Greater Niles Community Federal Credit Union


Overview / Commentary
269-684-6005
507 E Main St
Niles, MI 49120-2617

Greater Niles Community Federal Credit Union is headquartered in Niles and is the 123rd largest credit union in the state of Michigan. It is also the 2,002nd largest credit union in the nation. It was established in 1975 and as of June of 2019, it had grown to 32 employees and 5,014 members at 3 locations. Greater Niles Community Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Greater Niles Community Federal Credit Union is open to those who live, work, or worship in the City of Niles, Niles Township, or Cass County in Michigan.
See current membership details

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6-Month CD Special, 3.09% APY, New Money - 1/25/2019

If you live in Cass County in southwest Michigan, this might be a good short term deal. 6-month CD Special, 3.09% APY, minimum $500 of new money.

6-Month CD, 3.09% APY - 11/8/2018

Limited time 6-month CD, 3.09% APY, $500 min, at this western Michigan credit union.

Reviews (1)

Not With My Money

Posted by: Birdz | Aug 3, 2017

This credit union will not be receiving any of my money



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Niles Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #22114
Year Chartered1975
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.99%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$69.0MM$59.9MM
LoansQ2 2019vs Q2 2018$54.4MM$45.3MM
DepositsQ2 2019vs Q2 2018$57.0MM$52.2MM
Equity CapitalQ2 2019vs Q2 2018$5.3MM$5.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$71.00K$109.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$287.00K$105.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$1,000
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Niles Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$10k*-IRA Share Savings Account
OTHER TIERS: 0.35% $100 - $10k
0.45%*$10k*-Health Savings Account
OTHER TIERS: 0.35% $100 - $10k
0.30%*$100k*-Premier Savings Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $100k
0.10%$100-Share Savings Account
0.10%$100-Christmas Club Account
0.10%$100-Vacation Club Account
0.10%$5-Youth Account

Greater Niles Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$500-12 Month Share Certificate
2.28%$500-6 Month Share Certificate
1.56%$500-60 Month Share Certificate
1.36%$500-48 Month Share Certificate
1.26%$500-36 Month Share Certificate
0.90%$500-30 Month Share Certificate
0.85%$500-24 Month Share Certificate
0.80%$500-18 Month Share Certificate
0.50%$500-3 Month Share Certificate

Greater Niles Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$500-12 Month IRA Certificate
1.26%$500-36 Month IRA Certificate
0.85%$500-24 Month IRA Certificate
Locations


Greater Niles Community Federal Credit Union Locations
Branch Office1050 E State StCassopolis, MI 49031
Branch Office68925 M-62; Suite AEdwardsburg, MI 49112-9150
Branch Office507 E Main StNiles, MI 49120-2617

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