Featured Savings Rates
Featured Accounts

Interra Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingMy Rewards Checking
1.75%5-year CD60 Month HSA
0.30%1-year CD12 Month HSA

Overview / Commentary
888-432-2848
300 W Lincoln Ave
Goshen, IN 46526

Interra Credit Union is headquartered in Goshen and is the 10th largest credit union in the state of Indiana. It is also the 304th largest credit union in the nation. It was established in 1932 and as of June of 2016, it had grown to 226 employees and 66,988 members at 16 locations. Interra Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Elkhart, Fulton, Allen, Huntington, LaGrange, Kosciusko, Noble, Marshall, Wabash, St. Joseph, Wells or Whitley Counties.
See current membership details

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Reviews (2)

Very Friendly And Helpful

My Fiancee and I have been a customer of thiers for over 10 years. They have always been very friendly and helpful every time we have gone there. When I bring my children with me they go out of their way to give my children suckers or ballons which makes a very positive impact on thier day. They also have a area for kids to play at while thy are there. I had noticed also there is a section that has two computers with internet access for customers along with free coffee. I have never been to a credit union or bank that has so many free features in the building offered to it's customers.

I have had  help when i was mischarged by our phone company duplicate times and the problem was fixed within a very short preiod of time and the money was reimburssed without any red tape. I had also had a mix up with a deposit which did result in getting fees charged to my account but they reversed those charges. This is the best credit union in my opinion. I would never go anywhere else and would recommend them to all I know. 

Gotten Too Big ...No Longer The Friendly Hometown Credit Union

Posted by: MLH | Jan 27, 2016

I have been banking with Interest for over 20 years. They used to be a friendly Hometown institution that resembled the small bank I used while growing up. But as they have grown they seem to have forgotten the people who made them what they are. Today its about policies and excessive fees and you can no longer go in and talk to someone who has the power to act they apparently all hide on the upper floors of the office building. I made a $9 error and ended up losing over $100. I don't even make that much in a week sometimes. I simply asked for a little help but I guess that was too hard for them to understand. I kept getting the same script repeated back at me...guess if you stay on script your OK if you get off they just can't follow.



Health
A+

Health Grade Components

Overall
NCUA #82794
Year Chartered1932
Employees226
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD3.85%
Annual Interest Income$14.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$862.4MM$765.5MM
LoansQ2 2016vs Q2 2015$666.8MM$524.0MM
DepositsQ2 2016vs Q2 2015$761.3MM$675.0MM
Equity CapitalQ2 2016vs Q2 2015$92.4MM$86.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$4.1MM$3.6MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.7MM$1.0MM
Real Estate OwnedQ2 2016vs Q2 2015$0$77.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Interra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--HSA Checking
0.25%$100-Smart Saver
0.10%--Sign & Save Savings
0.10%--Christmas Club
0.10%--Kids Club
0.10%--HSA Savings
0.10%--IRA Savings
0.05%--Member Share Savings
0.05%--Share Savings

Interra Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Share Account
OTHER TIERS: 0.10% $1k - $20k | 0.15% $20k - $100k

Interra Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kMy Rewards Checking
OTHER TIERS: 0.30% $10k+
0.01%--Regular Checking

Interra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Month CD
1.75%$500-60 Month HSA
1.25%$500-48 Month CD
1.25%$500-48 Month HSA
1.00%$500-36 Month CD
1.00%$500-36 Month HSA
0.50%$500-24 Month CD
0.50%$500-24 Month HSA
0.40%$500-18 Month CD
0.40%$500-18 Month HSA
0.30%$500-12 Month CD
0.30%$500-12 Month HSA
0.20%$500-6 Month CD
0.20%$500-6 Month HSA
0.10%$500-3 Month CD
0.10%$500-3 Month HSA
0.05%$500-1 Month CD
0.05%$500-1 Month HSA

Interra Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Month IRA
1.25%$500-48 Month IRA
1.00%$500-36 Month IRA
0.50%$500-24 Month IRA
0.40%$500-18 Month IRA
0.30%$500-12 Month IRA
0.20%$500-6 Month IRA
0.10%$500-3 Month IRA
0.05%$500-1 Month IRA
Locations

Interra Credit Union has 16 locations. Click to view all Interra Credit Union locations.