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Lake Huron Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.12%5-year CD60 Month CD
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
1.77%3-year CD37 Month CD Special
2.35% - Goldman Sachs Bank USA High-yield 3 Year CDAdvertisement
0.50%1-year CD12 Month CD
2.10% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
View all Lake Huron Credit Union rates »

Overview / Commentary
lhcu.org
989-752-5214
1540 Tittabawassee Rd
Saginaw, MI 48604-9445

Lake Huron Credit Union is headquartered in Saginaw and is the 143rd largest credit union in the state of Michigan. It is also the 2,348th largest credit union in the nation. It was established in 1959 and as of December of 2017, it had grown to 20 employees and 6,548 members at 2 locations. Lake Huron Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Bay, Saginaw or Midland Counties. Membership is also open to members of Teamsters local 486, employees of trucking companies, automobile dealerships, repair garages, and parts distributors, those who have a State of Michigan drivers license type C (Chauffeur) with CDL type A, B or C and live in the counties listed, anyone age 55 or over who received retirement payments and live in the listed counties or are part of a retirement organization in the listed counties.
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Health
B+

Data as of Q4 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Huron Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61638
Year Chartered1959
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD6.47%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$48.9MM$48.4MM
LoansQ4 2017vs Q4 2016$36.9MM$36.7MM
DepositsQ4 2017vs Q4 2016$43.3MM$43.3MM
Equity CapitalQ4 2017vs Q4 2016$5.1MM$4.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$485.00K$522.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$185.00K$834.00K
Real Estate OwnedQ4 2017vs Q4 2016$190.00K$183.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Huron Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Shared Savings
0.10%--Kids Club
0.05%*$5k*-Prime Share Savings
OTHER TIERS: 0.02% → $1k - $5k
0.05%*$5k*-Vacation Club
OTHER TIERS: 0.02% → $1k - $5k
0.05%*$5k*-Christmas Club
OTHER TIERS: 0.02% → $1k - $5k
0.05%*$5k*-Share Pledge Account
OTHER TIERS: 0.02% → $1k - $5k

Lake Huron Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*-Money Market Account
OTHER TIERS: 0.10% → $2,500 - $20k | 0.15% → $20k - $50k | 0.20% → $50k - $75k

Lake Huron Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%--12 Month Youth CD
2.22%--60 Month Bonus CD
2.12%--60 Month CD
1.87%--37 Month Bonus CD Special
1.82%--15 Month Bonus CD Special
1.77%--48 Month Bonus CD
1.77%--37 Month CD Special
1.71%--15 Month CD Special
1.66%--48 Month CD
1.61%--36 Month Bonus CD
1.51%--36 Month CD
1.36%--24 Month Bonus CD
1.26%--24 Month CD
0.85%--18 Month Bonus CD
0.75%--18 Month CD
0.60%--12 Month Bonus CD
0.50%--12 Month CD
0.40%--6 Month Bonus CD
0.30%--6 Month CD
Locations


Lake Huron Credit Union Locations
Branch Office5685 Shattuck RdSaginaw, MI 48603
Branch Office1540 Tittabawassee RdSaginaw, MI 48604-9445

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