Featured Savings Rates
Featured Accounts

Heritage Credit Union (LA)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD60 Month CD
0.50%1-year CD12 Month CD
0.10%SavingsSavings Account

Overview / Commentary
866-269-9880
114 Representative Row
Lafayette, LA 70508

Heritage Credit Union (LA) is headquartered in Lafayette and is the 86th largest credit union in the state of Louisiana. It is also the 3,747th largest credit union in the nation. It was established in 1940 and as of December of 2016, it had grown to 4 employees and 1,753 members at 2 locations. Heritage Credit Union (LA) has a B health rating.

Field of Membership Restrictions

Heritage Credit Union of Louisiana is open to the employees of the credit union affiliated select employee groups and partner companies that are listed on the credit union website and the family members of these eligible people.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Heritage Credit Union (LA) has a low asset base.

Health Grade Components

Overall
NCUA #62814
Year Chartered1940
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD-0.07%
Return on Equity - YTD-0.54%
Annual Interest Income$473.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$15.3MM$15.6MM
LoansQ4 2016vs Q4 2015$6.1MM$7.5MM
DepositsQ4 2016vs Q4 2015$13.2MM$13.5MM
Equity CapitalQ4 2016vs Q4 2015$2.0MM$2.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$14.00K$25.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$118.00K$63.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Credit Union (LA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Savings Account
0.10%$25-Christmas Club
0.10%$25-Vacation Club

Heritage Credit Union (LA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2,500$25kMoney Market Account

Heritage Credit Union (LA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$300-Prestige Checking Account

Heritage Credit Union (LA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-60 Month CD
1.01%$1k-36 Month CD
0.75%$1k-24 Month CD
0.50%$1k-12 Month CD
Locations


Heritage Credit Union (LA) Locations
Branch Office114 Representative RowLafayette, LA 70508
Branch Office1105 Kaliste Saloom RDLafayette, LA 70508-5705