Featured Savings Rates
Featured Accounts

Heritage Trust Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%Reward CheckingKasasa Cash
1.45%5-year CD60 Month Share Certificate
0.40%1-year CD12 Month Small Saver Share Certificate

Overview / Commentary
843-832-2600
200 Marymeade Dr
Summerville, SC 29483

Heritage Trust Federal Credit Union is headquartered in Summerville and is the 9th largest credit union in the state of South Carolina. It is also the 464th largest credit union in the nation. It was established in 1955 and as of December of 2016, it had grown to 178 employees and 45,368 members at 15 locations. Heritage Trust Federal Credit Union's savings rates are 44% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees of a member of the credit union's select employer group.
See current membership details

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Health

Health Grade Components

Overall
NCUA #9986
Year Chartered1955
Employees178
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.62%
Annual Interest Income$20.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$565.5MM$520.5MM
LoansQ4 2016vs Q4 2015$360.6MM$325.4MM
DepositsQ4 2016vs Q4 2015$472.5MM$443.0MM
Equity CapitalQ4 2016vs Q4 2015$54.1MM$51.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.2MM$1.8MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$3.4MM$2.7MM
Real Estate OwnedQ4 2016vs Q4 2015$217.00K$237.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Trust Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$25kKasasa Saver with Kasasa Cash
OTHER TIERS: 0.10% $25k+
0.75%*-$25kKasasa Saver with Kasasa Cash Back
OTHER TIERS: 0.10% $25k+
0.25%--Health Savings
0.15%--Traditional IRA Savings
0.15%--Roth IRA Savings
0.10%--Primary Savings
0.10%$25-Custodial Savings
0.10%--Extra Savings
0.10%--Christmas Club

Heritage Trust Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$50k-Premium Money Market Account
0.29%*$25k*-Money Market Account
OTHER TIERS: 0.20% $1,500 - $10k | 0.23% $10k - $25k

Heritage Trust Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$15kKasasa Cash
OTHER TIERS: 0.15% $15k+
1.50%*-$15kKasasa Cash with Kasasa Saver
OTHER TIERS: 0.15% $15k+
0.10%$500-Heritage Platinum
0.10%*$1k*-Heritage Golden
OTHER TIERS: 0.05% $500 - $1k
0.10%$500-Vintage Checking
0.10%$25-Estate Checking
0.05%$500-Heritage Classic
0.05%$25-Bonus Checking

Heritage Trust Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$250-60 Month Share Certificate
1.00%$250-48 Month Share Certificate
0.75%$250-36 Month Share Certificate
0.65%$250-24 Month Share Certificate
0.40%$250-12 Month Share Certificate
0.40%$100-12 Month Small Saver Share Certificate
0.37%$250-9 Month Share Certificate
0.30%$250-6 Month Share Certificate
0.20%$250-3 Month Share Certificate

Heritage Trust Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$250-60 Month IRA Certificate
1.00%$250-48 Month IRA Certificate
0.75%$250-36 Month IRA Certificate
0.65%$250-24 Month IRA Certificate
0.40%$250-12 Month IRA Certificate
0.40%$100-12 Month Small Saver IRA Certificate
0.37%$250-9 Month IRA Certificate
Locations

Heritage Trust Federal Credit Union has 15 locations. Click to view all Heritage Trust Federal Credit Union locations.