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Overview / Commentary
2020 East 4800 South Street
Salt Lake City, UT 84117

Holladay Bank & Trust is headquartered in Salt Lake City and is the 43rd largest bank in the state of Utah. It is also the 5,256th largest bank in the nation. It was established in 1974 and as of March of 2017, it had grown to 13 employees at 1 location. Holladay Bank & Trust has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Holladay Bank & Trust has a relatively low asset base.

Health Grade Components

FDIC Certificate #21448
Year Established1974
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.6%
Return on Equity - YTD11.05%
Annual Interest Income$727.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$52.5MM$50.5MM
LoansQ1 2017vs Q1 2016$33.9MM$34.1MM
DepositsQ1 2017vs Q1 2016$44.2MM$43.0MM
Equity CapitalQ1 2017vs Q1 2016$7.9MM$7.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$856.00K$746.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$9.00K$4.00K
Real Estate OwnedQ1 2017vs Q1 2016$317.00K$318.00K

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Holladay Bank & Trust Locations
Holladay Bank & Trust2020 East 4800 South StreetSalt Lake City, UT 84117