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Overview / Commentary
303 Main Street
Kamiah, ID 83536

Kamiah Community Credit Union is headquartered in Kamiah and is the 15th largest credit union in the state of Idaho. It is also the 1,995th largest credit union in the nation. It was established in 1963 and as of December of 2015, it had grown to 20 employees and 5,891 members at 2 locations. Kamiah Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership eligibility to join the Kamiah Community Credit Union of Idaho is open to the businesses, accredited institutions, and residents of Lewis or Idaho Counties, credit union member affiliated organizations, credit union employees, and the family members of the current credit union members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kamiah Community Credit Union has a relatively low asset base.

Health Grade Components

NCUA #65722
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD1.65%
Return on Equity - YTD12.68%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$66.3MM$58.5MM
LoansQ4 2015vs Q4 2014$53.9MM$45.3MM
DepositsQ4 2015vs Q4 2014$55.3MM$49.6MM
Equity CapitalQ4 2015vs Q4 2014$8.6MM$7.5MM
Loan Loss AllowanceQ4 2015vs Q4 2014$146.00K$123.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$842.00K$729.00K
Real Estate OwnedQ4 2015vs Q4 2014$136.00K$136.00K

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Kamiah Community Credit Union Locations
Branch Office201 Rivers LoopKooskia, ID 83539
Branch Office303 Main StreetKamiah, ID 83536