HomeBank

Overview / Commentary

www.myhomebank.bank

573-769-2001

400 South Main Street
Palmyra, MO 63461

HomeBank is headquartered in PALMYRA and is the 62^nd largest bank in the state of Missouri. It is also the 1,686^th largest bank in the nation. It was established in 1934 and as of March of 2023, it had grown to 119 employees at 10 locations. HomeBank's money market rates are 7X the national average, and it has an A health rating.

View all posts from:

2012

7/28 - Palmyra State Bank (MO) RCA ($10K, $2.75%APY)

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	14492
Year Established	1934
Employees	119
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.33%
Return on Equity - YTD	15.37%
Annual Interest Income	$5.8MM

Assets and Liabilities
Assets	Q1 2023vs Q1 2022	$531.3MM$497.3MM
Loans	Q1 2023vs Q1 2022	$431.3MM$367.6MM
Deposits	Q1 2023vs Q1 2022	$460.6MM$438.5MM
Equity Capital	Q1 2023vs Q1 2022	$45.7MM$43.1MM
Loan Loss Allowance	Q1 2023vs Q1 2022	$4.4MM$3.2MM
Unbacked Noncurrent Loans	Q1 2023vs Q1 2022	$265.00K$993.00K
Real Estate Owned	Q1 2023vs Q1 2022	$140.00K$257.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not HomeBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeBank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.16%	$50	-	IRA Time Open Savings
1.16%	$50	-	Business IRA Time Open Savings
0.65%	$5	$2.5k	Christmas Club
0.65%	$5	-	Summer Savings Club
0.55%	$5	$2.5k	Supreme Savings
0.55%^*	$25k^*	-	Golden Bridge Savings
OTHER TIERS: 0.40% → $1k - $10k \| 0.45% → $10k - $25k
0.45%^*	$25k^*	-	Health Savings Account (HSA)
OTHER TIERS: 0.25% → $50 - $10k \| 0.35% → $10k - $25k
0.40%	$50	-	Basic Savings

HomeBank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.20%^*	$500k^*	-	Personal Super Money Fund
OTHER TIERS: 1.76% → $5k - $25k \| 1.81% → $25k - $50k \| 1.92% → $50k - $100k \| 2.17% → $100k - $200k \| 2.68% → $200k - $500k
3.20%^*	$500k^*	-	Business Super Money Fund
OTHER TIERS: 1.76% → $5k - $25k \| 1.81% → $25k - $50k \| 1.92% → $50k - $100k \| 2.17% → $100k - $200k \| 2.68% → $200k - $500k
1.16%^*	$200k^*	-	Business Money Market
OTHER TIERS: 0.45% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.55% → $25k - $50k \| 0.80% → $50k - $100k \| 1.00% → $100k - $200k
1.00%^*	$200k^*	-	Personal Money Market
OTHER TIERS: 0.30% → $2.5k - $10k \| 0.35% → $10k - $25k \| 0.45% → $25k - $50k \| 0.60% → $50k - $100k \| 0.70% → $100k - $200k
1.00%^*	$200k^*	-	E-Money Market
OTHER TIERS: 0.30% → $2.5k - $10k \| 0.35% → $10k - $25k \| 0.45% → $25k - $50k \| 0.60% → $50k - $100k \| 0.70% → $100k - $200k
0.25%^*	$2m^*	-	Public Funds Platinum Money market
OTHER TIERS: 0.10% → Up to $500k \| 0.15% → $500k - $1m \| 0.20% → $1m - $2m

HomeBank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.56%	$2.5m	-	ICS Business Interest Reserves
2.32%	-	$25k	E-Premier Checking
1.16%	$100	-	Non-Profit Checking
1.00%	$100	-	Business Interest Checking
1.00%	$1	-	Public Funds Interest Checking - Using ICS
0.30%^*	$2.5k^*	-	Preferred NOW Checking
OTHER TIERS: 0.25% → $500 - $2.5k

HomeBank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.32%	$2.5k	-	13 Month CD Special
4.32%	$2.5k	$249k	Business 13 Month CD Special
1.76%	$2.5k	-	60 Month CD
1.76%	$2.5k	-	Business 60 Month CD
1.51%	$2.5k	-	48 Month CD
1.51%	$2.5k	-	Business 48 Month CD
1.26%	$2.5k	-	30 Month CD
1.26%	$2.5k	-	36 Month CD
1.26%	$2.5k	-	Business 30 Month CD
1.26%	$2.5k	-	Business 36 Month CD
1.16%	$2.5k	-	24 Month CD
1.16%	$2.5k	-	Business 24 Month CD
1.05%	$2.5k	-	18 Month CD
1.05%	$2.5k	-	Business 18 Month CD
1.00%	$2.5k	-	6 Month CD
1.00%	$2.5k	-	12 Month CD
1.00%	$2.5k	-	Business 6 Month CD
1.00%	$2.5k	-	Business 12 Month CD
0.90%	$2.5k	-	3 Month CD
0.90%	$2.5k	-	Business 3 Month CD

HomeBank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.32%^†	$2.5k	$249k	13 Month IRA Special
4.32%^†	$2.5k	$249k	Business13 Month IRA Special
1.26%	$2.5k	-	36 Month IRA
1.26%	$2.5k	-	48 Month IRA
1.26%	$2.5k	-	60 Month IRA
1.26%	$2.5k	-	Business 36 Month IRA
1.26%	$2.5k	-	Business 48 Month IRA
1.26%	$2.5k	-	Business 60 Month IRA
1.16%	$2.5k	-	24 Month IRA
1.16%	$2.5k	-	Business 24 Month IRA
1.00%	$2.5k	-	12 Month IRA
1.00%	$2.5k	-	Business 12 Month IRA

Locations

Cities: Bowling Green, Canton, Centralia, Hannibal, Mexico, O Fallon, Palmyra, Quincy, West Quincy

Bowling Green Branches
Bowling Green Branch	1108 Business Highway 61	Bowling Green, MO 63334

Canton Branches
Canton Branch	1810 Elm Street	Canton, MO 63435

Centralia Branches
Homebank Of Centralia	1399 East Highway 22	Centralia, MO 65240

Hannibal Branches
Hannibal Branch	3817 Mcmasters Avenue	Hannibal, MO 63401

Mexico Branches
Mexico Branch	2977 South Clark St	Mexico, MO 65265

O Fallon Branches
Lake St Louis/Ofallon Branch	2183 West Terra Lane	O Fallon, MO 63366

Palmyra Branches
Palmyra State Bank	400 S Main St	Palmyra, MO 63461

Quincy Branches
Bank Of Quincy Branch	1132 Broadway	Quincy, IL 62301
Quincy Branch	305 North 48th Street	Quincy, IL 62305

West Quincy Branches
West Quincy Branch	Highway 24	West Quincy, MO 63471

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.