INSBANK Online

Deposits held and insured by INSBANK

Overview / Commentary
866-866-2265
2106 Crestmoor Road
Nashville, TN 37215
Deposits held and insured by INSBANK
Reviews (2)

Totally Smooth

Posted by: |

Very easy bank to do business with. No problem in setting up account. One day ACH direct transfer on returned funds.
Fully recommended!

"Leave A Message"

Posted by: |

I attempted to open several online CDs on January 5, 2021. I called for help, and couldn't reach a human. Using the dial by name feature, (dial 615-515-2265 and then press #9), I called nearly every staff member listed anywhere on their website, including the CFO and several VPs. I was greeted by "leave a message" during many attempts, but in addition, many of the voicemail boxes were full and therefore couldn't even accept a new message.
I was lured by advertised rates, but I am totally discouraged by the lack of simple, responsive, human contact.



Health
A+

Data as of Q1 2022

Data displayed below is for insuring bank: INSBANK
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35521
Year Established2000
Employees48
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.94%
Return on Equity - YTD18.65%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$722.3MM$634.7MM
LoansQ1 2022vs Q1 2021$544.3MM$535.7MM
DepositsQ1 2022vs Q1 2021$613.6MM$505.3MM
Equity CapitalQ1 2022vs Q1 2021$75.7MM$65.7MM
Loan Loss AllowanceQ1 2022vs Q1 2021$8.2MM$7.5MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$2.4MM$10.4MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not INSBANK Online; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

INSBANK Online Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$250k*-Benefactor Account
OTHER TIERS: 0.60% $10k+ | 0.75% $50k - $250k

INSBANK Online CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$2.5k-18 Month CD
2.30%$2.5k-3 Year CD
2.20%$2.5k-12 Month CD
2.20%$2.5k-2 Year CD
1.00%$2.5k-6 Month CD
0.80%$2.5k-90 Day CD
Locations

INSBANK Online is an Internet only bank and does not have branch locations. Its headquarters is located at 2106 Crestmoor Road - Nashville, TN 37215

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.