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Overview / Commentary
21 7th St
Lynchburg, VA 24504-1323

Glamorgan Employees Federal Credit Union is headquartered in Lynchburg and is the 125th largest credit union in the state of Virginia. It is also the 5,375th largest credit union in the nation. It was established in 1969 and as of December of 2017, it had grown to 304 members at 2 locations. Glamorgan Employees Federal Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Glamorgan Employees Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #19416
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD2.78%
Return on Equity - YTD7.35%
Annual Interest Income$81.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.1MM$1.0MM
LoansQ4 2017vs Q4 2016$855.00K$714.00K
DepositsQ4 2017vs Q4 2016$687.00K$615.00K
Equity CapitalQ4 2017vs Q4 2016$422.00K$389.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$41.00K$41.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$23.00K$30.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Glamorgan Employees Federal Credit Union Locations
Branch Office21 7th StLynchburg, VA 24504-1323
Corporate Office2723 Eastbrook RdLynchburg, VA 24501

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