Lake Huron Credit Union is headquartered in Saginaw and is the 135th largest credit union in the state of Michigan. It is also the 2,189th largest credit union in the nation. It was established in 1959 and as of December of 2021, it had grown to 22 employees and 6,743 members at 2 locations. Lake Huron Credit Union has an A health rating.
Membership is open to those who live, work, attend school or worship in Bay, Saginaw or Midland Counties. Membership is also open to members of Teamsters local 486, employees of trucking companies, automobile dealerships, repair garages, and parts distributors, those who have a State of Michigan drivers license type C (Chauffeur) with CDL type A, B or C and live in the counties listed, anyone age 55 or over who received retirement payments and live in the listed counties or are part of a retirement organization in the listed counties.
See current membership details
Overall | |
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NCUA # | 61638 |
Year Chartered | 1959 |
Employees | 22 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.69% |
Return on Equity - YTD | 14.71% |
Annual Interest Income | $3.2MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $70.1MM$63.5MM |
Loans | Q4 2021vs Q4 2020 | $46.4MM$42.7MM |
Deposits | Q4 2021vs Q4 2020 | $59.1MM$55.2MM |
Equity Capital | Q4 2021vs Q4 2020 | $8.0MM$6.9MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $548.00K$380.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $194.00K$194.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Lake Huron Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.25%* | $75k* | - | Money Market Account | ||
OTHER TIERS: 0.10% → $2.5k - $20k | 0.15% → $20k - $50k | 0.20% → $50k - $75k |
Lake Huron Credit Union Locations | ||
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Branch Office | 5685 Shattuck Rd | Saginaw, MI 48603 |
Branch Office | 1540 Tittabawassee Rd | Saginaw, MI 48604-9445 |