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Overview / Commentary
888-451-3798
2400 W Bridge St
Owatonna, MN 55060-5003

HomeTown Credit Union (MN) is headquartered in Owatonna and is the 31st largest credit union in the state of Minnesota. It is also the 1,273rd largest credit union in the nation. It was established in 1974 and as of March of 2018, it had grown to 35 employees and 17,595 members at 4 locations. HomeTown Credit Union (MN)'s money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Dodge, Rice, Steele or Waseca Counties of Minnesota.
See current membership details

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Health

Health Grade Components

Overall
NCUA #21669
Year Chartered1974
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD8.41%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$148.1MM$136.2MM
LoansQ1 2018vs Q1 2017$118.4MM$104.5MM
DepositsQ1 2018vs Q1 2017$131.8MM$120.9MM
Equity CapitalQ1 2018vs Q1 2017$14.0MM$13.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$240.00K$280.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$187.00K$100.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not HomeTown Credit Union (MN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HomeTown Credit Union (MN) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$2.5kPay ME First Account
OTHER TIERS: 0.10% $2,500+
0.20%*$10k*-Health Savings Account
OTHER TIERS: 0.10% Up to $10k
0.05%-$2kShare Savings Account
0.05%-$2kEducation IRA Savings Account

HomeTown Credit Union (MN) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*$500kMoney Market Account
OTHER TIERS: 0.10% $500k+ | 0.60% Up to $10k | 0.70% $10k - $25k | 0.80% $25k - $50k | 0.90% $50k - $100k
1.00%*$100k*$500kIRA Money Market Account
OTHER TIERS: 0.10% $500k+ | 0.60% Up to $10k | 0.70% $10k - $25k | 0.80% $25k - $50k | 0.90% $50k - $100k

HomeTown Credit Union (MN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%-$2kInterest Checking Account

HomeTown Credit Union (MN) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$10k*-60 Month Checking Relationship CD
OTHER TIERS: 2.15% $500 - $10k
2.00%*$10k*-60 Month CD
OTHER TIERS: 1.90% $500 - $10k
2.00%*$10k*-48-59 Month Checking Relationship CD
OTHER TIERS: 1.90% $500 - $10k
1.75%*$10k*-48-59 Month CD
OTHER TIERS: 1.65% $500 - $10k
1.75%*$10k*-36-47 Month Checking Relationship CD
OTHER TIERS: 1.65% $500 - $10k
1.50%*$10k*-36-47 Month CD
OTHER TIERS: 1.40% $500 - $10k
1.50%*$10k*-24-35 Month Checking Relationship CD
OTHER TIERS: 1.40% $500 - $10k
1.25%*$10k*-24-35 Month CD
OTHER TIERS: 1.15% $500 - $10k
1.25%*$10k*-12-23 Month Checking Relationship CD
OTHER TIERS: 1.15% $500 - $10k
1.00%*$10k*-12-23 Month CD
OTHER TIERS: 0.90% $500 - $10k
0.75%*$10k*-6-11 Month Checking Relationship CD
OTHER TIERS: 0.65% $500 - $10k
0.50%*$10k*-6-11 Month CD
OTHER TIERS: 0.40% $500 - $10k

HomeTown Credit Union (MN) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$10k*-60 Month Checking Relationship IRA
OTHER TIERS: 2.15% $500 - $10k
2.00%*$10k*-48-59 Month Checking Relationship IRA
OTHER TIERS: 1.90% $500 - $10k
2.00%*$10k*-60 Month IRA
OTHER TIERS: 1.90% $500 - $10k
1.75%*$10k*-36-47 Month Checking Relationship IRA
OTHER TIERS: 1.65% $500 - $10k
1.75%*$10k*-48-59 Month IRA
OTHER TIERS: 1.65% $500 - $10k
1.50%*$10k*-24-35 Month Checking Relationship IRA
OTHER TIERS: 1.40% $500 - $10k
1.50%*$10k*-36-47 Month IRA
OTHER TIERS: 1.40% $500 - $10k
1.25%*$10k*-12-23 Month Checking Relationship IRA
OTHER TIERS: 1.15% $500 - $10k
1.25%*$10k*-24-35 Month IRA
OTHER TIERS: 1.15% $500 - $10k
1.00%*$10k*-12-23 Month IRA
OTHER TIERS: 0.90% $500 - $10k
0.75%*$10k*-6-11 Month Checking Relationship IRA
OTHER TIERS: 0.65% $500 - $10k
0.50%*$10k*-6-11 Month IRA
OTHER TIERS: 0.40% $500 - $10k
Locations


HomeTown Credit Union (MN) Locations
Branch Office1205 Highway 60 WFaribault, MN 55021-4964
Branch Office333 E School StOwatonna, MN 55060
Branch Office2400 W Bridge StOwatonna, MN 55060-5003
Branch Office1620 S Cedar AveOwatonna, MN 55060-3922

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