Overview / Commentary
1050 W Industrial Blvd Ste 16
Cumberland, MD 21502

Healthcare 1st Federal Credit Union is headquartered in Cumberland and is the 66th largest credit union in the state of Maryland. It is also the 4,265th largest credit union in the nation. It was established in 1960 and as of June of 2018, it had grown to 4 employees and 1,321 members at 1 location. Healthcare 1st Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to employees, doctors, dentists or other health professionals working in the healthcare industry.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Healthcare 1st Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #13545
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD-0.21%
Return on Equity - YTD-3.19%
Annual Interest Income$156.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$8.5MM$8.9MM
LoansQ2 2018vs Q2 2017$3.4MM$3.7MM
DepositsQ2 2018vs Q2 2017$7.9MM$8.3MM
Equity CapitalQ2 2018vs Q2 2017$564.00K$569.00K
Loan Loss AllowanceQ2 2018vs Q2 2017$49.00K$43.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$39.00K$1,000
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Healthcare 1st Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Healthcare 1st Federal Credit Union Savings Account Rates

0.50%--IRA Savings
OTHER TIERS: 0.05% $10k+
0.10%*-$10kChristmas Club
OTHER TIERS: 0.05% $10k+
0.10%*-$10kVacation Club
OTHER TIERS: 0.05% $10k+
0.10%*$100*$10kKid Cub Club
OTHER TIERS: 0.05% $10k+

Healthcare 1st Federal Credit Union CD Rates

0.10%$500-6 Month CD
0.10%$500-12 Month CD
0.10%$500-18 Month CD
0.10%$500-24 Month CD
0.10%$500-36 Month CD

Healthcare 1st Federal Credit Union Locations
Branch Office1050 W Industrial Blvd Ste 16Cumberland, MD 21502

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.