Featured Savings Rates
Featured Accounts

Healthcare 1St Federal Credit Union

Popular Accounts at this Credit Union

0.10%1-year CD12 Month One-Time Bump-Up CD
0.10%SavingsRegular Shares
0.10%2-year CD24 Month One Time Bump-Up CD

Overview / Commentary
1050 W Industrial Blvd Ste 16
Cumberland, MD 21502

Healthcare 1St Federal Credit Union is headquartered in Cumberland and is the 65th largest credit union in the state of Maryland. It is also the 4,332nd largest credit union in the nation. It was established in 1960 and as of June of 2017, it had grown to 4 employees and 1,371 members at 1 location. Healthcare 1St Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees, doctors, dentists or other health professionals working in the healthcare industry.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Healthcare 1St Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

NCUA #13545
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD-2.51%
Return on Equity - YTD-39.37%
Annual Interest Income$165.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$8.9MM$8.6MM
LoansQ2 2017vs Q2 2016$3.7MM$4.1MM
DepositsQ2 2017vs Q2 2016$8.3MM$8.0MM
Equity CapitalQ2 2017vs Q2 2016$569.00K$669.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$43.00K$19.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1,000$80.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Healthcare 1St Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Healthcare 1St Federal Credit Union Savings Account Rates

0.50%--IRA Savings
0.10%*-$10kRegular Shares
OTHER TIERS: 0.05% $10k+
0.10%*-$10kChristmas Club
OTHER TIERS: 0.05% $10k+
0.10%*-$10kVacation Club
OTHER TIERS: 0.05% $10k+
0.10%*-$10kKids Cub Club
OTHER TIERS: 0.05% $10k+

Healthcare 1St Federal Credit Union CD Rates

0.10%$500-6 Month CD
0.10%$500-12 Month One-Time Bump-Up CD
0.10%$500-18 Month One Time Bump-Up CD
0.10%$500-24 Month One Time Bump-Up CD
0.10%$500-36 Month One Time Bump-Up CD

Healthcare 1St Federal Credit Union Locations
Branch Office1050 W Industrial Blvd Ste 16Cumberland, MD 21502