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Overview / Commentary
202 2nd Ave South
Cold Spring, MN 56320

Granite Community Bank is headquartered in Cold Spring and is the 150th largest bank in the state of Minnesota. It is also the 4,005th largest bank in the nation. It was established in 1902 and as of March of 2018, it had grown to 25 employees at 1 location. Granite Community Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #5116
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD10.95%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$112.7MM$103.8MM
LoansQ1 2018vs Q1 2017$93.4MM$85.2MM
DepositsQ1 2018vs Q1 2017$101.4MM$94.1MM
Equity CapitalQ1 2018vs Q1 2017$9.9MM$9.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$891.00K$909.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$869.00K$1.2MM
Real Estate OwnedQ1 2018vs Q1 2017$788.00K$806.00K

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Granite Community Bank Locations
The First National Bank Of Cold Spring202 2nd Avenue SouthCold Spring, MN 56320

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