Light Commerce Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.30%	1-year CD	12 Month CD 2.45% - Synchrony Bank 12 Month CD
0.15%	Savings	Regular Savings 1.80% - American Express National Bank High Yield Savings Account
0.15%	Savings	Special Savings 1.80% - American Express National Bank High Yield Savings Account

View all Light Commerce Credit Union rates »

Overview / Commentary

www.lightcommercecu.org

281-876-7576

11235 Crown Park Dr
Houston, TX 77067

Light Commerce Credit Union is headquartered in HOUSTON and is the 429^th largest credit union in the state of Texas. It is also the 5,038^th largest credit union in the nation. It was established in 2004 and as of June of 2018, it had grown to 2 employees and 772 members at 1 location. Light Commerce Credit Union has a C health rating.

Field of Membership Restrictions

Membership in Light Commerce Credit Union is open to members of New Light Christian Center Church, students of Light Christian Academy, residents and employees of Faith Village Apartments, and AIM Pastors.
See current membership details

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Health

C

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Light Commerce Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #	68529
Year Chartered	2004
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	-2.06%
Return on Equity - YTD	-10.1%
Annual Interest Income	$55.00K

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$2.6MM$3.0MM
Loans	Q2 2018vs Q2 2017	$2.0MM$2.1MM
Deposits	Q2 2018vs Q2 2017	$2.0MM$2.5MM
Equity Capital	Q2 2018vs Q2 2017	$515.00K$530.00K
Loan Loss Allowance	Q2 2018vs Q2 2017	$24.00K$15.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$16.00K$2.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Light Commerce Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$10k^*	-	Regular Savings
OTHER TIERS: 0.05% → $100 - $10k
0.15%^*	$10k^*	-	Special Savings
OTHER TIERS: 0.05% → $100 - $10k
0.05%	-	-	Christmas Club
0.05%	-	-	Vacation Club

Light Commerce Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$500	-	12 Month CD
0.20%	$500	-	6 Month CD

Locations

Light Commerce Credit Union Locations
Branch Office	11235 Crown Park Dr	HOUSTON, TX 77067

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