Featured Savings Rates
Featured Accounts

JSC Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.06%1-year CD12 Month Share Certificate
0.25%SavingsShare Savings
1.31%2-year CD24 Month Share Certificate

Overview / Commentary
800-940-0708
1330 Gemini St
Houston, TX 77058

JSC Federal Credit Union is headquartered in Houston and is the 10th largest credit union in the state of Texas. It is also the 113th largest credit union in the nation. It was established in 1961 and as of September of 2016, it had grown to 190 employees and 127,467 members at 18 locations. JSC Federal Credit Union's CD rates are 18% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in JSC Federal Credit Union is open to those who live, work, worship or attend school in the Houston Bay Area. Membership is also open to employees of NASA (Johnson Space Center), Boeing Aerospace, Ford Aerospace Communications, and other Select Employer Groups.
See current membership details

Related Posts

View all posts from:


Reviews (1)

Not the best

Posted by: denise19 | Jun 11, 2015

The hours of operation at this credit union are not good. There is no way to make a deposit at the ATM like with regular banks so if you can't get there when they are open, you are out of luck. They charge $25. if you over draft your account which I was unfortunate enough to do and was charged for nine transactions. It was a clear mistake when we opened two accounts but they only refunded a couple of them even though they saw the error was not intentional. The web banking is difficult to sign into and takes a two or three step security measure. The bill pay is not as fast as regular banks either. I will be leaving as soon as my child support is over in a few weeks, since I do want to switch my direct deposit this late in the game.



Health
A

Health Grade Components

Overall
NCUA #14762
Year Chartered1961
Employees190
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD4.96%
Annual Interest Income$26.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.96B$1.88B
LoansQ3 2016vs Q3 2015$515.9MM$490.4MM
DepositsQ3 2016vs Q3 2015$1.75B$1.67B
Equity CapitalQ3 2016vs Q3 2015$205.6MM$195.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.4MM$1.4MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.6MM$1.0MM
Real Estate OwnedQ3 2016vs Q3 2015$0$59.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not JSC Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

JSC Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Variable IRA Shares
0.25%--Christmas Club
0.25%--Share Savings

JSC Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1k*-Money Market
OTHER TIERS: 0.05% Up to $1k

JSC Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$750-Express Checking Account
0.05%$750-Horizons Checking Account

JSC Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-36 Month Share Certificate
1.31%$500-24 Month Share Certificate
1.31%$500-30 Month Share Certificate
1.06%$500-12 Month Share Certificate
1.06%$500-18 Month Share Certificate
1.06%$100-12 Month EZ Start Builder Share Certificate
0.75%$500-6 Month Share Certificate
0.55%$500-3 Month Share Certificate

JSC Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-36 Month IRA Certificate
1.31%$500-24 Month IRA Certificate
1.31%$500-30 Month IRA Certificate
1.06%$500-12 Month IRA Certificate
1.06%$500-18 Month IRA Certificate
0.75%$500-6 Month IRA Certificate
0.55%$500-3 Month IRA Certificate
Locations

JSC Federal Credit Union has 18 locations. Click to view all JSC Federal Credit Union locations.