Overview / Commentary
322 East Capitol Street
Springfield, IL 62701

Illinois National Bank is headquartered in Springfield and is the 52nd largest bank in the state of Illinois. It is also the 859th largest bank in the nation. It was established in 1905 and as of December of 2018, it had grown to 248 employees at 13 locations. Illinois National Bank's money market rates are 93% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #3664
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD13.07%
Annual Interest Income$35.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$909.0MM$899.2MM
LoansQ4 2018vs Q4 2017$699.6MM$639.2MM
DepositsQ4 2018vs Q4 2017$808.1MM$805.6MM
Equity CapitalQ4 2018vs Q4 2017$93.6MM$87.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$9.3MM$8.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$9.3MM$7.1MM
Real Estate OwnedQ4 2018vs Q4 2017$340.00K$288.00K
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Always verify rates and promotions with the bank or credit union. We are not Illinois National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Illinois National Bank Savings Account Rates

1.97%*$5k*$100kStructured Savings IRA
OTHER TIERS: 1.46% Up to $5k
0.85%*$250k*-Maximizer Account
OTHER TIERS: 0.25% Up to $50k | 0.80% $50k - $250k
0.40%*$5k*-Health Savings Accounts
OTHER TIERS: 0.30% Up to $5k
0.25%--You Name It! Savings
0.25%--Regular Savings
0.25%--Minor Savings
0.25%--Business Savings

Illinois National Bank Money Market Rates

1.26%*$250k*-Business Money Market Savings
OTHER TIERS: 0.25% Up to $10k | 0.45% $10k - $50k | 0.50% $50k - $250k
1.00%*$250k*-Premier Money Market Savings
OTHER TIERS: 0.25% Up to $1k | 0.45% $1k - $10k | 0.50% $10k - $50k | 0.85% $50k - $250k
0.85%*$250k*-Money Market Savings
OTHER TIERS: 0.25% Up to $1k | 0.35% $1k - $10k | 0.40% $10k - $50k | 0.75% $50k - $250k
0.35%--Money Market IRA

Illinois National Bank Checking Account Rates

0.15%--Premier Business Checking
0.12%*$5k*-Power Plus Checking
OTHER TIERS: 0.07% Up to $5k

Illinois National Bank CD Rates

2.20%$1k-48 Month Risinig Rate Premier CD
2.10%$1k-48 Month Risinig Rate CD
1.85%*$100k*-5 Year CD
OTHER TIERS: 1.75% $1k - $100k
1.72%$1k-24 Month Rising Rate Premier CD
1.70%*$100k*-42 Month CD
OTHER TIERS: 1.60% $1k - $100k
1.62%$1k-24 Month Rising Rate CD
1.50%*$100k*-2 Year CD
OTHER TIERS: 1.40% $1k - $100k
1.20%*$100k*-1 Year CD
OTHER TIERS: 1.10% $1k - $100k
0.85%*$100k*-6 Month CD
OTHER TIERS: 0.75% $1k - $100k

Illinois National Bank IRA Rates

2.20%$1k-48 Month Risinig Rate Premier IRA
2.10%$1k-48 Month Risinig Rate IRA
1.75%$1k-5 Year IRA
1.72%$1k-24 Month Rising Rate Premier IRA
1.70%$1k-4 Year IRA
1.62%$1k-24 Month Rising Rate IRA
1.55%$1k-3 Year IRA
1.40%$1k-2 Year IRA
1.25%$1k-18 Month IRA
1.10%$1k-1 Year IRA
0.75%$1k-6 Month IRA


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