Featured Savings Rates
Featured Accounts

JSC Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.66%1-year CD12 Month Share Certificate
0.30%SavingsShare Savings
2.32%4-year CD48 Month Share Certificate

Overview / Commentary
800-940-0708
1330 Gemini St
Houston, TX 77058

JSC Federal Credit Union is headquartered in Houston and is the 9th largest credit union in the state of Texas. It is also the 112th largest credit union in the nation. It was established in 1961 and as of March of 2018, it had grown to 205 employees and 128,956 members at 18 locations. JSC Federal Credit Union's CD rates are 96% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in JSC Federal Credit Union is open to those who live, work, worship or attend school in the Houston Bay Area. Membership is also open to employees of NASA (Johnson Space Center), Boeing Aerospace, Ford Aerospace Communications, and other Select Employer Groups.
See current membership details

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Reviews (2)

Not the best

Posted by: denise19 | Jun 11, 2015

The hours of operation at this credit union are not good. There is no way to make a deposit at the ATM like with regular banks so if you can't get there when they are open, you are out of luck. They charge $25. if you over draft your account which I was unfortunate enough to do and was charged for nine transactions. It was a clear mistake when we opened two accounts but they only refunded a couple of them even though they saw the error was not intentional. The web banking is difficult to sign into and takes a two or three step security measure. The bill pay is not as fast as regular banks either. I will be leaving as soon as my child support is over in a few weeks, since I do want to switch my direct deposit this late in the game.

JSC Will Get You W/ Fees

JSC is not a small town credit union. They are a growing corporate-type financial institution w/ likewise fee structures and attitude. If you're looking for a bank that will treat you well, look elsewhere.



Health

Health Grade Components

Overall
NCUA #14762
Year Chartered1961
Employees205
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD6.65%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$2.17B$2.01B
LoansQ1 2018vs Q1 2017$623.1MM$536.7MM
DepositsQ1 2018vs Q1 2017$1.94B$1.80B
Equity CapitalQ1 2018vs Q1 2017$226.1MM$211.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.8MM$1.4MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$2.0MM$1.6MM
Real Estate OwnedQ1 2018vs Q1 2017$0$169.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not JSC Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

JSC Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$50k*-Variable IRA Shares
OTHER TIERS: 0.50% Up to $25k | 0.60% $25k - $50k
0.30%--Christmas Club
0.30%--Share Savings

JSC Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$50k*-Money Market
OTHER TIERS: 0.50% $1k - $25k | 0.60% $25k - $50k

JSC Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$750-Express Checking Account
0.10%$750-Horizons Checking Account

JSC Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%$100k-48 Month Jumbo CD
2.38%$50k$100k48 Month Mini-Jumbo CD
2.32%$500$50k48 Month Share Certificate
2.27%$100k-36 Month Jumbo CD
2.22%$50k$100k36 Month Mini-Jumbo CD
2.17%$500$50k36 Month Share Certificate
2.02%$100k-24 Month Jumbo CD
1.97%$50k$100k24 Month Mini-Jumbo CD
1.92%$500$50k24 Month Share Certificate
1.76%$100k-12 Month Jumbo CD
1.76%$100k-18 Month Jumbo CD
1.71%$50k$100k12 Month Mini-Jumbo CD
1.71%$50k$100k18 Month Mini-Jumbo CD
1.66%$500$50k12 Month Share Certificate
1.66%$500$50k18 Month Share Certificate
1.66%$100-12 Month EZ Start Builder Share Certificate
1.36%$100k-6 Month Jumbo CD
1.31%$50k$100k6 Month Mini-Jumbo CD
1.26%$500-6 Month Share Certificate
1.11%$100k-3 Month Jumbo CD
1.06%$50k$100k3 Month Mini-Jumbo CD
1.00%$500$50k3 Month Share Certificate

JSC Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%$100k-48 Month Jumbo IRA
2.38%$50k$100k48 Month Mini-Jumbo IRA
2.32%$500-48 Month IRA
2.27%$100k-36 Month Jumbo IRA
2.22%$50k$100k36 Month Mini-Jumbo IRA
2.17%$500-36 Month IRA
2.02%$100k-24 Month Jumbo IRA
1.97%$50k$100k24 Month Mini-Jumbo IRA
1.92%$500-24 Month IRA
1.76%$100k-12 Month Jumbo IRA
1.76%$100k-18 Month Jumbo IRA
1.71%$50k$100k12 Month Mini-Jumbo IRA
1.71%$50k$100k18 Month Mini-Jumbo IRA
1.66%$500$50k12 Month IRA
1.66%$500-18 Month IRA
1.66%$100-12 Month EZ Start Builder IRA
1.36%$100k-6 Month Jumbo IRA
1.31%$50k$100k6 Month Mini-Jumbo IRA
1.26%$500$50k6 Month IRA Certificate
1.11%$100k-3 Month Jumbo IRA
1.06%$50k$100k3 Month Mini-Jumbo IRA
1.00%$500$50k3 Month IRA Certificate
Locations

Availability



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