Fulton Bank, National Association is headquartered in LANCASTER and is the 2nd largest bank in the state of Pennsylvania. It is also the 67th largest bank in the nation. It was established in 1882 and as of December of 2024, it had grown to 3,395 employees at 243 locations. Fulton Bank, National Association's money market rates are 5X the national average, and it has an A health rating.
I enjoy having a brick and mortar bank available to me when I need to see a person for help or a special need. Otherwise my main bank is an online one since the rates are so much better.
Let me tell you that I have enjoyed my experience with Fulton Bank. I have a senior checking and a business checking account with them. My banker follows up with what she promised to do and then calls back to check on how things are going. The staff in the banks I go to (In Delaware) are super nice and helpful. Their location are where I need them and I do not plan on changing anytime soon. I do wish they had better offerings in credit cards but not a deal breaker.
Highly recommended.
STAY AWAY FROM THIS BANK!
PHONE WAIT TIMES NEVER SOONER THAN 30 MINUTES! USUALLY HOUR.
ALL DEALINGS DIFFICULT.
I love Fulton Bank! I opened my checking account in the branch, the staff was phenomenal, professional, sweet, and very knowledgeable and answered my questions and concerns immediately. The process was easy, stress free, and quick! The mobile is really nice, easy to navigate and use. (It does need some work done on it because "Zelle" tends to have issues here and there.) - No problem though.
The wait for customer service is pretty long which I don't like but there knowledgeable and professional and extremely helpful every time I call. I have the simple checking account and absolutely LOVE IT! I do not have to maintain a certain balance, no fees/monthly maintenance fees, and I can maintain rewards for the card when I shop and spend over $5.00 which, is GREAT! The locations are pretty convenient and I have been with them about 6 months and I only had 1-2 issues and they was resolved immediately no hesitation which I loved!
Staff at the branch I use is very friendly, helpful, and really professional. I love banking with Fulton Bank!
They've been so great to me and treated me so well which, I absolutely love and admire as a customer. Customer service remains a #1 priority and so far they've met that.
I never encountered money issues, or rude staff since I've been with them. I do recommend them for people with bad credit, new people looking for a super easy and good bank account, and anyone who has a Fulton Bank branch near or in there area. Good bank!
Tried getting a Fannie Mae construction loan through Fulton back and it was an absolute disaster. They don’t know what they’re doing, and they wasted 8 months of my time and my contractors time. Never got the loan. They approved me two or three times, set up closing dates and then I would get declined in the middle of the process. Not to mention half the info including my address (for construction) they wrote down was WRONG. By the time it’d get passed down through 5 different loan officers they had no idea what was going on. Do yourself a favor and don’t waste any time on this bank.
Overall | |
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FDIC Certificate # | 7551 |
Year Established | 1882 |
Employees | 3395 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.04% |
Return on Equity - YTD | 10.13% |
Annual Interest Income | $1.58B |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2024vs Q4 2023 | $31.92B$27.43B |
Loans | Q4 2024vs Q4 2023 | $23.69B$21.07B |
Deposits | Q4 2024vs Q4 2023 | $26.24B$21.73B |
Equity Capital | Q4 2024vs Q4 2023 | $3.31B$2.78B |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $379.2MM$293.4MM |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $220.1MM$153.3MM |
Real Estate Owned | Q4 2024vs Q4 2023 | $2.6MM$896K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.07%* | $15k* | - | Health Savings Account | ||
OTHER TIERS: 0.02% → $100 - $1k | 0.04% → $1k - $5k | 0.05% → $5k - $15k | |||||
0.02% | $0 | - | Statement Savings |