Featured Savings Rates
Featured Accounts

Heritage Credit Union (LA)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD60 Month CD
0.50%1-year CD12 Month CD
0.10%SavingsSavings Account

Overview / Commentary
866-269-9880
114 Representative Row
Lafayette, LA 70508

Heritage Credit Union (LA) is headquartered in Lafayette and is the 84th largest credit union in the state of Louisiana. It is also the 3,720th largest credit union in the nation. It was established in 1940 and as of June of 2016, it had grown to 5 employees and 1,470 members at 2 locations. Heritage Credit Union (LA) has a B+ health rating.

Field of Membership Restrictions

Heritage Credit Union of Louisiana is open to the employees of the credit union affiliated select employee groups and partner companies that are listed on the credit union website and the family members of these eligible people.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Heritage Credit Union (LA) has a low asset base.

Health Grade Components

Overall
NCUA #62814
Year Chartered1940
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD-0.27%
Return on Equity - YTD-2.17%
Annual Interest Income$242.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$16.0MM$15.2MM
LoansQ2 2016vs Q2 2015$6.7MM$7.8MM
DepositsQ2 2016vs Q2 2015$13.9MM$13.1MM
Equity CapitalQ2 2016vs Q2 2015$2.0MM$2.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$18.00K$25.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$66.00K$33.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Credit Union (LA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-Christmas Club
0.25%$25-Vacation Club
0.10%$100-Savings Account

Heritage Credit Union (LA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2,500$25kMoney Market Account

Heritage Credit Union (LA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$300-Prestige Checking Account

Heritage Credit Union (LA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-60 Month CD
1.01%$1k-36 Month CD
0.75%$1k-24 Month CD
0.50%$1k-12 Month CD
Locations


Heritage Credit Union (LA) Locations
Branch Office114 Representative RowLafayette, LA 70508
Branch Office1105 Kaliste Saloom RDLafayette, LA 70508-5705