4.21% 49-Month / 3.70% 13-Month CD at a Pennsylvania CU (Galaxy).

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Update 3/22/08: The CD rates have gone down. Please check the financial institution's website for the latest rates.

Update 3/15/08: The 49-month CD rate has fallen from 4.37% to 4.21% APY, and the 13-month CD rate has fallen from 4.06% to 3.70% APY. The title has been modified to reflect this change.
Update 3/8/08: The 49-month CD rate has fallen from 4.78% to 4.37% APY, and the 13-month CD rate has fallen from 4.37% to 4.06% APY.

Galaxy FCU has some competitive share certificate rates. The best yields range from 4.37% APY for terms of 13 months to 4.78% APY for terms of 49 to 60 months. The minimum deposit is $500.

I last reported on this credit union in July 2007 when it was offering a 5.69% 24-month CD.

Field of membership includes those who live, work, worship or study or volunteer in Venango County. Membership requires a minimum $50 deposit in the share savings account.

The credit union's office is located in Franklin, Pennsylvannia. It's federally insured by the NCUA (Charter # 4116). It has $29.3 million in assets and 4,934 members.
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5.69% 25-Month CD at a Pennsylvania CU (Galaxy)
Galaxy FCU is offering a 5.69% APY share certificate with terms from 25 to 36 months. The minimum deposit is $500.

Field of membership includes those who live, work, worship or study or volunteer in Venango County. The office is located in Franklin, Pennsylvannia. The credit union is federally insured by the NCUA (Charter # 4116). It has $28.3 million in assets and 5,007 members.

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