5.00% 18-Month CD at a Georgia Credit Union (Georgia Heritage)

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Georgia Heritage FCU is offering a special 5.00% APY 18-month certificate. The minimum deposit is $1,000. The special is listed in the rotating image on the credit union's front page.

My last report on this credit union was in July when their 5% CD special had a 60-month term. The 18-month term makes it much more competitive.

Memberhip is open to anyone who lives, works, worships, or attends school in Chatham, Effingham, or Bryan Counties in Georgia. Please refer to the credit union's Who Can Join Page for more details. Membership requires a minimum balance of $5 in the share savings account.

Branches are located in Savannah, Georgia. The credit union is federally insured by the NCUA (Charter # 3800). It has a 5-star rating (superior) at BauerFinancial based on 3/31/08 data.
Comments
5.00% 60-Month CD at a Georgia Credit Union (Georgia Heritage).
Update 8/08/08: The CD special appears to have been replaced by an 18-month 5% CD.

Georgia Heritage FCU is offering a special 5.00% APY 60-month certificate. The minimum deposit is $5,000. The special is listed in the rotating image on the credit union's front page. Clicking this will open up a PDF with the details.

The early withdrawal penalty is 6 months of interest. I appreciate the small print of the promotion page including this early withdrawal info. Many times institutions just state "early withdrawal penalty applies". In this case the small...



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