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  2. Lake Huron Credit Union

Lake Huron Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%5-year CD60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
1.77%3-year CD37 Month CD Special
1.85% - Synchrony Bank 36 Month CDAdvertisement
0.50%1-year CD12 Month CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
View all Lake Huron Credit Union rates »

Overview / Commentary
lhcu.org
989-752-5214
1540 Tittabawassee Rd
Saginaw, MI 48604-9445

Lake Huron Credit Union is headquartered in Saginaw and is the 144th largest credit union in the state of Michigan. It is also the 2,342nd largest credit union in the nation. It was established in 1959 and as of March of 2017, it had grown to 21 employees and 6,462 members at 2 locations. Lake Huron Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Bay, Saginaw or Midland Counties. Membership is also open to members of Teamsters local 486, employees of trucking companies, automobile dealerships, repair garages, and parts distributors, those who have a State of Michigan drivers license type C (Chauffeur) with CDL type A, B or C and live in the counties listed, anyone age 55 or over who received retirement payments and live in the listed counties or are part of a retirement organization in the listed counties.
See current membership details

Related Posts

Lake Huron CU (MI) Adds Two "Amplify Your Interest" CD Specials - 11/4/2016

Lake Huron CU (MI) is featuring Amplify Your Interest CD Specials: 37-month (1.77% APY) and 60-month (2.53% APY). Additional 0.10% available with $25k deposit.

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Health
B

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Huron Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61638
Year Chartered1959
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.19%
Annual Interest Income$535.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$50.8MM$46.7MM
LoansQ1 2017vs Q1 2016$35.3MM$36.2MM
DepositsQ1 2017vs Q1 2016$45.4MM$41.4MM
Equity CapitalQ1 2017vs Q1 2016$4.9MM$4.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$553.00K$528.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$458.00K$422.00K
Real Estate OwnedQ1 2017vs Q1 2016$183.00K$87.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Huron Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Shared Savings
0.10%--Kids Club
0.05%*$5k*-Prime Share Savings
OTHER TIERS: 0.02% → $1k - $5k
0.05%*$5k*-Vacation Club
OTHER TIERS: 0.02% → $1k - $5k
0.05%*$5k*-Christmas Club
OTHER TIERS: 0.02% → $1k - $5k
0.05%*$5k*-Share Pledge Account
OTHER TIERS: 0.02% → $1k - $5k

Lake Huron Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*-Money Market Account
OTHER TIERS: 0.10% → $2,500 - $20k | 0.15% → $20k - $50k | 0.20% → $50k - $75k

Lake Huron Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%--60 Month Bonus CD
2.02%--60 Month CD
1.87%--37 Month Bonus CD Special
1.77%--48 Month Bonus CD
1.77%--37 Month CD Special
1.66%--48 Month CD
1.36%--36 Month Bonus CD
1.26%--36 Month CD
1.01%--24 Month Bonus CD
0.90%--24 Month CD
0.65%--18 Month Bonus CD
0.60%--12 Month Bonus CD
0.55%--18 Month CD
0.50%--12 Month CD
0.30%--6 Month Bonus CD
0.20%--6 Month CD
Locations


Lake Huron Credit Union Locations
Branch Office5685 Shattuck RdSaginaw, MI 48603
Branch Office1540 Tittabawassee RdSaginaw, MI 48604-9445