Idaho State University Federal Credit Union is headquartered in Pocatello and is the 9th largest credit union in the state of Idaho. It is also the 962nd largest credit union in the nation. It was established in 1952 and as of September of 2020, it had grown to 75 employees and 28,310 members at 9 locations. Idaho State University Federal Credit Union has an A health rating.
Membership in Idaho State University Federal Credit Union is open to faculty, staff, students, and alumni of Idaho State University, and other organizations related to ISU.
See current membership details
At this bank I have a car loan, savings account and checking account. This account gains interest as long as I meet certain criteria. One of the criteria is that I have direct deposit. I have direct deposit and it is has been good. I did have a problem with the bill pay on their website. They took money out of someone else's account to pay a bill. I then got hit with some fees because of the mistake. The bill pay is done by a third party. ISUCU was nice enough to reverse some of the fees for me, and I no longer use the bill pay feature. Other than that I have had nothing but good experiences. The website is easy to use and monitor my account. I like that I can get online and transfer my car payment over. I don't like that there is only one branch in town. We used to have two, but they closed one down, so I'm glad I use direct deposit. I always have good experiences when I go to the branch. This last time I went they gave me free glasses for my family to use for the eclipse.
Overall | |
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NCUA # | 7776 |
Year Chartered | 1952 |
Employees | 75 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.32% |
Return on Equity - YTD | 3.89% |
Annual Interest Income | $7.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $269.2MM$239.1MM |
Loans | Q3 2020vs Q3 2019 | $184.3MM$181.0MM |
Deposits | Q3 2020vs Q3 2019 | $246.2MM$217.8MM |
Equity Capital | Q3 2020vs Q3 2019 | $21.5MM$20.4MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $1.2MM$1.6MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $853.00K$639.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Idaho State University Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $25 | - | IRA Savings | |
0.05% | $25 | - | Daily Share | |
0.05% | $25 | - | Bengal Share | |
0.05% | $25 | - | Christmas Club | |
0.05% | $25 | - | Medical Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $2.5k | - | Money Market Savings | |
0.25% | $2.5k | - | Money Market Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.50%* | - | $20k | Rewards Plus Checking Account | ||
OTHER TIERS: 0.15% → $20k+ | |||||
0.01% | $25 | - | Senior Checking Account |
Idaho State University Federal Credit Union Locations | ||
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Branch Office | 1041 E Main St | Burley, ID 83318 |
Branch Office | 4914 Yellowstone Ave | Chubbuck, ID 83202 |
Branch Office | Idaho State University Pond Student Union Building Fl 2 | Pocatello, ID 83209 |
Branch Office | 58 N Broadway St | Blackfoot, ID 83221 |
Branch Office | 707 S 9th Ave | Pocatello, ID 83209 |
Branch Office | 202 W Alameda Rd | Pocatello, ID 83201 |
Branch Office | 2255 E Sunnyside Rd | Idaho Falls, ID 83404 |
Corporate Office | 275 S 5th Ave | Pocatello, ID 83201 |
Branch Office | 700 Memorial Dr | Idaho Falls, ID 83402 |