Featured Savings Rates
Featured Accounts

Lansing Postal Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.60%1-year CD12 Month CD
0.10%SavingsRegular Share Savings Account
1.20%4-year CD48 Month CD

Overview / Commentary
517-337-0401
4600 Collins Rd
Lansing, MI 48910

Lansing Postal Community Credit Union is headquartered in Lansing and is the 189th largest credit union in the state of Michigan. It is also the 3,300th largest credit union in the nation. It was established in 1928 and as of March of 2017, it had grown to 7 employees and 2,844 members at 1 location. Lansing Postal Community Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Eaton, Ingham, Shiawassee, Clinton or Livingston Counties in Michigan.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lansing Postal Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62311
Year Chartered1928
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD-0.09%
Return on Equity - YTD-0.86%
Annual Interest Income$184.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$22.4MM$22.6MM
LoansQ1 2017vs Q1 2016$10.9MM$11.1MM
DepositsQ1 2017vs Q1 2016$19.9MM$20.0MM
Equity CapitalQ1 2017vs Q1 2016$2.3MM$2.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$117.00K$115.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$114.00K$111.00K
Real Estate OwnedQ1 2017vs Q1 2016$42.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lansing Postal Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-88 & 89 Deposit Account
OTHER TIERS: 0.20% $500 - $10k | 0.30% $10k - $50k
0.20%$100$10kIRA Share Account
0.20%$100$10kRoth IRA Share Account
0.10%$100-Regular Share Savings Account
0.10%$100-Christmas Club Savings Account
0.10%$100-Vacation Club Savings Account

Lansing Postal Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$25k*-48 Month CD
OTHER TIERS: 1.10% $1k - $25k
1.00%*$25k*-36 Month CD
OTHER TIERS: 0.90% $1k - $25k
0.80%*$25k*-24 Month CD
OTHER TIERS: 0.70% $1k - $25k
0.60%*$25k*-12 Month CD
OTHER TIERS: 0.50% $1k - $25k
0.40%*$25k*-6 Month CD
OTHER TIERS: 0.30% $1k - $25k

Lansing Postal Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$25k*-48 Month IRA
OTHER TIERS: 1.10% $1k - $25k
1.00%*$25k*-36 Month IRA
OTHER TIERS: 0.90% $1k - $25k
0.80%*$25k*-24 Month IRA
OTHER TIERS: 0.70% $1k - $25k
0.60%*$25k*-12 Month IRA
OTHER TIERS: 0.50% $1k - $25k
0.40%*$25k*-6 Month IRA
OTHER TIERS: 0.30% $1k - $25k
Locations


Lansing Postal Community Credit Union Locations
Branch Office4600 Collins RdLansing, MI 48910