Kensington Bank

Overview / Commentary
11 North Central Ave.
Kensington, MN 56343

Kensington Bank is headquartered in Kensington and is the 66th largest bank in the state of Minnesota. It is also the 2,334th largest bank in the nation. It was established in 1898 and as of December of 2019, it had grown to 76 employees at 9 locations. Kensington Bank has a B health rating.


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Health Grade Components

FDIC Certificate #1409
Year Established1898
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.28%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$277.6MM$282.4MM
LoansQ4 2019vs Q4 2018$202.6MM$208.5MM
DepositsQ4 2019vs Q4 2018$229.6MM$232.6MM
Equity CapitalQ4 2019vs Q4 2018$29.6MM$29.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.2MM$1.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$4.3MM$1.6MM
Real Estate OwnedQ4 2019vs Q4 2018$155.00K$260.00K

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Kensington Bank Locations
Cokato Main Branch101 3rd Street SoutheastCokato, MN 55321
Kensington Bank11 North Central Ave.Kensington, MN 56343
Herman Br103 5th Street EastHerman, MN 56248
St. Cloud Branch501 West St. Germain StreetSaint Cloud, MN 56301
Willmar Branch2800 First Street SouthWillmar, MN 56201
Belgrade Office321 Washburn AvenueBelgrade, MN 56312
Elrosa Branch201 Main StreetElrosa, MN 56325

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