Featured Savings Rates
Featured Accounts

Generations Family Federal Credit Union

Popular Accounts at this Credit Union

1.82%5-year CD60 Month CD
1.12%1-year CD12-23 Month CD
0.05%SavingsRegular Passbook Share Savings

Overview / Commentary
902 S Washington Ave
Saginaw, MI 48601

Generations Family Federal Credit Union is headquartered in Saginaw and is the 171st largest credit union in the state of Michigan. It is also the 2,873rd largest credit union in the nation. It was established in 1936 and as of December of 2016, it had grown to 7 employees and 3,513 members at 3 locations. Generations Family Federal Credit Union's CD rates are 24% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Saginaw County.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Generations Family Federal Credit Union has a low asset base.

Health Grade Components

NCUA #1594
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.23%
Annual Interest Income$983.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$30.9MM$31.2MM
LoansQ4 2016vs Q4 2015$11.3MM$10.7MM
DepositsQ4 2016vs Q4 2015$27.4MM$27.6MM
Equity CapitalQ4 2016vs Q4 2015$3.5MM$3.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$34.00K$42.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$132.00K$56.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Generations Family Federal Credit Union Savings Account Rates

0.15%*$20k*-High Yield Savings
OTHER TIERS: 0.10% $2,500 - $20k
0.05%$100-Regular Passbook Share Savings
0.05%$100-Christmas Club

Generations Family Federal Credit Union CD Rates

5.00%$10k-6-12 Month Youth CD
1.82%$10k-60 Month CD
1.62%$10k-48-59 Month CD
1.42%$10k-36-47 Month CD
1.22%$10k-24-35 Month CD
1.12%$10k-12-23 Month CD
1.03%$10k-6-11 Month CD

Generations Family Federal Credit Union IRA Rates

1.82%$10k-60 Month IRA
1.62%$10k-48-59 Month IRA
1.42%$10k-36-47 Month IRA
1.22%$10k-24-35 Month IRA
1.12%$10k-12-23 Month IRA
1.03%$10k-6-11 Month IRA

Generations Family Federal Credit Union Locations
Branch Office1500 Weiss StSaginaw, MI 48602
Branch Office4945 Mackinaw RdSaginaw, MI 48603
Branch Office902 S Washington AveSaginaw, MI 48601