La Terre Federal Credit Union


Overview / Commentary
985-872-2836
701 Barrow St
Houma, LA 70360

La Terre Federal Credit Union is headquartered in Houma and is the 59th largest credit union in the state of Louisiana. It is also the 2,794th largest credit union in the nation. It was established in 1970 and as of March of 2020, it had grown to 16 employees and 5,798 members at 2 locations. La Terre Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in La Terre Federal Credit Union is open to those who live, work, attend school or worship in Lafourche or Terrebonne Parishes of Louisiana.
See current membership details

Related Posts

Good CD Rates At La Terre Federal Credit Union - 5/29/2020

If you live, work, worship or attend school in Lafourche Parish or Terrebonne Parish (Louisiana), La Terre FCU has some really nice CD rates. 2.53% APY - 36 Month Lagniappe Share Certificate 2.27% APY - 24 Month Lagniappe Share Certificate 2.02% APY - 12 Month Lagniappe Share Certificate Minimum $10,000 deposit

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. La Terre Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #20002
Year Chartered1970
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.29%
Annual Interest Income$693.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$33.1MM$30.6MM
LoansQ1 2020vs Q1 2019$28.7MM$26.0MM
DepositsQ1 2020vs Q1 2019$29.5MM$27.5MM
Equity CapitalQ1 2020vs Q1 2019$3.4MM$2.9MM
Loan Loss AllowanceQ1 2020vs Q1 2019$647.00K$439.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$468.00K$258.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Good CD Rates At La Terre Federal Credit Union

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If you live, work, worship or attend school in Lafourche Parish or Terrebonne Parish (Louisiana), La Terre FCU has some really nice CD rates.

2.53% APY - 36 Month Lagniappe Share Certificate
2.27% APY - 24 Month Lagniappe Share Certificate
2.02% APY - 12 Month Lagniappe Share Certificate

Minimum $10,000 deposit

Rates
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Always verify rates and promotions with the bank or credit union. We are not La Terre Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

La Terre Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Regular Share Savings
OTHER TIERS: 0.15% $100 - $5k | 0.30% $5k - $50k
0.15%$100-Christmas Club Account
0.15%$100-Vacation Club Account

La Terre Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$10k-24 Month Lagniappe Share Certificate - New deposits
1.00%$10k-12 Month Lagniappe Share Certificate - New deposits
0.75%$1k-24 Month Lagniappe Share Certificate
0.50%$1k-12 Month Lagniappe Share Certificate
0.25%$1k-6 Month Lagniappe Share Certificate
Locations


La Terre Federal Credit Union Locations
Branch Office101 Glynn AveHouma, LA 70363
Branch Office701 Barrow StHouma, LA 70360-4701

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