Featured Savings Rates
Featured Accounts

Home Town Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
0.35%1-year CD12-23 Month CD
0.05%SavingsShare Savings Account

Overview / Commentary
888-451-3798
2400 W Bridge St
Owatonna, MN 55060-5003

Home Town Federal Credit Union is headquartered in Owatonna and is the 32nd largest credit union in the state of Minnesota. It is also the 1,371st largest credit union in the nation. It was established in 1974 and as of September of 2016, it had grown to 39 employees and 16,703 members at 4 locations. Home Town Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Dodge, Rice, Steele or Waseca Counties of Minnesota.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #21669
Year Chartered1974
Employees39
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.74%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$124.7MM$115.7MM
LoansQ3 2016vs Q3 2015$98.9MM$87.8MM
DepositsQ3 2016vs Q3 2015$109.9MM$102.6MM
Equity CapitalQ3 2016vs Q3 2015$12.5MM$11.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$347.00K$397.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$107.00K$301.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Town Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*-$2,500Pay ME First Account
OTHER TIERS: 0.10% $2,500+
0.20%*$10k*-Health Savings Account
OTHER TIERS: 0.10% Up to $10k
0.05%-$2kShare Savings Account
0.05%-$2kEducation IRA Savings Account

Home Town Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*$500kMoney Market Account
OTHER TIERS: 0.10% Any amount | 0.30% $25k - $50k | 0.40% $50k - $100k
0.40%*$50k*$500kIRA Money Market Account
OTHER TIERS: 0.10% Any amount | 0.30% $25k - $50k

Home Town Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%-$2kInterest Checking Account

Home Town Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$5k*-60 Month Checking Relationship CD
OTHER TIERS: 1.65% $500 - $5k
1.50%*$5k*-60 Month CD
OTHER TIERS: 1.40% $500 - $5k
1.45%*$5k*-48-59 Month Checking Relationship CD
OTHER TIERS: 1.35% $500 - $5k
1.20%*$5k*-48-59 Month CD
OTHER TIERS: 1.10% $500 - $5k
1.20%*$5k*-36-47 Month Checking Relationship CD
OTHER TIERS: 1.10% $500 - $5k
0.95%*$5k*-36-47 Month CD
OTHER TIERS: 0.85% $500 - $5k
0.80%*$5k*-24-35 Month Checking Relationship CD
OTHER TIERS: 0.70% $500 - $5k
0.60%*$5k*-12-23 Month Checking Relationship CD
OTHER TIERS: 0.50% $500 - $5k
0.55%*$5k*-24-35 Month CD
OTHER TIERS: 0.45% $500 - $5k
0.45%*$5k*-6-11 Month Checking Relationship CD
OTHER TIERS: 0.35% $500 - $5k
0.35%*$5k*-12-23 Month CD
OTHER TIERS: 0.25% $500 - $5k
0.20%$500-6-11 Month CD

Home Town Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$5k*-60 Month Checking Relationship IRA
OTHER TIERS: 1.65% $500 - $5k
1.50%*$5k*-60 Month IRA
OTHER TIERS: 1.40% $500 - $5k
1.45%*$5k*-48-59 Month Checking Relationship IRA
OTHER TIERS: 1.35% $500 - $5k
1.20%*$5k*-36-47 Month Checking Relationship IRA
OTHER TIERS: 1.10% $500 - $5k
1.20%*$5k*-48-59 Month IRA
OTHER TIERS: 1.10% $500 - $5k
0.95%*$5k*-36-47 Month IRA
OTHER TIERS: 0.85% $500 - $5k
0.80%*$5k*-24-35 Month Checking Relationship IRA
OTHER TIERS: 0.70% $500 - $5k
0.60%*$5k*-12-23 Month Checking Relationship IRA
OTHER TIERS: 0.50% $500 - $5k
0.55%*$5k*-24-35 Month IRA
OTHER TIERS: 0.45% $500 - $5k
0.45%*$5k*-6-11 Month Checking Relationship IRA
OTHER TIERS: 0.35% $500 - $5k
0.35%*$5k*-12-23 Month IRA
OTHER TIERS: 0.25% $500 - $5k
0.20%$500-6-11 Month IRA
Locations


Home Town Federal Credit Union Locations
Branch Office1205 Highway 60 WFaribault, MN 55021-4964
Branch Office333 E School StOwatonna, MN 55060
Branch Office2400 W Bridge StOwatonna, MN 55060-5003
Branch Office1620 S Cedar AveOwatonna, MN 55060-3922