Industry State Bank (TX) Offers Competitive 12-month CD


Availability: Market area includes the Texas counties of Austin, Colorado, Fayette, and Washington.

Industry State Bank recently raised the rate on its 12-month CD (1.26% APY) and 12-month Jumbo CD (1.36% APY). This is the highest rate in more than a year for both CDs.

The minimum opening deposit for the 12-month CD is $500, with no maximum balance cap. The 12-month Jumbo CD requires a minimum deposit of $100K and also has no balance cap.

1.11%$100k-Industry State Bank12 Month Jumbo CD
1.00%$1k-Industry State Bank12 Month CD
Rates as of March 30, 2023.

According to CSR, the Early Withdrawal Penalty is six months interest.


Industry State Bank’s market area covers four southeastern Texas counties: Austin, Colorado, Fayette, and Washington.

Note: Austin County is not to be confused with the state capital city of Austin, which is located in Travis County, approximately 110 miles from Austin County.

Opening any type of account at Industry State Bank requires an in-person visit to any of three Texas branches located in Columbus, Industry, and New Ulm.

Industry State Bank's online platform is currently dedicated to account management and bill pay services.

Bank Overview

Industry State Bank has an overall health rating of "A+" at, with a Texas Ratio of 1.61% (excellent) as of March 31, 2015 data. In the past year, Industry State Bank increased its total deposits by $31.93 Million, an excellent annual growth rate of 5.98%. Please refer to our financial overview of Industry State Bank for more details.

Industry State Bank (FDIC Certificate # 12506) was established in 1911 in the town of Industry, the first permanent German settlement in Texas. The first bank building was erected at a cost of $685, complete with a 10x12-foot vault built by a local bricklayer/stonemason. With the exception of the acquisition of the New Ulm State Bank in 1989, Industry State Bank’s history has been one of steady and undramatic growth. Today, Industry State Bank is the 85th largest bank in Texas, with assets in excess of $641 Million.

How the CD Compares

When compared to the 484 similar length-of-term CDs tracked by, requiring a similar minimum deposit and available to Texas residents, Industry State Bank’s 12-Month and 12-Month Jumbo CDs rank in the top five.

The above rates are accurate as of 8/6/2015.

To search for nationwide CD rates and CD rates in your state, please refer to the CD rates section of

Related Pages: Industry State Bank, Houston


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