Keesler Federal Credit Union

Overview / Commentary
2602 Pass Rd
Biloxi, MS 39531

Keesler Federal Credit Union is headquartered in Biloxi and is the largest credit union in the state of Mississippi. It is also the 89th largest credit union in the nation. It was established in 1947 and as of September of 2019, it had grown to 708 employees and 243,975 members. Keesler Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Keesler Federal Credit Union is open to anyone who joins the American Cancer Society Cancer Action Network, regardless of residency. Also eligible to join are those who live, work, worship, or attend school in the Mississippi counties of Forrest, Hancock, Harrison, or Pearl River. Those who live, work, worship, or attend school in certain census tracts in Hinds or Jackson Counties (MS), Mobile County (AL), or Orleans or St. Tammany Parishes (LA) also qualify for membership. Military members who can use the services at Keesler Air Force Base or at Royal Air Force Bases in the UK are eligible to join, as are employees of more than 300 Select Employee Groups.
See current membership details

Related Posts

Keesler FCU Reduces Rates On Step Certificates - 1/29/2020

30 month Step Jumbo Certificate APY is 2.67% 21 month Step Jumbo Certificate APY is 2.03% 30 month Step Certificate APY is 2.57% 21 month Step Certificate APY is 2.03%

Keesler Federal Credit Union 30-Month Step CDs Available Nationwide - 1/16/2020

Keesler Federal Credit Union (easy membership) is now offering its 30-month Jumbo Step CD (3.20% APY) and Step CD (3.10% APY) on a nationwide basis.

Keesler Federal Credit Union Has 30-Month Step CD, 3.21% APY Blended - 7/17/2019

Keesler Federal Credit Union (limited easy membership) has a 30-month Step and Jumbo Step Certificate with blended APYs of 3.10% APY ($1k) and 3.21% ($100k), respectively

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Excellent Customer Service - A Pleasure To Deal With

Opening my account online was very easy. Approval was quick. Only downside was the hard pull. I made a deposit through a shared coop branch and was able to open the CD the day I made the deposit, even though there was a 2 day hold on the funds. Everyone I dealt with at Keesler was helpful and knowledgeable.

Friendly, Prompt, Professional Customer Service

Joined KFCU via American Cancer Society.
Took a few hours, a few emails and a few calls.
Within 6 hours all done.
Next day wired in $ to open step up CD
Total 24 hours from start to finish
Very impressed with their customer service
Step up CD at 3.20 APY for 30 months is great
Highly recommend

Quickly And Easily Opened 30Mo Step Jumbo

Posted by: |

I found KFCU to be easier than most local CUs to establish and fund accounts. Their online systems worked well and their representatives were reasonably fast to respond.

Joined Jan 21st
Eligibility : selected member of ACS CAN (Rep emailed form and they drafted $10 from my account).
Entered information/uploaded ID
Account was approved within minutes, pending final validation. Representative called next morning and account was funded from my checking account after verification of small deposits and I was given the account number (I did have to ask for the account number)
Wired the $ - No incoming wire fee! (wires received after 4:45 EST are not credited until next business day)
Must have rep set up the Step CD (can't do it on web site); they were quick, professional and hold times were reasonable.

Some confusion over STEP CD max of $250K. Still not sure if this is a real max or if the representative was guiding me to be within NCUA limit. I had 3 POD's on a joint account so not a problem exceeding the limits. Supervisor OK'd. Rep also mentioned LIMIT of 1 STEP CD per account.

Also, they emailed this morning reminding me to hurry and fund CD by Tuesday because rates (could) change on WEDNESDAYs!

edit: since I joined the wording has changed on eligibility to be restrictive to residents only:
"American Cancer Society Cancer Action Network – Residents of Louisiana and Mississippi Only"

Do NOT Deal With These People

Posted by: |

Warning: I had the worst experience ever with this credit union. Their website says you can join by becoming a member through joining a cancer organization. I went through the online application process and got an email that I was approved. Then someone called me and said I had to live in Mississippi to be a member and my application was canceled. I had disclosed my address in the application!
The kicker: they still went ahead with a hard credit pull AND they withdrew a $5 opening deposit from my checking account at another bank. What kind of operation do these folks run? It’s outrageous. I do NOT recommend anyone deal with this place. BEWARE!



Health Grade Components

NCUA #5561
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD7.43%
Annual Interest Income$86.1MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$2.96B$2.66B
LoansQ3 2019vs Q3 2018$2.41B$1.99B
DepositsQ3 2019vs Q3 2018$2.46B$2.24B
Equity CapitalQ3 2019vs Q3 2018$419.8MM$375.6MM
Loan Loss AllowanceQ3 2019vs Q3 2018$15.4MM$13.0MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$7.8MM$9.5MM
Real Estate OwnedQ3 2019vs Q3 2018$260.00K$49.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Keesler FCU Reduces Rates On Step Certificates

30 month Step Jumbo Certificate APY is 2.67%
21 month Step Jumbo Certificate APY is 2.03%
30 month Step Certificate APY is 2.57%
21 month Step Certificate APY is 2.03%

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Always verify rates and promotions with the bank or credit union. We are not Keesler Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keesler Federal Credit Union Savings Account Rates

