GCS Credit Union is headquartered in Granite City and is the 24th largest credit union in the state of Illinois. It is also the 772nd largest credit union in the nation. It was established in 1941 and as of September of 2022, it had grown to 101 employees and 37,616 members at 8 locations. GCS Credit Union has an A health rating.
GCS Credit Union offers membership to individuals who live, work, or attend school in the southern Illinois counties of Bond, Clinton, Jackson, Jefferson, Jersey, Logan, Macon, Macoupin, Madison, Marion, Montgomery, Monroe, Perry, Randolph, Sangamon, St. Clair, Washington, and Williamson. Membership eligibility is also extended to employees and retirees of SEGs, and immediate family members of current Credit Union members.
See current membership details
Overall | |
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NCUA # | 68623 |
Year Chartered | 1941 |
Employees | 101 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.77% |
Return on Equity - YTD | 10.67% |
Annual Interest Income | $10.2MM |
Assets and Liabilities | ||
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Assets | Q3 2022vs Q3 2021 | $440.8MM$439.0MM |
Loans | Q3 2022vs Q3 2021 | $252.3MM$237.4MM |
Deposits | Q3 2022vs Q3 2021 | $395.6MM$374.7MM |
Equity Capital | Q3 2022vs Q3 2021 | $31.4MM$46.1MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $2.2MM$2.8MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $629.00K$681.00K |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$38.00K |
Rates for GCS Credit Union are currently being reviewed.
GCS Credit Union Locations | ||
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Branch Office | 2001 Lee Ave | Granite City, IL 62040-5325 |
Branch Office | 3970 Maryville Rd | Granite City, IL 62040-4179 |
Branch Office | 1502 Vandalia St | Collinsville, IL 62234-4457 |
Branch Office | 1119 S Lincoln Ave | O Fallon, IL 62269-2694 |
Branch Office | 4101 State Route 111 | Granite City, IL 62040-4306 |
Branch Office | 6707 Goshen Rd | Edwardsville, IL 62025-7707 |
Branch Office | 4105 Humbert Rd Suite 101 | Alton, IL 62002 |
Branch Office | 4426 Cookson Rd | Fairmont City, IL 62201 |