Overview / Commentary
2602 Pass Rd
Biloxi, MS 39531-2728

Keesler Federal Credit Union is headquartered in Biloxi and is the largest credit union in the state of Mississippi. It is also the 90th largest credit union in the nation. It was established in 1947 and as of September of 2018, it had grown to 614 employees and 224,348 members at 18 locations. Keesler Federal Credit Union's CD rates are 28% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Keesler Federal Credit Union is open to the following: (1) those who live, work, attend school or worship in Harrison, Pearl River, Hancock, Hinds or select areas of Jackson County; (2) active duty military or contractor stationed in Keesler Air Force Base or Stennis Space Center; (3) reservists or retired military using the facilities in Keesler Air Force Base; (4) members of John C. Stennis Chapter of the Air Force Association, Mississippi Gulf Coast Retired Officers Association, and other select area associations; (5) employees of the Federal Bureau of Investigation working in Gulfport or Pascagoula and other Select Employer Groups.
See current membership details

Related Posts

7-Month CD APY 5% - Good Till 8/21/18, Next Tuesday - 8/18/2018

Disappointing news - per CSR over phone just moments ago, this special deal will end at the close of 8/21/18. You have to have available funds in your Keesler savings account on 8/21/18 at the latest in order to open this 7-month CD special.

Keesler Federal Credit Union Adds 7-Month CD - 8/17/2018

Keesler Federal Credit Union (MS/LA) has added a 7-month Share Certificate Special, which earns 5.00% APY. Minimum deposit is $1k, with no stated balance cap.

View all posts from:

Reviews (7)

Great Credit Union

I've been a member of my local Credit Union for many years, and my experience with them can only be described as excellent. I never even remotely consider changing banks. Now, I don't have a lot of money to rate them on money investments or anything like that, but I know that I can have only $5.00 dollars there for years on my savings or checking and they won't charge me any penalties or fees for that. They offer coin machines for members, which motivates me to keep a piggy bank that I deposit on my savings every year, and I think that's great. In addition, they offer free notary for members and I needed to use their notary services at least twice last year.`Honestly, though, what amazed me the most about my local Credit Union was how simple it was to manage my account and have access to my money while I was overseas. I informed my manager that I would be travelling all over Europe for 6 months and I NEVER had a problem with that. I could transfer money from my savings account to my checking account online and use my debit (not credit) card to access my money pretty much anywhere; even in Poland! I thought it was funny that basically all my friends had trouble with their fancy banks, and I never had one ounce of a problem with my local Credit Union, so I intent to remain a faithful customer.

Keesler is great!

I have been banking with Keesler Federal Credit Union for nearly five years now, and I would highly recommend this bank to anyone in the area who finds themselves unsatisfied with their current banking situation. Both the checking and savings accounts are free of charge with no hidden fees of any sort. I actually make a little interest off of what is in my savings account, so if you think about it, my credit union is actually paying me to bank with them, very minimally of course, but it's still profit. ((90))I also must commend Keesler Federal on the fact that they tend to be open and available on more holidays than any other local banks. Just this past Veteran's Day they were open all day on Friday the 10th of November when every other banking institution in the area was closed for the entire day. My experiences with this Credit Union are all very positive. I honestly cannot think of a single complaint.

Keesler Federal Credit Union is my bank of choice.

If anyone were to ask me my opinion on which bank is the best, my answer is Keesler Federal Credit Union. If you live in south Mississippi and some parts of south Louisiana you are in luck because you have the option to bank with Keesler Federal Credit Union. I have been banking with them, both a checking and savings account, for over five years. I have never encountered any sort of problems in any way with my bank. I do not have to pay a fee of any kind to maintain my account and I even gain a tad of interest in my savings account each month. I have never had to worry about overdrafting because I signed up for a service Keesler offers to protect me from that. If I do end up in a situation where I overdraft, the bank would take the necessary funds from my savings account to cover the difference. The customer service is fantastic. Everyone is always so kind and willing to help. I would highly recommend anyone to bank with Keesler Federal Credit Union if they live in the area.

5 stars for KFCU!

I would not change banks if someone paid me money to do it. I love Keesler Federal Credit Union. Their customer service is amazing and always friendly and ready to assist you in any way they can. I have taken out a loan with KFCU in the past, and I have a savings/checking account with them. I have never had a problem with my account other than one time when I had fraudulent charges on my checking account. When I reported it, KFCU took action quickly and refunded my account within 2 business days. They have waived late fees and overdraft fees for me, as a courtesy, as long as I do not abuse the privilege. They even have a kids club that my kids love because KFCU makes it fun and gives them prizes when they deposit money into their bank accounts!

