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Overview / Commentary
2020 East 4800 South Street
Salt Lake City, UT 84117

Holladay Bank & Trust is headquartered in Salt Lake City and is the 42nd largest bank in the state of Utah. It is also the 5,057th largest bank in the nation. It was established in 1974 and as of December of 2017, it had grown to 11 employees at 1 location. Holladay Bank & Trust has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Holladay Bank & Trust has a relatively low asset base.

Health Grade Components

FDIC Certificate #21448
Year Established1974
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD8.32%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$55.7MM$54.6MM
LoansQ4 2017vs Q4 2016$39.8MM$33.1MM
DepositsQ4 2017vs Q4 2016$46.7MM$46.5MM
Equity CapitalQ4 2017vs Q4 2016$8.3MM$7.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$892.00K$799.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$0$0
Real Estate OwnedQ4 2017vs Q4 2016$298.00K$317.00K

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Holladay Bank & Trust Locations
Holladay Bank & Trust2020 East 4800 South StreetSalt Lake City, UT 84117