Kane County Teachers Credit Union has some competitive certificate rates. These include a 4.44% APY CD for terms of 18 to 60 months. The one year CD has a 4.39% APY, and the 3 and 6 month CD has a 4.33% APY. The minimum deposit is $500. The rate table notes that rates are effective February 1 - February 29, 2008, so hopefully these rates will last at least through Friday.
Membership is open to anyone who lives or works within the following Illinois counties: Dekalb, DuPage, Grundy, Kane, Kendall, McHenry, and Cook County west of Route 83. Please see their Membership page for the full details. Membership requires a minimum deposit of $5 in the Primary Share Savings Account.
Branches are located in the Illinois cities of Elgin, Aurora and Geneva.
NOTE, this credit union is NOT federally insured by the NCUA. It has private insurance through American Share Insurance (ASI). The credit union has a 4 out of 5 star rating (sound) at Bankrate based on 9/30/07 data.