Illinois National Bank

Overview / Commentary
322 East Capitol Street
Springfield, IL 62701

Illinois National Bank is headquartered in Springfield and is the 44th largest bank in the state of Illinois. It is also the 709th largest bank in the nation. It was established in 1905 and as of December of 2019, it had grown to 258 employees at 13 locations. Illinois National Bank has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #3664
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD11.26%
Annual Interest Income$42.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.16B$909.0MM
LoansQ4 2019vs Q4 2018$842.7MM$699.6MM
DepositsQ4 2019vs Q4 2018$1.05B$808.1MM
Equity CapitalQ4 2019vs Q4 2018$103.6MM$93.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$8.0MM$9.3MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$6.5MM$9.3MM
Real Estate OwnedQ4 2019vs Q4 2018$290.00K$340.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Illinois National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Illinois National Bank Savings Account Rates

1.00%*$5k*$100kStructured Savings IRA
OTHER TIERS: 0.50% Up to $5k
0.25%*$250k*-Maximizer Account
OTHER TIERS: 0.10% Up to $50k | 0.15% $50k - $250k
0.20%*$5k*-Health Savings Accounts
OTHER TIERS: 0.10% Up to $5k
0.10%--You Name It! Savings
0.10%--Regular Savings
0.10%--Minor Savings
0.10%--Business Savings

Illinois National Bank Money Market Rates

0.35%*$250k*-Premier Money Market Savings
OTHER TIERS: 0.10% Up to $1k | 0.20% $1k - $10k | 0.25% $10k - $50k | 0.30% $50k - $250k
0.25%*$250k*-Business Money Market Savings
OTHER TIERS: 0.10% Up to $50k | 0.20% $50k - $250k
0.25%*$250k*-Money Market Savings
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $250k
0.25%--Money Market IRA

Illinois National Bank Checking Account Rates

0.15%--Premier Business Checking
0.12%*$5k*-Power Plus Checking
OTHER TIERS: 0.07% Up to $5k

Illinois National Bank CD Rates

1.35%*$100k*-5 Year CD
OTHER TIERS: 1.25% $1k - $100k
1.10%*$100k*-42 Month CD
OTHER TIERS: 1.00% $1k - $100k
1.10%$1k-48 Month Risinig Rate Premier CD
1.00%$1k-48 Month Risinig Rate CD
0.65%*$100k*-2 Year CD
OTHER TIERS: 0.55% $1k - $100k
0.56%$1k-24 Month Rising Rate Premier CD
0.46%$1k-24 Month Rising Rate CD
0.35%*$100k*-1 Year CD
OTHER TIERS: 0.25% $1k - $100k
0.25%*$100k*-6 Month CD
OTHER TIERS: 0.15% $1k - $100k

Illinois National Bank IRA Rates

1.25%$1k-5 Year IRA
1.10%$1k-4 Year IRA
1.10%$1k-48 Month Risinig Rate Premier IRA
1.00%$1k-48 Month Risinig Rate IRA
0.80%$1k-3 Year IRA
0.56%$1k-24 Month Rising Rate Premier IRA
0.55%$1k-2 Year IRA
0.46%$1k-24 Month Rising Rate IRA
0.40%$1k-18 Month IRA
0.25%$1k-1 Year IRA
0.15%$1k-6 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.