0.75%$25-IRA Savings
0.30%$5-Primary Share Savings
0.30%$1-Christmas Savings
0.30%--Alternative Share Savings

Keesler Federal Credit Union Money Market Rates

1.50%*$100k*-High Interest Money Market Account Plus - New Money
OTHER TIERS: 1.40% $2.5k - $50k | 1.45% $50k - $100k
0.50%*$100k*-High Interest Money Market Account
OTHER TIERS: 0.40% $2.5k - $50k | 0.45% $50k - $100k

Keesler Federal Credit Union Checking Account Rates

1.40%-$25keAdvantage Checking - Qualifying
0.20%*$2.5k*-Ultimate Checking
OTHER TIERS: 0.15% Up to $2.5k

Keesler Federal Credit Union CD Rates

2.67%$100k-30 Month Jumbo Step CD
2.67%$100k-Business 30 Month Jumbo Step CD
2.57%$1k-30 Month Step CD
2.57%$1k-Business 30 Month Step CD
2.15%$100k-5 Year Jumbo CD
2.15%$100k-Business 5 Year Jumbo CD
2.13%$100k-21 Month Jumbo Step CD
2.13%$100k-Business 21 Month Jumbo Step CD
2.10%$100k-9 Month Jumbo CD Special - New Money
2.10%$100k-Business 9 Jumbo Month CD Special - New Money
2.05%$1k-5 Year CD
2.05%$1k-Business 5 Year CD
2.03%$1k-21 Month Step CD
2.03%$1k-Business 21 Month Step CD
2.00%$1k-9 Month CD Special - New Money
2.00%$1k-Business 9 Month CD Special - New Money
1.90%$100k-4 Year Jumbo CD
1.90%$100k-Business 4 Year Jumbo CD
1.80%$1k-4 Year CD
1.80%$1k-Business 4 Year CD
1.65%$100k-3 Year Jumbo CD
1.65%$100k-Business 3 Year Jumbo CD
1.60%$100k-3 Year Bump Rate Jumbo CD
1.60%$100k-Business 3 Year Bump Rate Jumbo CD
1.55%$1k-3 Year CD
1.55%$1k-Business 3 Year CD
1.50%$1k-3 Year Bump Rate CD
1.50%$1k-Business 3 Year Bump Rate CD
1.45%$100k-2 Year Jumbo CD
1.45%$100k-Business 2 Year Jumbo CD
1.35%$1k-2 Year CD
1.35%$1k-Business 2 Year CD
1.30%$100k-18 Month Jumbo CD
1.30%$100k-Business 18 Month Jumbo CD
1.25%$1k-19 Month CD
1.25%$1k-Business 19 Month CD
1.20%$1k-18 Month CD
1.20%$1k-Business 18 Month CD
1.15%$100k-1 Year Jumbo CD
1.15%$100k-Business 1 Year Jumbo CD
1.10%$1k-15 Month CD
1.10%$1k-Business 15 Month CD
1.05%$1k-1 Year CD
1.05%$25-1 Year FirstStep CD
1.05%$1k-Business 1 Year CD
1.05%$25-Business 1 Year FirstStep CD
0.75%$100k-9 Month Jumbo CD
0.75%$100k-Business 9 Month Jumbo CD
0.70%$100k-6 Month Jumbo CD
0.70%$100k-Business 6 Month Jumbo CD
0.65%$1k-9 Month CD
0.65%$100k-3 Month Jumbo CD
0.65%$100k-Business 3 Month Jumbo CD
0.65%$1k-Business 9 Month CD
0.60%$1k-6 Month CD
0.60%$1k-Business 6 Month CD
0.55%$1k-3 Month CD
0.55%$1k-Business 3 Month CD

Keesler Federal Credit Union IRA Rates

2.67%$100k-30 Month Jumbo Step IRA
2.57%$1k-30 Month Step IRA
2.15%$100k-5 Year Jumbo IRA
2.13%$100k-21 Month Jumbo Step IRA
2.10%$100k-9 Month Jumbo IRA Special - New Money
2.05%$1k-5 Year IRA
2.03%$1k-21 Month Step IRA
2.00%$1k-9 Month IRA Special - New Money
1.90%$100k-4 Year Jumbo IRA
1.80%$1k-4 Year IRA
1.65%$100k-3 Year Jumbo IRA
1.60%$100k-3 Year Bump Rate Jumbo IRA
1.55%$1k-3 Year IRA
1.50%$1k-3 Year Bump Rate IRA
1.45%$100k-2 Year Jumbo IRA
1.35%$1k-2 Year IRA
1.30%$100k-18 Month Jumbo IRA
1.25%$1k-19 Month IRA
1.20%$1k-18 Month IRA
1.15%$100k-1 Year Jumbo IRA
1.10%$1k-15 Month IRA
1.05%$1k-1 Year IRA
0.75%$100k-9 Month Jumbo IRA
0.70%$100k-6 Month Jumbo IRA
0.65%$1k-9 Month IRA
0.65%$100k-3 Month Jumbo
0.60%$1k-6 Month IRA
0.55%$1k-3 Month IRA

Sorry, but we do not have location data for Keesler Federal Credit Union. Its headquarters is located at 2602 Pass Rd - Biloxi, MS 39531

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