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Overview / Commentary
8766 Erie Rd
Angola, NY 14006

Lake Shore Federal Credit Union is headquartered in Angola and is the 202nd largest credit union in the state of New York. It is also the 3,768th largest credit union in the nation. It was established in 1967 and as of June of 2016, it had grown to 5 employees and 3,155 members at 1 location. Lake Shore Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in the Towns of Eden, Brant or Evans, New York.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Shore Federal Credit Union has a low asset base.

Health Grade Components

NCUA #17878
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.03%
Annual Interest Income$204.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$15.2MM$14.4MM
LoansQ2 2016vs Q2 2015$7.1MM$7.0MM
DepositsQ2 2016vs Q2 2015$13.7MM$12.9MM
Equity CapitalQ2 2016vs Q2 2015$1.4MM$1.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$84.00K$75.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$51.00K$80.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Lake Shore Federal Credit Union Savings Account Rates

0.10%--Regular Share Account
0.10%--Club Account
0.10%--Vacation Club Account

Lake Shore Federal Credit Union Locations
Branch Office8766 Erie RdAngola, NY 14006