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Overview / Commentary
100 Main St
Garden City, GA 31408

G. P. A. Credit Union is headquartered in Garden City and is the 68th largest credit union in the state of Georgia. It is also the 3,778th largest credit union in the nation. It was established in 1952 and as of March of 2018, it had grown to 4 employees and 1,509 members at 1 location. G. P. A. Credit Union has a B+ health rating.

Field of Membership Restrictions

GPA Credit Union of Georgia is open to the Georgia Ports Authority employees and their immediate family members.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. G. P. A. Credit Union has a low asset base.

Health Grade Components

NCUA #67363
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD0.79%
Annual Interest Income$109.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$14.0MM$13.5MM
LoansQ1 2018vs Q1 2017$5.0MM$4.8MM
DepositsQ1 2018vs Q1 2017$11.4MM$11.0MM
Equity CapitalQ1 2018vs Q1 2017$2.5MM$2.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$149.00K$144.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$52.00K$37.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0

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G. P. A. Credit Union Locations
Branch Office100 Main StGarden City, GA 31408

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