4.15% Reward Checking Account at Greater Rome Bank in Georiga


Update 10/24/09: The top rate has fallen to 4.15% APY.

Greater Rome Bank is offering a reward checking account called Reach Your Peak Checking. The account offers the following rates if certain monthly requirements are met:
  • 4.15% APY on balances up to $25,000
  • 1.15% APY on balances over $25,000
  • 0.15% base rate if qualifications are not met
Note, I can't find anything mentioned regarding ATM fee refunds. The monthly requirements include:
  • 10 debit card purchases
  • one direct deposit or ACH debit
  • receive e-statements
Additional features of the account regardless of the monthly requirements include:
  • $100 minimum initial deposit
  • No minimum balance requirement
  • No monthly service charge
It appears a branch visit is required to open an account. Branches are located in Rome, Georgia which is about 60 miles northwest of Atlanta.

The bank has been FDIC insured since 1996 (FDIC Certificate # 34138).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
10/22/09: 4.15% APY up to $25K
04/20/09: 5.15% APY up to $25K; 1.15% over; 0.15% base
Related Pages: Greater Community Bank, Atlanta, checking account, reward checking account

  |     |   Comment #1
rate has been reduced to 4.15% (one month after i open an account)
Banking Guy
  |     |   Comment #2
Thanks for the info. Is the rate drop effective now? Or is it scheduled to take effect later? The bank is still listing 5.15% in its rate table with a 10/15/09 data.
Atlanta Wolf
  |     |   Comment #3
Site now shows the 4.15% rate.


the 5% accounts are getting hard to find, and not lasting very long :-(

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