Kasasa Accounts at Gulf Coast Community FCU Still Have Top Rates

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It has been over four years since my first report on the Kasasa Cash and Kasasa Saver accounts at Gulf Coast Community Federal Credit Union. The rates continue to be very competitive. That has not been common, as other credit unions and banks have slashed rates on their reward checking accounts. Rates have gone down some at Gulf Coast. The Kasasa Cash account, which is a high-yield reward checking, now has a 3.00% APY for balances up to $25K; four years ago it was 3.56%. This Kasasa Cash account is one of only 10 reward checking accounts in the nation that offer yields of at least 3% for balances of up to $25K.

APYMINMAXINSTITUTIONPRODUCTDETAILS
3.00*%-$25kGulf Coast Community Federal Credit UnionKasasa Cash
1.51*%-$25kGulf Coast Community Federal Credit UnionKasasa Saver
Accounts mentioned in this post. Rates as of December 6, 2016.

The following is an updated list of the checking and savings account rates and features if certain monthly requirements are met (as of 7/3/2014):

Kasasa Cash Checking:

  • 3.00% APY up to $25,000
  • 0.45% APY for portion of balance over $25,000
  • 0.05% base rate if requirements are not met
  • ATM fee refunds up to 6 transactions and $20 per statement cycle

Kasasa Saver Account:

  • 1.51% APY up to $25,000
  • 0.25% APY for portion of balance over $25,000
  • 0.05% base rate if requirements are not met

Monthly requirements to receive the above rates for both accounts:

  • 12 debit card purchases
  • One direct deposit or ACH automatic payment
  • Receive e-statements

Other features of the accounts:

  • Minimum to open is $100 for Kasasa Cash and $0 for Kasasa Saver.
  • No monthly service fee
  • Limit one account per social security number

Availability - Parts of MS Only

The credit union’s field of membership remains the same. Membership is open to anyone who lives, works, attends church, or goes to school in Harrison or Hancock County, MS. Please refer to the credit union's membership eligibility page for the full details.

Branches are located in Gulfport and Bay St. Louis, Mississippi.

Credit Union Overview

The credit union has an overall health grade at DepositAccounts.com of an A with a Texas ratio of 7.19% (excellent) based on March 2014 data. Please refer to our financial overview of Gulf Coast Community FCU for more details. The credit union is federally insured by the NCUA (Charter # 242).

Please refer to the reward checking section of DepositAccounts.com to find Kasasa Cash accounts and other high-yield reward checking accounts in your state or that are available nationwide.

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High-Yield Reward Checking & Savings Accounts at Gulf Coast Community FCU - Local Only

Gulf Coast Community Federal Credit Union is another institution offering Kasasa Accounts. These include a high-yield reward checking account and a savings account that is paired with the checking. The following is a list of the checking and savings account rates and features if certain monthly requirements are met (as of 4/09/2010):

Kasasa Cash Checking:

  • 3.56% APY up to $25,000
  • 0.75% APY for portion of balance over $25,000
  • 0.25% base rate if requirements are not met
  • ATM fee refunds up to $20 per statement cycle

Kasasa Saver Account:

  • 1.51% APY up to $25,000
  • 0.50% APY for portion of...


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