Wonderful staff

My husband and i have a joint checking and savings account with with Kessler Federal Credit Union. We wanted to start saving for our children's college. We really had no clue were to start so we just walked in and asked a teller. She pointed us in the right direction and a representative explained all our options and the pros and cons. She made the experience so much easier and now we understand exactly what we're doing plus on our way to a great savings for our children. The employees at this bank are friendly, knowledgeable, and understanding. I'm so thankful we have them.

KFCU is the best!

I use Keesler Federal Credit Union (KFCU) as my bank, and I absolutely love them. Not only are they people working there ALWAYS kind, but they are more than happy to work with you and answer any questions you may have. You gain interest on your savings account and there are ZERO fees to set up a checking account. They even waive 2 NSF fee's per year at no charge (most people don't know that!). I would recommend this bank to anyone!

Trustworthy Credit Union

Posted by: Lisa2014 | May 5, 2014

I have been a member of Keesler Federal Credit Union for over a decade. I have both an account with the Credit Union and a big bank, and I deal with Keesler whenever I can. Keesler is willing to give me loans and assistance that Big banks are not. Their rates are more reasonable. I find the receptionists much more friendly, too. Occasionally, their log-in web service goes down, but does not seem to stay down long. This glitch is why I rated them a 4 instead of a 5. Once logged in, I have no issues with the banking website. I plan on staying with Keesler for a long, long time.


Health Grade Components

NCUA #5561
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD8.01%
Annual Interest Income$70.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$2.66B$2.56B
LoansQ3 2018vs Q3 2017$1.99B$1.62B
DepositsQ3 2018vs Q3 2017$2.24B$2.16B
Equity CapitalQ3 2018vs Q3 2017$375.6MM$357.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$13.0MM$10.4MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$9.5MM$8.9MM
Real Estate OwnedQ3 2018vs Q3 2017$49.00K$930.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Keesler Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keesler Federal Credit Union Savings Account Rates

0.75%$25-IRA Savings
OTHER TIERS: 0.25% Up to $5k
0.30%$1-Christmas Savings

Keesler Federal Credit Union Money Market Rates

0.50%*$100k*-High Interest Money Market Account
OTHER TIERS: 0.40% $2.5k - $50k | 0.45% $50k - $100k

Keesler Federal Credit Union Checking Account Rates

1.40%-$25keAdvantage Checking - Qualifying
0.20%*$2.5k*-Ultimate Checking
OTHER TIERS: 0.15% Up to $2.5k

Keesler Federal Credit Union CD Rates

2.15%$100k-5 Year Jumbo CD
2.05%$1k-5 Year CD
1.90%$100k-4 Year Jumbo CD
1.80%$1k-4 Year CD
1.65%$100k-3 Year Jumbo CD
1.60%$100k-3 Year Bump Rate Jumbo CD
1.55%$1k-3 Year CD
1.50%$1k-3 Year Bump Rate CD
1.45%$100k-2 Year Jumbo CD
1.35%$1k-2 Year CD
1.30%$100k-18 Month Jumbo CD
1.20%$1k-18 Month CD
1.15%$100k-1 Year Jumbo CD
1.10%$1k-15 Month CD
1.10%$1k-19 Month CD
1.05%$1k-1 Year CD
1.05%$25-1 Year FirstStep CD
0.75%$100k-9 Month Jumbo CD
0.70%$100k-6 Month Jumbo CD
0.65%$1k-9 Month CD
0.65%$100k-3 Month Jumbo CD
0.60%$1k-6 Month CD
0.55%$1k-3 Month CD

Keesler Federal Credit Union IRA Rates

2.15%$100k-5 Year Jumbo IRA
2.05%$1k-5 Year IRA
1.90%$100k-4 Year Jumbo IRA
1.80%$1k-4 Year IRA
1.65%$100k-3 Year Jumbo IRA
1.60%$100k-3 Year Bump Rate Jumbo IRA
1.55%$1k-3 Year IRA
1.50%$1k-3 Year Bump Rate IRA
1.45%$100k-2 Year Jumbo IRA
1.35%$1k-2 Year IRA
1.30%$100k-18 Month Jumbo IRA
1.20%$1k-18 Month IRA
1.15%$100k-1 Year Jumbo IRA
1.10%$1k-15 Month IRA
1.10%$1k-19 Month IRA
1.05%$1k-1 Year IRA
0.75%$100k-9 Month Jumbo IRA
0.70%$100k-6 Month Jumbo IRA
0.65%$1k-9 Month IRA
0.65%$100k-3 Month Jumbo
0.60%$1k-6 Month IRA
0.55%$1k-3 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.