GCS Credit Union is headquartered in Granite City and is the 21st largest credit union in the state of Illinois. It is also the 756th largest credit union in the nation. It was established in 1941 and as of September of 2020, it had grown to 107 employees and 36,716 members at 7 locations. GCS Credit Union has an A health rating.
GCS Credit Union offers membership to individuals who live, work, or attend school in the southern Illinois counties of Bond, Clinton, Jackson, Jefferson, Jersey, Logan, Macon, Macoupin, Madison, Marion, Montgomery, Monroe, Perry, Randolph, Sangamon, St. Clair, Washington, and Williamson. Membership eligibility is also extended to employees and retirees of SEGs, and immediate family members of current Credit Union members.
See current membership details
Overall | |
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NCUA # | 68623 |
Year Chartered | 1941 |
Employees | 107 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.49% |
Return on Equity - YTD | 4.45% |
Annual Interest Income | $10.6MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $385.9MM$346.2MM |
Loans | Q3 2020vs Q3 2019 | $249.7MM$262.6MM |
Deposits | Q3 2020vs Q3 2019 | $327.4MM$293.5MM |
Equity Capital | Q3 2020vs Q3 2019 | $43.0MM$41.1MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $3.2MM$2.8MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.7MM$1.4MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$28.00K |
Always verify rates and promotions with the bank or credit union. We are not GCS Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.45% | $150k | - | Elite Money Market | ||
0.30%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.20% → $2.5k - $25k | 0.25% → $25k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.50%* | - | $10k | Simply MORE! Checking | ||
OTHER TIERS: 0.25% → $10k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.80% | $1k | - | 60 Month IRA | |
0.65% | $1k | - | 48 Month IRA | |
0.50% | $1k | - | 36 Month IRA | |
0.45% | $1k | - | 24 Month IRA |
GCS Credit Union Locations | ||
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Branch Office | 2001 Lee Ave | Granite City, IL 62040-5325 |
Branch Office | 3970 Maryville Rd | Granite City, IL 62040-4179 |
Branch Office | 1502 Vandalia St | Collinsville, IL 62234-4457 |
Branch Office | 1119 S Lincoln Ave | O Fallon, IL 62269-2694 |
Branch Office | 4101 State Route 111 | Granite City, IL 62040-4306 |
Branch Office | 6707 Goshen Rd | Edwardsville, IL 62025-7707 |
Branch Office | 4105 Humbert Rd Suite 101 | Alton, IL 62002 |