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Howard County Education Federal Credit Union

Overview / Commentary
3458 Ellicott Center Dr Ste 106
Ellicott City, MD 21043-4178

Howard County Education Federal Credit Union is headquartered in Ellicott City and is the 56th largest credit union in the state of Maryland. It is also the 3,279th largest credit union in the nation. It was established in 1953 and as of March of 2019, it had grown to 6 employees and 4,127 members at 1 location. Howard County Education Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees and students of Howard County Public School System.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Howard County Education Federal Credit Union has a low asset base.

Health Grade Components

NCUA #8642
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.79%
Annual Interest Income$256.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$21.5MM$21.3MM
LoansQ1 2019vs Q1 2018$16.5MM$15.3MM
DepositsQ1 2019vs Q1 2018$19.2MM$19.1MM
Equity CapitalQ1 2019vs Q1 2018$2.2MM$2.1MM
Loan Loss AllowanceQ1 2019vs Q1 2018$75.00K$87.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$168.00K$38.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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Howard County Education Federal Credit Union Savings Account Rates

0.40%--Share Account
0.30%--IRA Share Account

Howard County Education Federal Credit Union Locations
Branch Office3458 Ellicott Center Dr Ste 106Ellicott City, MD 21043-4178

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