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Overview / Commentary
202 2nd Ave South
Cold Spring, MN 56320

Granite Community Bank is headquartered in Cold Spring and is the 152nd largest bank in the state of Minnesota. It is also the 4,088th largest bank in the nation. It was established in 1902 and as of September of 2017, it had grown to 25 employees at 1 location. Granite Community Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #5116
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD16.47%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$111.5MM$105.2MM
LoansQ3 2017vs Q3 2016$90.0MM$87.1MM
DepositsQ3 2017vs Q3 2016$97.1MM$95.1MM
Equity CapitalQ3 2017vs Q3 2016$9.9MM$8.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$857.00K$1.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$717.00K$988.00K
Real Estate OwnedQ3 2017vs Q3 2016$582.00K$563.00K

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Granite Community Bank Locations
The First National Bank Of Cold Spring202 2nd Avenue SouthCold Spring, MN 56320