3.51% Reward Checking Account at GENCO FCU in Texas - Local Only


Update 10/15/09: The top rate has fallen to 3.51% APY.

GENCO Federal Credit Union is offering a high-yield reward checking account called GENCO Advantage Checking. The account has the following rates and features if certain monthly requirements are met:
  • 3.51% APY on balances up to $25,000
  • 1.01% APY on portion of balance over $25,000
  • 0.10% on all balances if requirements are not met
  • ATM fees reimbursed nationwide up to $25 per cycle
The monthly requirements include:
  • 10 MasterCard Check Card purchases
  • 1 direct deposit or automatic payment
  • Access NetBranch, GENCO's online banking system
  • Receive e-Statements
Additional features of the account regardless of the monthly requirements include:
  • $50 minimum initial deposit
  • No minimum balance requirement
  • No monthly service charge
Membership is open to anyone who lives or works in McLennan County or Angelina County, Texas. Refer to the credit union's About page for the full details. Membership requires a minimum $5 balance in the regular savings account.

Branches are located in the Texas cities of Waco and Lufkin.

The credit union's ratings for safety and soundness are strong: 5 stars (superior) at BauerFinancial (based on 6/30/09 data) and 4 stars (sound) at Bankrate.com (based on 3/31/09 data). The credit union is federally insured by the NCUA (Charter # 8585).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
10/01/09: 3.51% APY
09/24/09: 4.00% APY
Related Pages: GENCO Federal Credit Union, Waco, Tyler, checking account, reward checking account


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