Featured Savings Rates
Featured Accounts

H.B.I. Employees Credit Union

Popular Accounts at this Credit Union

0.15%SavingsRegular Savings
0.15%SavingsYou Name It Savings Accounts
0.34%Money MarketHigh Yield Money Market Accounts

Overview / Commentary
3415 University Ave
Saint Paul, MN 55114

H.B.I. Employees Credit Union is headquartered in Saint Paul and is the 98th largest credit union in the state of Minnesota. It is also the 4,518th largest credit union in the nation. It was established in 1954 and as of June of 2016, it had grown to 2 employees and 1,034 members at 1 location. H.B.I. Employees Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. H.B.I. Employees Credit Union has a very low asset base.

Health Grade Components

NCUA #64959
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.45%
Annual Interest Income$102.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$7.8MM$7.2MM
LoansQ2 2016vs Q2 2015$2.9MM$3.0MM
DepositsQ2 2016vs Q2 2015$6.9MM$6.2MM
Equity CapitalQ2 2016vs Q2 2015$967.00K$946.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$13.00K$16.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$20.00K$11.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

H.B.I. Employees Credit Union Savings Account Rates

0.25%--IRA Savings Accounts
0.25%--Roth IRA Savings Accounts
0.15%*$2,501*-Regular Savings
OTHER TIERS: 0.05% $100 - $1k | 0.08% $1k - $2,500
0.15%*$2,501*-You Name It Savings Accounts
OTHER TIERS: 0.05% $100 - $1k | 0.08% $1k - $2,500
0.10%--Holiday Savings Accounts

H.B.I. Employees Credit Union Money Market Rates

0.34%*$100k*-High Yield Money Market Accounts
OTHER TIERS: 0.15% $2,500 - $25k | 0.18% $25k - $50k | 0.24% $50k - $100k

H.B.I. Employees Credit Union Locations
Branch Office3415 University Ave WSaint Paul, MN 55114