Overview / Commentary
985-872-2836
701 Barrow St
Houma, LA 70360-4701

La Terre Federal Credit Union is headquartered in Houma and is the 62nd largest credit union in the state of Louisiana. It is also the 3,003rd largest credit union in the nation. It was established in 1970 and as of September of 2018, it had grown to 15 employees and 5,403 members at 2 locations. La Terre Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in La Terre Federal Credit Union is open to those who live, work, attend school or worship in Lafourche or Terrebonne Parishes of Louisiana.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. La Terre Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #20002
Year Chartered1970
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD8.47%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$27.6MM$25.0MM
LoansQ3 2018vs Q3 2017$23.6MM$15.9MM
DepositsQ3 2018vs Q3 2017$24.6MM$22.4MM
Equity CapitalQ3 2018vs Q3 2017$2.7MM$2.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$291.00K$238.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$185.00K$288.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

La Terre Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Regular Share Savings
OTHER TIERS: 0.10% $100 - $5k | 0.20% $5k - $50k
0.10%$100-Christmas Club Account
0.10%$100-Vacation Club Account

La Terre Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$100k-24 Month Jumbo Share Certificate
2.27%$100k-12 Month Jumbo Share Certificate
2.02%$100k-6 Month Jumbo Share Certificate
1.76%$1k-24 Month Share Certificate
1.51%$1k-12 Month Share Certificate
1.26%$1k-6 Month Share Certificate
Locations


La Terre Federal Credit Union Locations
Branch Office101 Glynn AveHouma, LA 70363
Branch Office701 Barrow StHouma, LA 70360-4701

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