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Overview / Commentary
1536 Edgefield St
Greenwood, SC 29646

Lakelands Federal Credit Union is headquartered in Greenwood and is the 50th largest credit union in the state of South Carolina. It is also the 3,916th largest credit union in the nation. It was established in 1975 and as of December of 2017, it had grown to 7 employees and 2,570 members at 1 location. Lakelands Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Greenwood County, South Carolina.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lakelands Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22098
Year Chartered1975
Primary Regulator
Profit Margin
Return on Assets - YTD-0.55%
Return on Equity - YTD-5.55%
Annual Interest Income$450.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$12.3MM$12.1MM
LoansQ4 2017vs Q4 2016$6.0MM$6.4MM
DepositsQ4 2017vs Q4 2016$11.0MM$10.7MM
Equity CapitalQ4 2017vs Q4 2016$1.2MM$1.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$61.00K$42.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$129.00K$96.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lakelands Federal Credit Union Savings Account Rates

0.20%*$500*-Savings Account
OTHER TIERS: 0.15% Up to $500
0.15%--Christmas Club Account

Lakelands Federal Credit Union Checking Account Rates

0.20%*$2,500*-Checking Account
OTHER TIERS: 0.15% $500 - $1k | 0.18% $1k - $2,500
0.20%$2k-The MAX Account
0.15%$500-Club 50 Account

Lakelands Federal Credit Union CD Rates

0.90%$500-3 Year CD
0.70%$500-2 Year CD
0.60%$500-1 Year Club 50 CD
0.50%$500-1 Year CD
0.45%$500-6 Month Club 50 CD
0.35%$500-6 Month CD

Lakelands Federal Credit Union Locations
Branch Office1536 Edgefield StGreenwood, SC 29646