Georgia Commerce Bank is offering a few competitive CD and IRA CD rates. The two best are a 1.50% APY 18-month CD and a 1.75% APY 2-year CD. There's also a decent 12-month CD with a 1.25% APY. Minimum deposit is $500. These rates are listed in the bank's rates page as of 3/22/2011.
It appears a branch visit is required to open an account. Branches are located in Atlanta and Marietta.
The bank has an overall health score of 4 stars (out of 5) with a Texas Ratio of 16.50% (average) based on December 2010 data. Please refer to our financial overview of Georgia Commerce Bank for more details. The bank has been a FDIC member since 2003 (FDIC Certificate # 57521).
How It Compares
These rates are close to the best CD rates that are nationally available. The best 18-month CD rate is 1.55% APY at Alliant Credit Union with a $25K minimum deposit. The best 2-year CD rate is 1.77% APY at Self-Help Credit Union. These rates are accurate as of 3/22/2011.
Searching for the Best CD and IRA CD Rates
To search for the best nationwide rates and the best rates in your state, please refer to the following sections of DepositAccounts.com: