Featured Savings Rates
Featured Accounts

Highlands State Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.25%5-year CD60 Month CD
0.50%1-year CD12 Month CD
0.30%SavingsStatement Savings

Overview / Commentary
973-764-3200
310 Route 94
Vernon, NJ 07462

Highlands State Bank is headquartered in Vernon and is the 53rd largest bank in the state of New Jersey. It is also the 1,772nd largest bank in the nation. It was established in 2005 and as of September of 2016, it had grown to 84 employees at 4 locations. Highlands State Bank's money market rates are 2X the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #58048
Year Established2005
Employees84
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD7.77%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$385.2MM$303.3MM
LoansQ3 2016vs Q3 2015$326.9MM$273.2MM
DepositsQ3 2016vs Q3 2015$341.7MM$266.0MM
Equity CapitalQ3 2016vs Q3 2015$30.6MM$28.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.5MM$3.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.9MM$2.3MM
Real Estate OwnedQ3 2016vs Q3 2015$866.00K$527.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Highlands State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Kids Savings
0.30%--Statement Savings
0.15%--Business Savings

Highlands State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.02%*$50k*-Prime Interest Money Market Account
OTHER TIERS: 0.28% $10k - $50k
0.28%$500-Regular Money Market Account

Highlands State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%$100-Prime Interest Checking

Highlands State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$1k-20 Month CD
1.25%$1k-60 Month CD
1.16%$1k-14 Month CD
1.15%$1k-48 Month CD
0.90%$1k-36 Month CD
0.75%$1k-24 Month CD
0.65%$1k-18 Month CD
0.50%$1k-12 Month CD
0.30%$1k-6 Month CD
0.25%$1k-3 Month CD
Locations


Highlands State Bank Locations
Highlands State Bank310 Route 94, P.o. Box 160Vernon, NJ 07462
Union Boulevard Branch650 Union BoulevardTotowa, NJ 07512
Sparta Ii Branch31 Sparta AvenueSparta, NJ 07871
Denville Branch55 BroadwayDenville, NJ 07834