Competitive Money Market, Checking and CD Rates at Georgia Primary Bank - Local Only


Georgia Primary Bank is offering good deals on several of its deposit products. The most competitive is its money market account. It's a tiered account with rates that range from 1.65% to 2.50% APY for a $100K balance. The interest checking account has rates that range from 1.25% to 2.00% APY for a $50K balance. Both accounts require a minimum balance of $2,500 to avoid a $10 monthly fee. The savings account has a 1.65% APY for all balances, and it only requires a $200 minimum to avoid a monthly fee. These rates are listed at the bank's rates page as of 12/31/09.

If you don't think the bank will be able to stay competitive with the rates of the above liquid accounts, some of their CD and IRA CD rates are also good deals. The two most competitive ones are the 2.00% APY 12-month CD and the 2.25% APY 18-month CD. Minimum deposit is $1,000. These rates are listed at the bank's rates page as of 12/31/09.

It appears that a branch visit is required to open an account. The bank is located in Atlanta, Georgia.

One reason for the high rates may be the fact that it's a fairly new bank that was established in late 2007. New banks often have deals to attract deposits. The bank seems to be healthy. gives the bank 4 stars (sound) based on 6/30/09 financial data. BauerFinancial still labels the bank as a start-up. The bank has been a FDIC member since 2007 (FDIC Certificate # 58523).

Thanks to the reader who emailed me news on this bank.

Other Competitive Deposit Rates
Related Pages: money market accounts, Georgia Primary Bank, Atlanta, CD rates, IRA rates, checking account, savings account

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