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Overview / Commentary
2020 East 4800 South Street
Salt Lake City, UT 84117

Holladay Bank & Trust is headquartered in Salt Lake City and is the 43rd largest bank in the state of Utah. It is also the 5,249th largest bank in the nation. It was established in 1974 and as of December of 2016, it had grown to 12 employees at 1 location. Holladay Bank & Trust has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Holladay Bank & Trust has a relatively low asset base.

Health Grade Components

FDIC Certificate #21448
Year Established1974
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.74%
Return on Equity - YTD12.53%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$54.6MM$50.3MM
LoansQ4 2016vs Q4 2015$33.1MM$33.2MM
DepositsQ4 2016vs Q4 2015$46.5MM$43.0MM
Equity CapitalQ4 2016vs Q4 2015$7.7MM$6.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$799.00K$730.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$0$1,000
Real Estate OwnedQ4 2016vs Q4 2015$317.00K$318.00K

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Holladay Bank & Trust Locations
Holladay Bank & Trust2020 East 4800 South StreetSalt Lake City, UT 84117