Featured Savings Rates
Featured Accounts

Lakelands Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD1 Year CD
0.20%SavingsSavings Account
0.90%3-year CD3 Year CD

Overview / Commentary
864-229-0949
1536 Edgefield St
Greenwood, SC 29646

Lakelands Federal Credit Union is headquartered in Greenwood and is the 50th largest credit union in the state of South Carolina. It is also the 4,001st largest credit union in the nation. It was established in 1975 and as of December of 2016, it had grown to 7 employees and 2,628 members at 1 location. Lakelands Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Greenwood County, South Carolina.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lakelands Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #22098
Year Chartered1975
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD-0.34%
Return on Equity - YTD-3.12%
Annual Interest Income$469.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$12.1MM$11.2MM
LoansQ4 2016vs Q4 2015$6.4MM$7.0MM
DepositsQ4 2016vs Q4 2015$10.7MM$9.8MM
Equity CapitalQ4 2016vs Q4 2015$1.3MM$1.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$42.00K$45.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$96.00K$64.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Lakelands Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lakelands Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$500*-Savings Account
OTHER TIERS: 0.15% Up to $500
0.15%--Christmas Club Account

Lakelands Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$2,500*-Checking Account
OTHER TIERS: 0.15% $500 - $1k | 0.18% $1k - $2,500
0.20%$2k-The MAX Account
0.15%$500-Club 50 Account

Lakelands Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-3 Year CD
0.70%$500-2 Year CD
0.60%$500-1 Year Club 50 CD
0.50%$500-1 Year CD
0.45%$500-6 Month Club 50 CD
0.35%$500-6 Month CD
Locations


Lakelands Federal Credit Union Locations
Branch Office1536 Edgefield StGreenwood, SC 29646