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Overview / Commentary
202 2nd Ave South
Cold Spring, MN 56320

Granite Community Bank is headquartered in Cold Spring and is the 146th largest bank in the state of Minnesota. It is also the 4,012th largest bank in the nation. It was established in 1902 and as of December of 2017, it had grown to 25 employees at 1 location. Granite Community Bank has a B health rating.


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Health Grade Components

FDIC Certificate #5116
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.38%
Return on Equity - YTD16.01%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$115.2MM$109.4MM
LoansQ4 2017vs Q4 2016$94.7MM$87.7MM
DepositsQ4 2017vs Q4 2016$99.0MM$100.1MM
Equity CapitalQ4 2017vs Q4 2016$9.7MM$8.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$902.00K$1.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$890.00K$1.7MM
Real Estate OwnedQ4 2017vs Q4 2016$810.00K$543.00K

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Granite Community Bank Locations
The First National Bank Of Cold Spring202 2nd Avenue SouthCold Spring, MN 56320