0.55%$0-IRA Money Market - Preferred (Silver)
0.40%$0-IRA Money Market

Fulton Bank, National Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$25k*-Premier Relationship Banking
OTHER TIERS: 0.03% $1k - $10k | 0.04% $10k - $25k
0.05%*$25k*-Relationship Banking Checking
OTHER TIERS: 0.02% $1k - $10k | 0.03% $10k - $25k
0.02%$1k-Interest Checking

Fulton Bank, National Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.43%$1k-13 Month Promo CD - Preferred (Diamond)
4.35%$1k-7 Month Promo CD - New Money
4.27%$1k-9 Month No Penalty CD - Preferred (Diamond)
4.27%$1k-13 Month Promo CD - Preferred (Platinum)
4.16%$1k-13 Month Promo CD - Preferred (Gold)
4.11%$1k-9 Month No Penalty CD - Preferred (Platinum)
4.06%$1k-13 Month Promo CD - Preferred (Silver)
4.01%$1k-9 Month No Penalty CD - Preferred (Gold)
3.90%$1k-13 Month Promo CD
3.90%$1k-9 Month No Penalty CD - Preferred (Silver)
3.75%$1k-9 Month No Penalty CD
3.72%$1k-36 Month Bump Up Promo CD - Preferred (Diamond)
3.70%$1k-25 Month Promo CD - New Money
3.56%$1k-36 Month Bump Up Promo CD - Preferred (Platinum)
3.46%$1k-36 Month Bump Up Promo CD - Preferred (Gold)
3.35%$1k-36 Month Bump Up Promo CD - Preferred (Silver)
3.20%$1k-36 Month Bump Up Promo CD
1.51%$1k-30 Month CD - Preferred (Diamond)
1.51%$1k-36 Month CD - Preferred (Diamond)
1.51%$1k-48 Month CD - Preferred (Diamond)
1.51%$1k-60 Month CD - Preferred (Diamond)
1.51%$1k-72 Month CD - Preferred (Diamond)
1.46%$1k-15 Month CD - Preferred (Diamond)
1.46%$1k-18 Month CD - Preferred (Diamond)
1.46%$1k-24 Month CD - Preferred (Diamond)
1.36%$1k-30 Month CD - Preferred (Platinum)
1.36%$1k-36 Month CD - Preferred (Platinum)
1.36%$1k-48 Month CD - Preferred (Platinum)
1.36%$1k-60 Month CD - Preferred (Platinum)
1.36%$1k-72 Month CD - Preferred (Platinum)
1.31%$1k-15 Month CD - Preferred (Platinum)
1.31%$1k-18 Month CD - Preferred (Platinum)
1.31%$1k-24 Month CD - Preferred (Platinum)
1.26%$1k-30 Month CD - Preferred (Gold)
1.26%$1k-36 Month CD - Preferred (Gold)
1.26%$1k-48 Month CD - Preferred (Gold)
1.26%$1k-60 Month CD - Preferred (Gold)
1.26%$1k-72 Month CD - Preferred (Gold)
1.21%$1k-3 Month CD - Preferred (Diamond)
1.21%$1k-6 Month CD - Preferred (Diamond)
1.21%$1k-9 Month CD - Preferred (Diamond)
1.21%$1k-12 Month CD - Preferred (Diamond)
1.21%$1k-15 Month CD - Preferred (Gold)
1.21%$1k-18 Month CD - Preferred (Gold)
1.21%$1k-24 Month CD - Preferred (Gold)
1.21%$1k-12 Month Variable CD - Preferred (Diamond)
1.16%$1k-30 Month CD - Preferred (Silver)
1.16%$1k-36 Month CD - Preferred (Silver)
1.16%$1k-48 Month CD - Preferred (Silver)
1.16%$1k-60 Month CD - Preferred (Silver)
1.16%$1k-72 Month CD - Preferred (Silver)
1.11%$1k-15 Month CD - Preferred (Silver)
1.11%$1k-18 Month CD - Preferred (Silver)
1.11%$1k-24 Month CD - Preferred (Silver)
1.06%$1k-3 Month CD - Preferred (Platinum)
1.06%$1k-6 Month CD - Preferred (Platinum)
1.06%$1k-9 Month CD - Preferred (Platinum)
1.06%$1k-12 Month CD - Preferred (Platinum)
1.06%$1k-12 Month Variable CD - Preferred (Platinum)
1.01%$1k-30 Month CD
1.01%$1k-48 Month CD
1.01%$1k-60 Month CD
1.01%$1k-72 Month CD
1.01%$1k-36 Month CD
0.95%$1k-15 Month CD
0.95%$1k-18 Month CD
0.95%$1k-24 Month CD
0.95%$1k-3 Month CD - Preferred (Gold)
0.95%$1k-6 Month CD - Preferred (Gold)
0.95%$1k-9 Month CD - Preferred (Gold)
0.95%$1k-12 Month CD - Preferred (Gold)
0.95%$1k-12 Month Variable CD - Preferred (Gold)
0.85%$1k-3 Month CD - Preferred (Silver)
0.85%$1k-6 Month CD - Preferred (Silver)
0.85%$1k-9 Month CD - Preferred (Silver)
0.85%$1k-12 Month CD - Preferred (Silver)
0.85%$1k-12 Month Variable CD - Preferred (Silver)
0.70%$1k-3 Month CD
0.70%$1k-6 Month CD
0.70%$1k-9 Month CD
0.70%$1k-12 Month CD
0.70%$1k-12 Month Variable Rate CD

