INSBANK Online

Deposits held and insured by INSBANK

Overview / Commentary
866-866-2265
2106 Crestmoor Road
Nashville, TN 37215
Deposits held and insured by INSBANK

Related Posts

INSBANK Online Adds Competitive Short-Term CDs - 11/28/2022

INSBANK Online (internet division of INSBANK) has substantially raised the rates on its 12- and 18-month CDs to near-rate leading levels. $2.5k min/$240k max deposit.

INSBANK Online 3-Year CD Is Current Rate Leader - 7/28/2022

After a rate increase of 145 bps, INSBANK Online (division of INSBANK) 3-year CD has the highest nationally available 3-year CD APY. $2.5k min/$240k max deposit.

Reviews (2)

Totally Smooth

Posted by: |

Very easy bank to do business with. No problem in setting up account. One day ACH direct transfer on returned funds.
Fully recommended!

"Leave A Message"

Posted by: |

I attempted to open several online CDs on January 5, 2021. I called for help, and couldn't reach a human. Using the dial by name feature, (dial 615-515-2265 and then press #9), I called nearly every staff member listed anywhere on their website, including the CFO and several VPs. I was greeted by "leave a message" during many attempts, but in addition, many of the voicemail boxes were full and therefore couldn't even accept a new message.
I was lured by advertised rates, but I am totally discouraged by the lack of simple, responsive, human contact.



Health
A+

Data as of Q2 2022

Data displayed below is for insuring bank: INSBANK
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35521
Year Established2000
Employees46
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.67%
Return on Equity - YTD15.74%
Annual Interest Income$12.9MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$716.7MM$658.0MM
LoansQ2 2022vs Q2 2021$588.6MM$527.3MM
DepositsQ2 2022vs Q2 2021$566.4MM$533.8MM
Equity CapitalQ2 2022vs Q2 2021$79.0MM$66.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$8.6MM$7.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.6MM$2.9MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not INSBANK Online; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

INSBANK Online Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$250k*-Benefactor Account
OTHER TIERS: 1.97% $10k+ | 2.12% $50k - $250k

INSBANK Online CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.72%$2.5k$240k18 Month CD
4.65%$2.5k$240k12 Month CD
3.20%$2.5k$240k3 Year CD
3.10%$2.5k$240k2 Year CD
2.41%$2.5k$240k6 Month CD
2.22%$2.5k$240k90 Day CD
Locations

INSBANK Online is an Internet only bank and does not have branch locations. Its headquarters is located at 2106 Crestmoor Road - Nashville, TN 37215

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.