Industrial Credit Union is offering a 5.50% APY 12-month term certificate. The minimum deposit is $1,000. The credit union also has competitive long term rates including a 5.45% APY for 4 and 5 year terms. The early withdrawal penalty is below average with a 1 month interest loss for CDs with a maturity of one year or less and 3 months interest loss with a maturity of more than one year.
Field of membership includes those who live or do business in the Greater Boston area.
The credit union is federally insured by the NCUA (Charter # 67994). It has $114.5 million in assets and 2,065 members.
Credit for this find goes to FW member EatTofu on this FW thread.
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