High-Yield Reward Checking Account at Hawaii Pacific FCU - Local Only


Hawaii Pacific Federal Credit Union is one of the few institutions in Hawaii that's offering a reward checking account. It's called the Check Plus Account, and it pays 3.00% APY on all balances as of 7/26/2010 if 12 debit MasterCard purchases per month are made. I don't see any direct deposit requirement. There are some additional minor requirements which are typical: valid email address and online banking access. If the 12 debit card purchases are not done, no interest is earned for the month. The account has no monthly balance requirement and no monthly service charge. One downside is that there are no ATM fee refunds. However, they claim to be part of Hawaii's largest ATM network.

Membership is primarily based on select employer groups. Please refer to the credit union's How to Join page for the full details.

Branches are located in Honolulu, Hawaii.

The credit union's ratings for safety and soundness are a little above average: 4 stars (excellent) at BauerFinancial, 3 stars (performing) at Bankrate.com and an overall health score of 3 out of 5 at DepositAccounts.com (see our financial overview of Hawaii Pacific FCU). Ratings are based on March 2010 data. The credit union is federally insured by the NCUA (Charter # 4676).

Other High-Yield Reward Checking Accounts

Please refer to the reward checking section of DepositAccounts.com to find reward checking accounts in your state or that are available nationwide.

Related Pages: reward checking account, checking account, Hawaii Pacific Federal Credit Union, Honolulu