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Overview / Commentary
716-549-4150
8766 Erie Rd
Angola, NY 14006

Lake Shore Federal Credit Union is headquartered in Angola and is the 203rd largest credit union in the state of New York. It is also the 3,764th largest credit union in the nation. It was established in 1967 and as of September of 2016, it had grown to 5 employees and 3,141 members at 1 location. Lake Shore Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in the Towns of Eden, Brant or Evans, New York.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Shore Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #17878
Year Chartered1967
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD7.43%
Annual Interest Income$309.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$15.3MM$13.8MM
LoansQ3 2016vs Q3 2015$7.3MM$7.2MM
DepositsQ3 2016vs Q3 2015$13.8MM$12.3MM
Equity CapitalQ3 2016vs Q3 2015$1.5MM$1.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$83.00K$71.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$49.00K$66.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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Lake Shore Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Regular Share Account
0.10%--Club Account
0.10%--Vacation Club Account
Locations


Lake Shore Federal Credit Union Locations
Branch Office8766 Erie RdAngola, NY 14006