HomeTown Credit Union (MN)

Overview / Commentary
2400 W Bridge St
Owatonna, MN 55060-5003

HomeTown Credit Union (MN) is headquartered in Owatonna and is the 28th largest credit union in the state of Minnesota. It is also the 1,187th largest credit union in the nation. It was established in 1974 and as of June of 2019, it had grown to 44 employees and 18,688 members at 4 locations. HomeTown Credit Union (MN)'s money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in HomeTown Credit Union is open to those who live, work, worship, or attend school, in the Minnesota counties of Dodge, Rice, Steele, or Waseca.
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Health Grade Components

NCUA #21669
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD7.68%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$170.3MM$147.9MM
LoansQ2 2019vs Q2 2018$138.8MM$124.4MM
DepositsQ2 2019vs Q2 2018$149.7MM$131.4MM
Equity CapitalQ2 2019vs Q2 2018$15.9MM$14.4MM
Loan Loss AllowanceQ2 2019vs Q2 2018$280.00K$229.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$244.00K$204.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not HomeTown Credit Union (MN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HomeTown Credit Union (MN) Savings Account Rates

0.50%*-$2.5kPay ME First Account
OTHER TIERS: 0.10% $2.5k+
0.20%*$10k*-Health Savings Account
OTHER TIERS: 0.10% Up to $10k
0.05%$10$2kShare Savings Account
0.05%$10$2kEducation IRA Savings Account

HomeTown Credit Union (MN) Money Market Rates

1.10%*$100k*-IRA Money Market Account
OTHER TIERS: 0.70% Up to $10k | 0.80% $10k - $25k | 0.90% $25k - $50k | 1.00% $50k - $100k
1.00%*$100k*$500kMoney Market Account
OTHER TIERS: 0.60% Up to $10k | 0.70% $10k - $25k | 0.80% $25k - $50k | 0.90% $50k - $100k

HomeTown Credit Union (MN) Checking Account Rates

0.05%-$2kInterest Checking Account

HomeTown Credit Union (MN) CD Rates

2.25%*$10k*-60 Month Checking Relationship CD
OTHER TIERS: 2.15% $500 - $10k
2.00%*$10k*-60 Month CD
OTHER TIERS: 1.90% $500 - $10k
2.00%*$10k*-48-59 Month Checking Relationship CD
OTHER TIERS: 1.90% $500 - $10k
1.75%*$10k*-48-59 Month CD
OTHER TIERS: 1.65% $500 - $10k
1.75%*$10k*-36-47 Month Checking Relationship CD
OTHER TIERS: 1.65% $500 - $10k
1.50%*$10k*-36-47 Month CD
OTHER TIERS: 1.40% $500 - $10k
1.50%*$10k*-6-11 Month Checking Relationship CD
OTHER TIERS: 1.40% $500 - $10k
1.50%*$10k*-12-23 Month Checking Relationship CD
OTHER TIERS: 1.40% $500 - $10k
1.50%*$10k*-24-35 Month Checking Relationship CD
OTHER TIERS: 1.40% $500 - $10k
1.25%*$10k*-6-11 Month CD
OTHER TIERS: 1.15% $500 - $10k
1.25%*$10k*-12-23 Month CD
OTHER TIERS: 1.15% $500 - $10k
1.25%*$10k*-24-35 Month CD
OTHER TIERS: 1.15% $500 - $10k

HomeTown Credit Union (MN) Locations
Branch Office1205 Highway 60 WFaribault, MN 55021-4964
Branch Office333 E School StOwatonna, MN 55060
Branch Office2400 W Bridge StOwatonna, MN 55060-5003
Branch Office150 18th St SWOwatonna, MN 55060

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