Overview / Commentary
906 N Broad St SE
Rome, GA 30161-5231

Georgia Power Northwest Federal Credit Union is headquartered in ROME and is the 40th largest credit union in the state of Georgia. It is also the 2,104th largest credit union in the nation. It was established in 1935 and as of March of 2018, it had grown to 16 employees and 6,550 members at 3 locations. Georgia Power Northwest Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be a current or retired employee of Georgia Power Company or other select companies.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Georgia Power Northwest Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #365
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD3.2%
Annual Interest Income$400.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$62.3MM$58.0MM
LoansQ1 2018vs Q1 2017$28.2MM$24.2MM
DepositsQ1 2018vs Q1 2017$56.9MM$52.8MM
Equity CapitalQ1 2018vs Q1 2017$4.7MM$4.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$178.00K$109.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$60.00K$18.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0

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Georgia Power Northwest Federal Credit Union Locations
Branch Office1200 S Park StCARROLLTON, GA 30117-4432
Branch Office317 COVERED BRIDGE Rd SWEuharlee, GA 30120-5907
Branch Office906 N Broad St SEROME, GA 30161-5231

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