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Lauderdale County Teachers Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.40%5-year CD60 Month CD
0.60%1-year CD12 Month CD
0.25%SavingsShare Account

Overview / Commentary
256-766-2936
103 Mangum St
Florence, AL 35630

Lauderdale County Teachers Credit Union is headquartered in Florence and is the 54th largest credit union in the state of Alabama. It is also the 3,001st largest credit union in the nation. It was established in 1956 and as of December of 2016, it had grown to 4 employees and 2,610 members at 1 location. Lauderdale County Teachers Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the Lauderdale County Board of Education, Mars Hill Bible School, Heritage Christian University, Shoals Christian School.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lauderdale County Teachers Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61944
Year Chartered1956
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.15%
Annual Interest Income$678.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$28.3MM$29.5MM
LoansQ4 2016vs Q4 2015$10.9MM$11.0MM
DepositsQ4 2016vs Q4 2015$24.6MM$26.0MM
Equity CapitalQ4 2016vs Q4 2015$3.5MM$3.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$65.00K$63.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$126.00K$13.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Lauderdale County Teachers Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Account
0.25%--Share Account
0.25%--Christmas Club

Lauderdale County Teachers Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Draft Account

Lauderdale County Teachers Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$500-60 Month CD
1.00%$500-30 Month CD
0.60%$500-12 Month CD
0.40%$500-6 Month CD
Locations


Lauderdale County Teachers Credit Union Locations
Branch Office103 Mangum StFlorence, AL 35630-1559