4.01% Reward Checking Account at Gwinnett Community Bank in Georgia


Gwinnett Community Bank is offering a reward checking account called Emerald Rewards Checking. The account offers the following features if certain monthly requirements are met:
  • 4.01% APY on balances up to $25,000
  • 1.01% APY on balances over $25,000
  • 0.10% base rate if qualifications are not met
  • ATM fees refunded nationwide up to $25 per cycle
The monthly requirements include:
  • 10 check card purchases
  • one direct deposit or automatic payment
  • receive e-statements
Additional features of the account regardless of the monthly requirements include:
  • $100 minimum intial deposit
  • no minimum balance requirement
  • no monthly fees
  • multiple accounts can be opened, but requirements must be met for each
It appears a branch visit is required to open an account. Branches are located in the Georgia cities of Duluth, Suwanee and Buford.

The bank has been FDIC insured since 1999 (FDIC Certificate # 35249).

Thanks to the readers who notified me of this account.

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.
Related Pages: checking account, reward checking account

  |     |   Comment #1
I spoke with a representative and she confirmed that they do not offer ACH transfers, only electronics checks (free, but it may take many days) or wire transfers (not free).
  |     |   Comment #2
This is 7/15/011.  The information is from 2009.

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