Featured Savings Rates
Featured Accounts

H.B.I. Employees Credit Union

Popular Accounts at this Credit Union

0.15%SavingsRegular Savings
0.15%SavingsYou Name It Savings Accounts
0.34%Money MarketHigh Yield Money Market Accounts

Overview / Commentary
3415 University Ave
Saint Paul, MN 55114

H.B.I. Employees Credit Union is headquartered in Saint Paul and is the 98th largest credit union in the state of Minnesota. It is also the 4,519th largest credit union in the nation. It was established in 1954 and as of September of 2016, it had grown to 2 employees and 1,036 members at 1 location. H.B.I. Employees Credit Union has a B health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. H.B.I. Employees Credit Union has a very low asset base.

Health Grade Components

NCUA #64959
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.1%
Annual Interest Income$154.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$7.7MM$7.2MM
LoansQ3 2016vs Q3 2015$2.9MM$3.0MM
DepositsQ3 2016vs Q3 2015$6.7MM$6.3MM
Equity CapitalQ3 2016vs Q3 2015$970.00K$948.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$12.00K$11.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$20.00K$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not H.B.I. Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

H.B.I. Employees Credit Union Savings Account Rates

0.25%--IRA Savings Accounts
0.25%--Roth IRA Savings Accounts
0.15%*$2,501*-Regular Savings
OTHER TIERS: 0.05% $100 - $1k | 0.08% $1k - $2,500
0.15%*$2,501*-You Name It Savings Accounts
OTHER TIERS: 0.05% $100 - $1k | 0.08% $1k - $2,500
0.10%--Holiday Savings Accounts

H.B.I. Employees Credit Union Money Market Rates

0.34%*$100k*-High Yield Money Market Accounts
OTHER TIERS: 0.15% $2,500 - $25k | 0.18% $25k - $50k | 0.24% $50k - $100k

H.B.I. Employees Credit Union Locations
Branch Office3415 University Ave WSaint Paul, MN 55114