Greater Niles Community Federal Credit Union

Popular Accounts at this Credit Union

1.56%5-year CD60 Month Share Certificate
1.51%1-year CD12 Month Share Certificate
0.10%SavingsShare Savings Account

Overview / Commentary
507 E Main St
Niles, MI 49120-2617

Greater Niles Community Federal Credit Union is headquartered in Niles and is the 136th largest credit union in the state of Michigan. It is also the 2,151st largest credit union in the nation. It was established in 1975 and as of June of 2018, it had grown to 29 employees and 4,759 members at 3 locations. Greater Niles Community Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or is part of an organization in the City of Niles, Niles Township or all of Cass County.
See current membership details

Reviews (1)

Not With My Money

Posted by: Birdz | Aug 3, 2017

This credit union will not be receiving any of my money

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Niles Community Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #22114
Year Chartered1975
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD4.86%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$59.9MM$58.4MM
LoansQ2 2018vs Q2 2017$45.3MM$40.5MM
DepositsQ2 2018vs Q2 2017$52.2MM$50.6MM
Equity CapitalQ2 2018vs Q2 2017$5.1MM$4.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$109.00K$67.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$105.00K$219.00K
Real Estate OwnedQ2 2018vs Q2 2017$1,000$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Niles Community Federal Credit Union Savings Account Rates

0.45%*$10k*-IRA Share Savings Account
OTHER TIERS: 0.35% $100 - $10k
0.45%*$10k*-Health Savings Account
OTHER TIERS: 0.35% $100 - $10k
0.30%*$100k*-Premier Savings Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $100k
0.10%$100-Share Savings Account
0.10%$100-Christmas Club Account
0.10%$100-Vacation Club Account
0.10%$5-Youth Account

Greater Niles Community Federal Credit Union CD Rates

2.43%$500-12 Month New Money Certificate Special
1.71%$500-18 Month Share Certificate
1.56%$500-60 Month Share Certificate
1.51%$500-12 Month Share Certificate
1.36%$500-48 Month Share Certificate
0.80%$500-36 Month Share Certificate
0.60%$500-30 Month Share Certificate
0.55%$500-24 Month Share Certificate
0.20%$500-6 Month Share Certificate
0.10%$500-3 Month Share Certificate

Greater Niles Community Federal Credit Union IRA Rates

0.70%$500-36 Month IRA Certificate
0.60%$500-24 Month IRA Certificate
0.50%$500-12 Month IRA Certificate

Greater Niles Community Federal Credit Union Locations
Branch Office1050 E State StCassopolis, MI 49031
Branch Office68925 M-62; Suite AEdwardsburg, MI 49112-9150
Branch Office507 E Main StNiles, MI 49120-2617

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