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Overview / Commentary
1101 Grade Ln
Louisville, KY 40213

Kyang Federal Credit Union is headquartered in Louisville and is the 49th largest credit union in the state of Kentucky. It is also the 4,177th largest credit union in the nation. It was established in 1955 and as of September of 2016, it had grown to 3 employees and 1,220 members at 1 location. Kyang Federal Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kyang Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10507
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD-0.01%
Return on Equity - YTD-0.18%
Annual Interest Income$210.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$10.6MM$9.4MM
LoansQ3 2016vs Q3 2015$3.7MM$3.9MM
DepositsQ3 2016vs Q3 2015$9.8MM$8.7MM
Equity CapitalQ3 2016vs Q3 2015$736.00K$736.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$22.00K$33.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$10.00K$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kyang Federal Credit Union Savings Account Rates

0.09%*$2,500*-IRA Share
OTHER TIERS: 0.03% Up to $500 | 0.06% $500 - $2,500
0.06%*$2,500*-Share Savings Account
OTHER TIERS: 0.02% Up to $500 | 0.05% $500 - $2,500
0.03%--Holiday Club

Kyang Federal Credit Union Locations
Branch Office1101 Grade LnLouisville, KY 40213