Featured Savings Rates
Featured Accounts
Overview / Commentary
11235 Crown Park Dr
Houston, TX 77067

Light Commerce Credit Union is headquartered in HOUSTON and is the 433rd largest credit union in the state of Texas. It is also the 5,215th largest credit union in the nation. It was established in 2004 and as of December of 2016, it had grown to 2 employees and 823 members at 1 location. Light Commerce Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Light Commerce Credit Union is open to members of New Light Christian Center Church, students of Light Christian Academy, residents and employees of Faith Village Apartments, and AIM Pastors.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Light Commerce Credit Union has a very low asset base.

Health Grade Components

NCUA #68529
Year Chartered2004
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD1.7%
Annual Interest Income$106.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$2.8MM$2.5MM
LoansQ4 2016vs Q4 2015$2.1MM$1.7MM
DepositsQ4 2016vs Q4 2015$2.2MM$2.0MM
Equity CapitalQ4 2016vs Q4 2015$528.00K$540.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$12.00K$16.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$5.00K$3.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Light Commerce Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Light Commerce Credit Union Savings Account Rates

0.15%*$10k*-Regular Savings
OTHER TIERS: 0.05% $100 - $10k
0.15%*$10k*-Special Savings
OTHER TIERS: 0.05% $100 - $10k
0.05%--Christmas Club
0.05%--Vacation Club

Light Commerce Credit Union CD Rates

0.30%$500-12 Month CD
0.20%$500-6 Month CD

Light Commerce Credit Union Locations
Branch Office11235 Crown Park DrHOUSTON, TX 77067