Overview / Commentary
800-492-4955
2911 N. 14th Street
Bismarck, ND 58503

Kirkwood Bank & Trust Co. is headquartered in Bismarck and is the 25th largest bank in the state of North Dakota. It is also the 2,574th largest bank in the nation. It was established in 1975 and as of September of 2018, it had grown to 53 employees at 4 locations. Kirkwood Bank & Trust Co.'s CD rates are 39% higher than the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #21928
Year Established1975
Employees53
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD10.77%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$240.1MM$238.8MM
LoansQ3 2018vs Q3 2017$163.9MM$156.9MM
DepositsQ3 2018vs Q3 2017$216.3MM$212.9MM
Equity CapitalQ3 2018vs Q3 2017$21.7MM$20.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.6MM$2.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$0$0
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Kirkwood Bank & Trust Co.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kirkwood Bank & Trust Co. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$5k*-Statement Savings
OTHER TIERS: 0.10% Up to $5k

Kirkwood Bank & Trust Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Money Market Checking

Kirkwood Bank & Trust Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$5k*-NOW Checking
OTHER TIERS: 0.10% Up to $5k
0.20%*$5k*-Senior Checking
OTHER TIERS: 0.10% Up to $5k

Kirkwood Bank & Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.80%$2.5k-36 Month CD
2.50%$2.5k-60 Month CD
2.30%$2.5k-30 Month CD
2.00%$2.5k-48 Month CD
1.55%$2.5k-18 Month CD
1.25%$500-12 Month CD
1.15%$500-9 Month CD
0.80%$500-182 Day CD
0.75%$500-91 Day CD

Kirkwood Bank & Trust Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$1k-30 Month IRA CD
1.55%$1k-18 Month IRA CD
Locations


Kirkwood Bank & Trust Co. Locations
Downtown Bismarck Location122 East Main StreetBismarck, ND 58501
Kirkwood Bank & Trust Co.2911 N. 14th Street, Suite 101Bismarck, ND 58503
South Facility905 Tacoma AvenueBismarck, ND 58504
Dickinson Branch221 First Avenue WestDickinson, ND 58601
Branch Office826 Kirkwood MallBirsmarck, ND 58504

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