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Overview / Commentary
716-549-4150
8766 Erie Rd
Angola, NY 14006

Lake Shore Federal Credit Union is headquartered in Angola and is the 202nd largest credit union in the state of New York. It is also the 3,736th largest credit union in the nation. It was established in 1967 and as of December of 2016, it had grown to 5 employees and 3,151 members at 1 location. Lake Shore Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in the Towns of Eden, Brant or Evans, New York.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Shore Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #17878
Year Chartered1967
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD7.67%
Annual Interest Income$415.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$15.4MM$14.0MM
LoansQ4 2016vs Q4 2015$7.1MM$7.2MM
DepositsQ4 2016vs Q4 2015$13.8MM$12.5MM
Equity CapitalQ4 2016vs Q4 2015$1.5MM$1.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$75.00K$72.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$51.00K$51.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates

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Locations


Lake Shore Federal Credit Union Locations
Branch Office8766 Erie RdAngola, NY 14006