Competitive CD Rates at Georgia Commerce Bank in Atlanta - Local Only

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Georgia Commerce Bank is offering a few competitive CD and IRA CD rates. The two best are a 1.50% APY 18-month CD and a 1.75% APY 2-year CD. There's also a decent 12-month CD with a 1.25% APY. Minimum deposit is $500. These rates are listed in the bank's rates page as of 3/22/2011.

It appears a branch visit is required to open an account. Branches are located in Atlanta and Marietta.

The bank has an overall health score of 4 stars (out of 5) with a Texas Ratio of 16.50% (average) based on December 2010 data. Please refer to our financial overview of Georgia Commerce Bank for more details. The bank has been a FDIC member since 2003 (FDIC Certificate # 57521).

How It Compares

These rates are close to the best CD rates that are nationally available. The best 18-month CD rate is 1.55% APY at Alliant Credit Union with a $25K minimum deposit. The best 2-year CD rate is 1.77% APY at Self-Help Credit Union. These rates are accurate as of 3/22/2011.

Searching for the Best CD and IRA CD Rates

To search for the best nationwide rates and the best rates in your state, please refer to the following sections of DepositAccounts.com:

Comments
5.75% 12-Month / 5.75% 6-Month CD at a Georgia Bank (Patriot Bank)
Patriot Bank of Georgia is offering 5.75% APY 12-month and 6-month certificates of deposit. The minimum is $500. The longer term CDs have a yield of 5.60% APY. The bank doesn't list the rates on its website. A reader mentioned these rates, and I called the bank for more details. According to the service rep, they do require a branch visit to open this CD. I last reported on this bank in November when it was offering a 5.95% CD.

The bank is located in Suwanee, Georgia which is just north...

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5.95% 12-Month CD at a Georgia Bank (Patriot Bank)
Patriot Bank of Georgia is offering a 5.95% APY 12-month certificate of deposit special. The minimum is $500. This Veteran's Day special isn't listed at the bank's website. A reader mentioned this, and I called the bank for more details. According to the CSR, they do require a branch visit to open this CD. It's available at least through tomorrow. The CSR couldn't confirm if it'll be available next week.

The bank is located in Suwanee, Georgia which is just north of Atlanta. It's a new bank that has been FDIC...

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