2. Idaho State University Federal Credit Union

Idaho State University Federal Credit Union


Overview / Commentary
www.isucu.org
888-847-8328
275 S 5Th Ave
Pocatello, ID 83201

Idaho State University Federal Credit Union is headquartered in Pocatello and is the 10th largest credit union in the state of Idaho. It is also the 949th largest credit union in the nation. It was established in 1952 and as of December of 2018, it had grown to 75 employees and 28,691 members at 9 locations. Idaho State University Federal Credit Union's CD rates are 50% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Idaho State University Federal Credit Union is open to faculty, staff, students, and alumni of Idaho State University, and other organizations related to ISU.
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Reviews (1)

Idaho State University Credit Union

Posted by: griseldamartin | Aug 29, 2017

At this bank I have a car loan, savings account and checking account. This account gains interest as long as I meet certain criteria. One of the criteria is that I have direct deposit. I have direct deposit and it is has been good. I did have a problem with the bill pay on their website. They took money out of someone else's account to pay a bill. I then got hit with some fees because of the mistake. The bill pay is done by a third party. ISUCU was nice enough to reverse some of the fees for me, and I no longer use the bill pay feature. Other than that I have had nothing but good experiences. The website is easy to use and monitor my account. I like that I can get online and transfer my car payment over. I don't like that there is only one branch in town. We used to have two, but they closed one down, so I'm glad I use direct deposit. I always have good experiences when I go to the branch. This last time I went they gave me free glasses for my family to use for the eclipse.

1


Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #7776
Year Chartered1952
Employees75
Primary Regulator
Profit Margin
Return on Assets - YTD-0.58%
Return on Equity - YTD-7.28%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$235.3MM$231.3MM
LoansQ4 2018vs Q4 2017$181.1MM$176.2MM
DepositsQ4 2018vs Q4 2017$215.6MM$210.3MM
Equity CapitalQ4 2018vs Q4 2017$19.0MM$20.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.1MM$1.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.7MM$4.1MM
Real Estate OwnedQ4 2018vs Q4 2017$0$77.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Idaho State University Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Idaho State University Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-IRA Savings
0.05%$25-Daily Share
0.05%$25-Bengal Share
0.05%$25-Christmas Club
0.05%$25-Medical Savings

Idaho State University Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2.5k-Money Market Savings
0.15%$2.5k-Money Market Checking

Idaho State University Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$20kRewards Plus Checking Account
OTHER TIERS: 0.25% → $20k+
0.01%$25-Senior Club Checking Account

Idaho State University Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%$500-60 Month Rewards CD w/Rewards Checking
2.20%$500-60 Month Share Certificate
2.15%$500-48 Month Rewards CD w/Rewards Checking
2.00%$500-30 Month Rewards CD w/Rewards Checking
2.00%$500-36 Month Rewards CD w/Rewards Checking
1.90%$500-48 Month Share Certificate
1.75%$500-36 Month Share Certificate
1.75%$500-30 Month Share Certificate
1.75%$500-24 Month Rewards CD w/Rewards Checking
1.65%$500-18 Month Rewards CD w/Rewards Checking
1.60%$500-12 Month Rewards CD w/Rewards Checking
1.50%$500-24 Month Share Certificate
1.40%$500-18 Month Share Certificate
1.35%$500-12 Month Share Certificate
0.80%$500-6 Month Rewards CD w/Rewards Checking
0.55%$500-6 Month Share Certificate
0.40%$500-3 Month Rewards CD w/Rewards Checking
0.15%$500-3 Month Share Certificate

Idaho State University Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$500-60 Month Share Certificate
1.90%$500-48 Month Share Certificate
1.75%$500-36 Month Share Certificate
1.75%$500-30 Month Share Certificate
1.50%$500-24 Month Share Certificate
1.40%$500-18 Month Share Certificate
1.35%$500-12 Month Share Certificate
0.55%$500-6 Month Share Certificate
0.15%$500-3 Month Share Certificate
Locations


Idaho State University Federal Credit Union Locations
Branch Office1041 E Main StBurley, ID 83318
Branch Office4914 Yellowstone AveChubbuck, ID 83202
Branch OfficeIdaho State University Pond Student Union Building Fl 2Pocatello, ID 83209
Branch Office58 N Broadway StBlackfoot, ID 83221
Branch Office707 S 9th AvePocatello, ID 83209
Branch Office202 W Alameda RdPocatello, ID 83201
Branch Office2255 E Sunnyside RdIdaho Falls, ID 83404
Corporate Office275 S 5th AvePocatello, ID 83201
Branch Office700 Memorial DrIdaho Falls, ID 83402

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