Featured Savings Rates
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Lakelands Federal Credit Union

Popular Accounts at this Credit Union

0.50%1-year CD1 Year CD
0.20%SavingsSavings Account
0.90%3-year CD3 Year CD

Overview / Commentary
1536 Edgefield St
Greenwood, SC 29646

Lakelands Federal Credit Union is headquartered in Greenwood and is the 50th largest credit union in the state of South Carolina. It is also the 3,907th largest credit union in the nation. It was established in 1975 and as of June of 2017, it had grown to 7 employees and 2,619 members at 1 location. Lakelands Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Greenwood County, South Carolina.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lakelands Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22098
Year Chartered1975
Primary Regulator
Profit Margin
Return on Assets - YTD-0.4%
Return on Equity - YTD-4.04%
Annual Interest Income$226.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$13.1MM$11.9MM
LoansQ2 2017vs Q2 2016$6.1MM$6.5MM
DepositsQ2 2017vs Q2 2016$11.8MM$10.5MM
Equity CapitalQ2 2017vs Q2 2016$1.3MM$1.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$39.00K$37.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$100.00K$82.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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Lakelands Federal Credit Union Savings Account Rates

0.20%*$500*-Savings Account
OTHER TIERS: 0.15% Up to $500
0.15%--Christmas Club Account

Lakelands Federal Credit Union Checking Account Rates

0.20%*$2,500*-Checking Account
OTHER TIERS: 0.15% $500 - $1k | 0.18% $1k - $2,500
0.20%$2k-The MAX Account
0.15%$500-Club 50 Account

Lakelands Federal Credit Union CD Rates

0.90%$500-3 Year CD
0.70%$500-2 Year CD
0.60%$500-1 Year Club 50 CD
0.50%$500-1 Year CD
0.45%$500-6 Month Club 50 CD
0.35%$500-6 Month CD

Lakelands Federal Credit Union Locations
Branch Office1536 Edgefield StGreenwood, SC 29646