Featured Savings Rates
Featured Accounts

Hoosick Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%5-year CD60 Month Share Certificate
0.50%1-year CD12 - 23 Month Share Certificate
0.15%SavingsRegular Savings Account

Overview / Commentary
518-686-4504
28 Church St
Hoosick Falls, NY 12090-1644

Hoosick Federal Credit Union is headquartered in Hoosick Falls and is the 176th largest credit union in the state of New York. It is also the 3,273rd largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 6 employees and 2,570 members at 1 location. Hoosick Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the towns of Hoosick, Berlin, Pittstown, Grafton, Petersburgh, Stephentown, New York. Membership is also open to employees of Strato, Inc. who work in Hoosick or Eagle Bridge, New York.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hoosick Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #8885
Year Chartered1953
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD2.12%
Annual Interest Income$367.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$22.8MM$21.3MM
LoansQ2 2016vs Q2 2015$11.2MM$9.9MM
DepositsQ2 2016vs Q2 2015$19.5MM$18.3MM
Equity CapitalQ2 2016vs Q2 2015$3.3MM$2.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$20.00K$22.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$38.00K$345.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hoosick Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--IRA Savings Account
0.20%--Other Savings Account
0.15%--Regular Savings Account

Hoosick Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$100k*-Money Market
OTHER TIERS: 0.25% $2,500 - $50k | 0.30% $50k - $100k

Hoosick Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-60 Month Share Certificate
1.00%$500-24 - 35 Month Share Certificate
1.00%$500-36 - 47 Month Share Certificate
1.00%$500-48 - 59 Month Share Certificate
0.50%$500-6 - 11 Month Share Certificate
0.50%$500-12 - 23 Month Share Certificate

Hoosick Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-60 Month IRA Certificate
1.00%$500-24 - 35 Month IRA Certificate
1.00%$500-36 - 47 Month IRA Certificate
1.00%$500-48 - 59 Month IRA Certificate
0.50%$500-6 - 11 Month IRA Certificate
0.50%$500-12 - 23 Month IRA Certificate
Locations


Hoosick Federal Credit Union Locations
Branch Office28 Church StHoosick Falls, NY 12090-1644