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Overview / Commentary
2020 East 4800 South Street
Salt Lake City, UT 84117

Holladay Bank & Trust is headquartered in Salt Lake City and is the 43rd largest bank in the state of Utah. It is also the 5,145th largest bank in the nation. It was established in 1974 and as of June of 2017, it had grown to 13 employees at 1 location. Holladay Bank & Trust has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Holladay Bank & Trust has a relatively low asset base.

Health Grade Components

FDIC Certificate #21448
Year Established1974
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD9.97%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$54.9MM$50.5MM
LoansQ2 2017vs Q2 2016$35.6MM$33.7MM
DepositsQ2 2017vs Q2 2016$46.3MM$42.8MM
Equity CapitalQ2 2017vs Q2 2016$8.1MM$7.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$882.00K$782.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$7.00K$2.00K
Real Estate OwnedQ2 2017vs Q2 2016$317.00K$318.00K

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Holladay Bank & Trust Locations
Holladay Bank & Trust2020 East 4800 South StreetSalt Lake City, UT 84117