Kirkwood Bank & Trust Co.

Overview / Commentary
2911 N. 14th Street
Bismarck, ND 58503

Kirkwood Bank & Trust Co. is headquartered in Bismarck and is the 25th largest bank in the state of North Dakota. It is also the 2,364th largest bank in the nation. It was established in 1975 and as of June of 2022, it had grown to 52 employees at 4 locations. Kirkwood Bank & Trust Co.'s CD rates are 3X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #21928
Year Established1975
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD9.14%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$324.6MM$320.5MM
LoansQ2 2022vs Q2 2021$188.4MM$188.0MM
DepositsQ2 2022vs Q2 2021$289.1MM$283.8MM
Equity CapitalQ2 2022vs Q2 2021$28.0MM$29.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.4MM$2.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$195.00K$0
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Kirkwood Bank & Trust Co.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kirkwood Bank & Trust Co. Savings Account Rates

0.45%*$5k*-Statement Savings
OTHER TIERS: 0.35% Up to $5k

Kirkwood Bank & Trust Co. Money Market Rates

0.55%*$100k*-Money Market Checking
OTHER TIERS: 0.25% Up to $2.5k | 0.35% $2.5k - $10k | 0.40% $10k - $50k | 0.50% $50k - $100k

Kirkwood Bank & Trust Co. Checking Account Rates

0.25%*$5k*-NOW Checking
OTHER TIERS: 0.15% Up to $5k
0.25%*$5k*-Senior Checking
OTHER TIERS: 0.15% Up to $5k

Kirkwood Bank & Trust Co. CD Rates

3.26%$2.5k-18 Month CD
2.75%$500-12 Month CD
2.20%$2.5k-30 Month CD
2.00%$2.5k-36 Month CD
1.90%$2.5k-48 Month CD
1.80%$2.5k-60 Month CD
1.50%$500-9 Month CD
0.75%$500-182 Day CD
0.70%$500-91 Day CD

Kirkwood Bank & Trust Co. IRA Rates

3.26%$1k-18 Month IRA CD
2.40%$1k-30 Month IRA CD

Kirkwood Bank & Trust Co. Locations
Downtown Bismarck Location122 East Main StreetBismarck, ND 58501
Dickinson Branch221 First Avenue WestDickinson, ND 58601
Kirkwood Bank & Trust Co.2911 N 14th StBismarck, ND 58503
South Facility905 Tacoma AvenueBismarck, ND 58504
Branch Office826 Kirkwood MallBirsmarck, ND 58504

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