Fulton Bank, National Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.43%$1k-13 Month Promo IRA - Preferred (Diamond)
4.35%$1k-7 Month Promo IRA - New Money
4.27%$1k-13 Month Promo IRA - Preferred (Platinum)
4.16%$1k-13 Month Promo IRA - Preferred (Gold)
4.06%$1k-13 Month Promo IRA - Preferred (Silver)
3.90%$1k-13 Month Promo IRA
3.72%$1k-36 Month Bump Up Promo IRA - Preferred (Diamond)
3.70%$1k-25 Month Promo IRA - New Money
3.56%$1k-36 Month Bump Up Promo IRA - Preferred (Platinum)
3.46%$1k-36 Month Bump Up Promo IRA - Preferred (Gold)
3.35%$1k-36 Month Bump Up Promo IRA - Preferred (Silver)
3.20%$1k-36 Month Bump Up Promo IRA
1.51%$1k-30 Month IRA - Preferred (Diamond)
1.51%$1k-36 Month IRA - Preferred (Diamond)
1.51%$1k-48 Month IRA - Preferred (Diamond)
1.51%$1k-60 Month IRA - Preferred (Diamond)
1.51%$1k-72 Month IRA - Preferred (Diamond)
1.46%$1k-15 Month IRA - Preferred (Diamond)
1.46%$1k-18 Month IRA - Preferred (Diamond)
1.46%$1k-24 Month IRA - Preferred (Diamond)
1.36%$1k-30 Month IRA - Preferred (Platinum)
1.36%$1k-36 Month IRA - Preferred (Platinum)
1.36%$1k-48 Month IRA - Preferred (Platinum)
1.36%$1k-60 Month IRA - Preferred (Platinum)
1.36%$1k-72 Month IRA - Preferred (Platinum)
1.31%$1k-15 Month IRA - Preferred (Platinum)
1.31%$1k-18 Month IRA - Preferred (Platinum)
1.31%$1k-24 Month IRA - Preferred (Platinum)
1.26%$1k-30 Month IRA - Preferred (Gold)
1.26%$1k-36 Month IRA - Preferred (Gold)
1.26%$1k-48 Month IRA - Preferred (Gold)
1.26%$1k-60 Month IRA - Preferred (Gold)
1.26%$1k-72 Month IRA - Preferred (Gold)
1.21%$1k-3 Month IRA - Preferred (Diamond)
1.21%$1k-6 Month IRA - Preferred (Diamond)
1.21%$1k-9 Month IRA - Preferred (Diamond)
1.21%$1k-12 Month IRA - Preferred (Diamond)
1.21%$1k-15 Month IRA - Preferred (Gold)
1.21%$1k-18 Month IRA - Preferred (Gold)
1.21%$1k-24 Month IRA - Preferred (Gold)
1.16%$1k-30 Month IRA - Preferred (Silver)
1.16%$1k-36 Month IRA - Preferred (Silver)
1.16%$1k-48 Month IRA - Preferred (Silver)
1.16%$1k-60 Month IRA - Preferred (Silver)
1.16%$1k-72 Month IRA - Preferred (Silver)
1.11%$1k-15 Month IRA - Preferred (Silver)
1.11%$1k-18 Month IRA - Preferred (Silver)
1.11%$1k-24 Month IRA - Preferred (Silver)
1.06%$1k-3 Month IRA - Preferred (Platinum)
1.06%$1k-6 Month IRA - Preferred (Platinum)
1.06%$1k-9 Month IRA - Preferred (Platinum)
1.06%$1k-12 Month IRA - Preferred (Platinum)
1.01%$1k-30 Month IRA
1.01%$1k-36 Month IRA
1.01%$1k-48 Month IRA
1.01%$1k-60 Month IRA
1.01%$1k-72 Month IRA
0.95%$1k-15 Month IRA
0.95%$1k-18 Month IRA
0.95%$1k-24 Month IRA
0.95%$1k-3 Month IRA - Preferred (Gold)
0.95%$1k-6 Month IRA - Preferred (Gold)
0.95%$1k-9 Month IRA - Preferred (Gold)
0.95%$1k-12 Month IRA - Preferred (Gold)
0.85%$1k-3 Month IRA - Preferred (Silver)
0.85%$1k-6 Month IRA - Preferred (Silver)
0.85%$1k-9 Month IRA - Preferred (Silver)
0.85%$1k-12 Month IRA - Preferred (Silver)
0.70%$1k-3 Month IRA
0.70%$1k-6 Month IRA
0.70%$1k-9 Month IRA
0.70%$1k-12 Month IRA
Locations

Availability

Philadelphia Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.