La Terre Federal Credit Union


Overview / Commentary
985-872-2836
701 Barrow St
Houma, LA 70360-4701

La Terre Federal Credit Union is headquartered in Houma and is the 59th largest credit union in the state of Louisiana. It is also the 2,797th largest credit union in the nation. It was established in 1970 and as of December of 2019, it had grown to 16 employees and 5,748 members at 2 locations. La Terre Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in La Terre Federal Credit Union is open to those who live, work, attend school or worship in Lafourche or Terrebonne Parishes of Louisiana.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. La Terre Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #20002
Year Chartered1970
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD1.77%
Return on Equity - YTD16.73%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$32.1MM$29.8MM
LoansQ4 2019vs Q4 2018$28.7MM$25.9MM
DepositsQ4 2019vs Q4 2018$28.6MM$26.8MM
Equity CapitalQ4 2019vs Q4 2018$3.4MM$2.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$423.00K$399.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$400.00K$403.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

La Terre Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Regular Share Savings
OTHER TIERS: 0.15% $100 - $5k | 0.30% $5k - $50k
0.15%$100-Christmas Club Account
0.15%$100-Vacation Club Account

La Terre Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$100k-24 Month Jumbo Share Certificate
2.27%$100k-12 Month Jumbo Share Certificate
2.02%$100k-6 Month Jumbo Share Certificate
1.76%$1k-24 Month Share Certificate
1.51%$1k-12 Month Share Certificate
1.26%$1k-6 Month Share Certificate
Locations


La Terre Federal Credit Union Locations
Branch Office101 Glynn AveHouma, LA 70363
Branch Office701 Barrow StHouma, LA 70360-4701

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